Hospital Room Coverage
TATA AIG
Covered up to sum insured without sublimit for 30 days (can be increased to 60 days if Insured Person intimates 5 days prior to hospitalisation).
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Reliance
HealthWise Standard:Covered up to sum insured without sublimit for 30 days
HealthWise Silver:Covered up to sum insured without sublimit for 60 days*
HealthWise Gold:Covered up to sum insured without sublimit for 60 days
Apollo Munich
Optima Restore:Covered up to sum insured without sublimit for 60 days
Easy Health:Covered up to sum insured without sublimit for 30 days (can be increased to 60 days if Insured Person intimates 5 days prior to hospitalisation).
Star Health
Medi Classic: Covered up to sum insured without sublimit for 30 days
Optima Restore: Covered up to sum insured without sublimit for 30 days
Note:
No Sublimits: A limit for a subset of items that are collectively subject to a larger limit. For example, a limit on insurance claims for a specific item despite the fact that the overall policy has a higher limit.
Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.
No Sublimits: A limit for a subset of items that are collectively subject to a larger limit. For example, a limit on insurance claims for a specific item despite the fact that the overall policy has a higher limit.
Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.
