Parents Overseas Travel Insurance

Fine the best international health insurance

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Date of birth
  OR age      years
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Parents who are visiting their children for holidays, going for a tour abroad can buy travel health insurance from Indian insurance providers.
There are many companies offering best visitors insurance for parents from India at competitive prices.
These policies can be purchased online without any medical reports.

Parent’s Coverage

As per the Ministry of External Affairs (MEA, GOI), there are currently 31.22 million Indians (as of December 2017) living abroad either as NRI’s or Overseas Citizens of India (OCI) in 190 countries. Out of this almost 71% of them are in the top 10 countries listed below.
Country India Diaspora (in lacs)
United States of America 44.60
Saudi Arabia 32.55
Malaysia 29.75
United Arab Emirates 28.03
Myanmar 20.08
United Kingdom 18.25
Sri Lanka 16.14
South Africa 15.60
Canada 10.16
Kuwait 9.19
This presents the perfect opportunity for visiting relatives and friends from India. According to the WTO 2018 report, almost 27% of Indians travel abroad to visit friends and family as part of their vacation.
parents graph
As per the data published in an Amadeus Report in 2018, while there are many young travellers taking to the global shores, 31% of the India outbound travellers are above the age of 45 years and within that 16% are above 55 years. This is predominantly grandparents going abroad the assist in the raising of their grandchildren.
parents graph
This makes it extremely important to ensure that these travellers in their advancing age, are adequately insured when they travel abroad. With most of them carrying pre-existing conditions, it is important to choose visitors insurance for parents with pre existing medical conditions, given that the cost of medical treatment abroad is exorbitantly high and without an insurance plan in place, the insured (or their children) could end up coughing up the money from their pocket.

How to find travel insurance for my parents?

Many Indian parents are now becoming more travel savvy and are willing to spend their hard earned savings on travel experiences across different countries in the world rather than having their money accumulate interest in the bank. Almost all countries have recorded a growth of inbound visitors in the age category 50-80 years and this is a welcome sign. Parents’ travel can be two fold. One is the more traditional form of travel where parents travel on long trips to US/UK/Europe/Australia etc to support their own children in raising their grandchildren while their children are both employed abroad. The second form of Parents’ Travel is where the parents would like to take a much needed international holiday for sightseeing or taking a break from their routine and these trips are funded by their savings or gifted to them by their children.

Acknowledging the fact that more senior people are travelling, many of the Indian insurance companies have come out with Senior Citizen insurance plans which specifically cater to travellers beyond the age of 60. Most of these plans do not have an entry age restriction, and so a senior citizen of any age can actually be covered under these insurance plans. When purchasing a Senior Citizen plan, one must ensure to buy a plan with a sum insured of atleast $100,000 of Accident & Sickness cover for each parent since the average claim for a senior citizen are almost double to claim amount of younger travellers. Here we offer a comprehensive range of Senior Citizen plans.

Parent’s Insurance Plan

parents insurance
The Parent’s insurance plan (like the Senior Citizen’s plan) is specifically for Senior citizens normally about the age of 50 years. It is a plan that focuses primarily on Emergency Accident & Sickness cover, but also has Medical Evacuation, Repatriation, Passport loss, Baggage Loss/Delay etc.
Coverages Offered

  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Baggage Loss/Delay
  • Passport Loss
  • Personal Liability
  • Flight Delay
  • Emergency Cash Advance
Policy Exclusions

  • Any Pre-existing Condition
  • Routine physicals or other examination
  • Elective, cosmetic, or plastic surgery
  • Suicide, (AIDS), / (HIV) infection
  • Under the influence of drugs, alcohol, or other intoxicants
  • Loss arising out of War, civil unrest, Terrorism
  • Congenital anomalies
  • Participation in Adventure Sports
  • Pregnancy related conditions
Insurance Companies

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How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Online renewal
Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Insurance claims
Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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