Day Care treatment benefits

Health insurance plans also cover for local ambulance benefits for the insured. The coverage details of local ambulance under health insurance can be varying and can be understood referring to the below details. The sum assured for local ambulance can be also different. Refer to the plan brochure of health insurance plans to learn more about the details of local ambulance coverage.

Day-care treatment refers to medical treatment and/or surgical procedure which is undertaken under general or local anaesthesia in a hospital/day care centre in less than 24 hours which would have otherwise required hospitalisation of more than 24 hours. This treatment is due to advanced technology available at most medical facilities across the country.
TATA AIG insurance plans
TATA AIG
  • Covered up to sum insured* without sublimit**.

Bajaj Allianz insurance plans
Bajaj Allianz
  • Covered.

Reliance health insurance plans
Reliance
  • HealthWise Standard:Covered within the limit of sum insured*
  • HealthWise Silver: Covered within the limit of sum insured*
  • HealthWise Gold:Covered within the limit of sum insured*

Max Bupa insurance plans
Max Bupa
  • Covered up to sum insured* without sublimit**

Apollo Munich insurance plans
Apollo Munich
  • Optima Restore:Covered up to sum insured* without sublimit**
  • Easy Health:Covered up to sum insured* without sublimit**

Star Health insurance plans
Star Health
  • Medi Classic:Not Covered
  • Optima Restore:Upto 2lac of sum insured*, the limit will be Rs.12,000/- for a policy period, Above 2lacs Upto 5lacs of Sum Insured*, The limit will be Rs.20,000/- Above 5lacs of sum insured, the limit will be Rs.30,000/-

Religare insurance plans
Religare
  • 173 treatments covered within the limit of Sum Insured*.
Note:
No Sublimits: A limit for a subset of items that are collectively subject to a larger limit. For example, a limit on insurance claims for a specific item despite the fact that the overall policy has a higher limit.

*Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.
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