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Family travel insurance - Buy Online

Compare insurance policies from our travel insurance providers.
Family is an integral part of every human being. Every person is incomplete without his or her family around them. Man is a social animal but even then in his life the family plays a pivotal and important role at all times. All family members play an equal part while shouldering responsibilities within the family. This will make the family complete and all members are happy. In the Indian scenario, these family bonds continue to last and grow even when the children go abroad for studies or employment and finally to settle on foreign shores. We currently have 31.22 million persons of India origin (NRI’s and Overseas Citiziens of India [OCI]) across 190 countries as per the MEA, Government of India.

So the Indian traveller spends a lot of time and effort to keep these family ties strong and hence almost 30% of trips made abroad are to spend time with family, relatives and friends. According to a Expedia Study in 2017, another interesting fact is that 76% of Indian Travellers are likely to travel with their Family Members, Partners or Friends... this is the highest in the world against many developed nation’s travellers who prefer to travel alone.
Family Travel Insurance Plan

family travel insurance
The Family Travel Insurance plan is designed for families who are likely to travel together on a trip and are looking for a single cover for all of them. Some of the insurance plans for the Family can also be offered on a Floater basis to ensure maximum coverage at most economical cost.
Coverages Offered

  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Baggage Loss/Delay
  • Passport Loss
  • Personal Liability
  • Flight Delay
  • Emergency Cash Advance
Policy Exclusions

  • Any Pre-existing Condition
  • Routine physicals or other examination
  • Elective, cosmetic, or plastic surgery
  • Suicide, (AIDS), / (HIV) infection
  • Under the influence of drugs, alcohol, or other intoxicants
  • Loss arising out of War, civil unrest, Terrorism
  • Congenital anomalies
  • Participation in Adventure Sports
  • Pregnancy related conditions
Insurance Companies

Reliance Insurance Plans
Apollo Munich Insurance Plans
There are three options available on the eIndiaInsurance for a Family cover:
  • where you could have a single premium covering upto 6 members of the family under a single policy. This is advantageous if the group size is atleast 4 members since the travellers can ensure overall premium is lesser as opposed to going for individual policies (link to Apollo).
  • where you can consolidate individual premiums but get a group family discount depending on the number of members travelling together (link to Religare).
  • where you can choose for the option to buy a family policy with a Floater Sum Insured where there is a single Sum Insured Limit for Emergency Accident & Sickness covering all members of the family (link to HDFC).
What is a Floater Policy? How does it work? Should one buy an individual cover or a floater cover?
This is most prevalent in Health Policies, although a few insurers offer this benefit under Travel Insurance. A floater policy is one that is issued with a single sum insured covering number of individuals of a family. Read more

Indian travel insurance for your family

Travel insurance policies provide coverage unplanned adverse situations while outside India. Some of the coverage benefits that the insured travelers has includes coverage for personal accident, medical expenses and repatriation, loss of checked baggage, passport etc.. We have listed the travel insurance under the following different segments.

Indian travel insurance benefits

The benefits offered by these insurance companies can vary. Insurance customers can quickly compare the details of benefits offered under Indian travel insurance policies.

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Insurance buyers can review and compare the benefits provided by diffrent Indian travel insurance products.

Steps to buy policy online

Select the type of insurance and other relevant information.
Select the policy you want to buy from the displayed policy options.
Complete the online application form.
Click on continue button to pay the premium by using your credit/debit card
Select your card type and complete the online purchase.
The policy will now be issued and emailed.

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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