India travel insurance for senior citizens

Find the best overseas travel insurance for senior citizens
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Given the close family ties that Indians retain despite living in different parts of the world, it is common to find Indian senior citizens traveling overseas. Older travellers quite often have pre-existing medical ailments and therefore have unique needs in their overseas travel insurance plans. We have identified the Indian overseas travel insurance plans that are specially designed as travel insurance for senior citizens.

Here is some perspective on pre-existing conditions which is very relevant in travel insurance for older travellers. A pre-existing condition means any condition, ailment or injury or related condition(s) for which the insured had signs or symptoms, and / or were diagnosed, and / or received medical advice/ treatment, within 48 months prior to commencement of the first Policy issued by the Insurer. This means that if the insured is traveling abroad with a pre-existing condition and avails of any treatment abroad, the insurance company will not be liable for paying the claim. On eIndiaInsurance, we have overseas mediclaim insurance for older travellers with options for including a pre existing illness coverage.

Older Traveller Overseas Mediclaim Insurance Travel Insurance Tips

What is the maximum age when travelers can buy this travel insurance?

Most insurance companies have a maximum entry age of 70 years on the date of commencement of travel for their Standard Plans. But almost all of them have a Senior Citizen Plan which is for travelers from 71 to 80/85 years of age and hence the traveler can avail this specific plan for their travel.

Travel Insurers

Age Criteria

Apollo Munich Health Insurance

  • 6 months to 70 years

Bajaj Allianz General Insurance

  • 6 Months to 60 years
  • Senior Citizen: 61 – 70 years

Cholamandalam Travel Insurance

• 1 year to 70 years
• Senior citizens - 71 Years to 80 Years

GO Digit General Insurance Limited

  • 3 Months to 60 years

Future Generali India Insurance Co Ltd

  • 6 Months to 70 years
  • Senior Citizen: 71 – 80 years

HDFC Ergo General Insurance Co Ltd

  • 6 Months to 70 years

Religare Health Insurance Company Limited

  • 1 day – no maximum age restriction for Single Trip.
  • 18 years – 70 years for Annual Multi Trip

Reliance General Insurance Co Ltd

  • 1 day – no maximum age restriction for Single Trip.
  • 18 years – 70 years for Annual Multi Trip

Royal Sundaram General Insurance Co Ltd

  • 91 days – 70 years
  • > 71 years  for Senior Citizen Plan – No upper age limit

Tata AIG General Insurance Co Ltd

  • 6 months – 70 years
  • Senior Plan – 71 to 80 years
Senior Citizen Travel Insurance
Companies offering overseas travel insurance for senior citizens India
TATA AIG Insurance Plans Bajaj Allianz Insurance Plans Reliance Insurance Plans Cholamandalam Insurance Plans Apollo Munich Insurance Plans Future Generali Insurance plans Religare Insurance Plans Royal Sundaram Insurance Plans
senior citizen insurance
The Indian Senior Citizen travel insurance plan is specifically for older travellers normally about the age of 70 years. The best Indian Senior citizen travel insurance plan focuses primarily on Emergency Accident & Sickness cover, but also has Medical Evacuation, Repatriation, Passport loss, Baggage Loss/Delay etc.

Know more  
Coverages Offered

  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Baggage Loss/Delay
  • Passport Loss
  • Personal Liability
  • Flight Delay
  • Emergency Cash Advance
Policy Exclusions

  • Any Pre-existing Condition
  • Routine physicals or other examination
  • Elective, cosmetic, or plastic surgery
  • Suicide, (AIDS), / (HIV) infection
  • Under the influence of drugs, alcohol, or other intoxicants
  • Loss arising out of War, civil unrest, Terrorism
  • Congenital anomalies
  • Participation in Adventure Sports
  • Pregnancy related conditions


There will not be additional fees or extra cost for any of the services offered at eIndiaInsurance.

24/7 Technical Support

The customer support team at eIndiaInsurance will provide you all support required to buy your preferred insurance plan.

Best Pricing

Complete a simple online application to compare plans and buy your chosen plan at the guaranteed best price on eIndiaInsurance.

International travel health insurance products for seniors

  • Senior citixens 71-99 years can buy the policy online wihtout any medical tests.
  • Option to buy wihtout medical sublimit plan by paying additional premium.
  • Maximum duration is 180 days
  • Pre-existing ailments covered up to $1,500 only incase of life threatening situation
  • Available for the age 71-99 years without any medical tests
  • Maximum duration available is 180 days
  • Maximum coverage is US$50,000
  • Senior citixens 71-90 years can buy the policy online wihtout any medical tests.
  • Maximum duration is 182 days
  • Maximum coverage availble is US $15,000 and US $50,000.
  • Option to buy US $50,000 wihtout medical sublimit plan by paying additional premium
  • Senior citizens 71-90 years can buy the policy online wihtout any medical tests
  • Sum insured ranges from US $50,000 and US $100,000
  • Covers declared pre-existing conditions up to 10% os sum insured
  • Premium per day and can be purchased up to 180 days.

Indian Travel Insurance Resources

Email / Call Back



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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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