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ICICI Lombard Student Medical Insurance
ICICI Lombard Student Insurance Quote
While you are studying abroad, student medical insurance can cover you for unexpected medical and non medical expenses. ICICI Lombard have partnered with UnitedHealth Group (leading US-based Health Care provider) to provide quality health care for students, by giving access to its network of hospitals and physicians in United States. ICICI Lombard student medical insurance is accepted by most of the foreign universities as a substitute for their compulsory insurance.
ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US and accepted by most of the foreign universities as a substitute for their compulsory insurance.
ICICI Lombard Student Medical Insurance - Student Plans
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ICICI Lombard Student Mediclaim Insurance - Coverage Benefits
| Coverages | Gold | Bronze |
| Medical Cover* | US$ 50,000 to 500,000 | - |
| Dental Treatment | US$ 250 | US$ 250 |
| Passport Loss** | US$ 200 | US$ 200 |
| Checked-in Baggage Loss | US$ 1000 | US$ 1000 |
| Personal Accident | US$ 15,000 | US$ 15,000 |
| Personal Liability | US$ 100,000 | US$ 100,000 |
| Bail Bond | US$ 5,000 | US$ 5,000 |
| Study Interruption | US$ 7,500 | US$ 7,500 |
| Sponsor Protection | US$ 10,000 | US$ 10,000 |
| 2 Way Compassionate Visit | US$ 7,500 | US$ 7,500 |
| Repatriation of remains | Up to Medical Sum Insured | - |
* Deductible of US $ 100 - Applicable for each separate claim
** Deductible of US$ 50 - Applicable for each separate claim
Under ICICI Lombard Student Medical insurance the Plus Plan is an add on plan that can be bought in addition to the Gold or Silver plan. This provides coverage for alcoholism and drug dependency, mental and nervous disorders, in patient medical expenses related to pregnancy, medical expenses for inter collegiate sports injuries, cancer screening and mammography examinations and childcare benefits.
ICICI Lombard Student Insurance - features
Student medical insurance makes sure that your study and stay abroad is smooth. There are several reasons why a student medical insurance is necessary:
Medical insurance is mandatory for most foreign universities including popular destinations like Australia, US, Canada, New Zealand, etc.
Majority of universities abroad allow waiver from on-campus health insurance with comparable domestic insurance policies
Available at 1/3rd the university premiums abroad, ICICI Lombard Student Medical covers major medical, repatriation, evacuation, dental expenses, etc. and can be combined with the Plus Plan for additional coverages like medical expenses related to pregnancy, Mental disorders, Cancer screening, Mammography and Sports injuries.
ICICI Lombard Student Insurance - Extensions
Student Medical Insurance is now available with a continous cover for 2 years, thereby covering your entire period of study without extension hassles. You may also opt for the regular 1 year policy and then extend if required to the second year. You can extend your policy three months in advance of expiry.
ICICI Lombard Student Insurance - Claims
There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.