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United India Travel Insurance

United India Travel Insurance Benefits

  • Excluding USA & Canada
  • Including USA & Canada
  • Excluding USA & Canada
  • Including USA & Canada

1. OMP – Policy : B – Worldwide – Excluding USA & Canada – Including Sickness cover

OMP–Policy:B–Table of Benefits–Including Sickness Cover
Plan A – 1 – Worldwide – Excluding USA / Canada
Sections Description With Medical Examination Without Medical Examination
Sum Insured Sum Insured
Section A Illness US $ 50,000 US $ 10,000
Treatment following Accident US $ 50,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 10,000 US $ 10,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150 US $ 150
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

OMP – Policy:B–Table of Benefits
Plan A – 2 – Worldwide – Excluding USA / Canada
Sections Description With Medical Examination Without Medical Examination
Sum Insured Sum Insured
Section A Illness US $ 1, 00,000 US $ 10,000
Treatment following Accident US $ 1, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 10,000 US $ 10,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150 US $ 150
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

OMP – Policy:B–Table of Benefits–Including Sickness Cover
Plan A – 3 – Worldwide – Excluding USA / Canada
Sections Description With Medical Examination Without Medical Examination
Sum Insured Sum Insured
Section A Illness US $ 2, 50,000 US $ 10,000
Treatment following Accident US $ 2, 50,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 250 US $ 250
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

2. OMP – Polcy : B – Worldwide – Including USA & Canada – Including Sickness cover

OMP – Policy: B–Table of Benefits–Including Sickness Cover
Plan B – 1 – Worldwide – Including USA / Canada
Sections Description With Medical Examination Without Medical Examination
Sum Insured Sum Insured
Section A Illness US $ 1, 00,000 US $ 10,000
Treatment following Accident US $ 1, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150 US $ 150
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

OMP – Policy: B–Table of Benefits–Including Sickness Cover
Plan B – 2 – Worldwide – Including USA / Canada
Sections Description With Medical Examination Without Medical Examination
Sum Insured Sum Insured
Section A Illness US $ 2, 50,000 US $ 10,000
Treatment following Accident US $ 2, 50,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150 US $ 150
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

OMP – Policy:B–Table of Benefits–Including Sickness Cover
Plan B – 3 – Worldwide – Including USA / Canada
Sections Description With Medical Examination Without Medical Examination
Sum Insured Sum Insured
Section A Illness US $ 5, 00,000 US $ 10,000
Treatment following Accident US $ 5, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 250 US $ 250
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

3. OMP – Policy : A – Worldwide – Excluding USA & Canada – Excluding Sickness cover

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LA – 1 – Worldwide – Excluding USA / Canada
Sections Description Sum Insured
Section A Treatment followed by Accident US $ 50,000
Deductible US $ 100
Section B Personal Accident US $ 10,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LA – 2 – Worldwide – Excluding USA / Canada
Sections Description Sum Insured
Section A Treatment followed by Accident US $ 1,00,000
Deductible US $ 100
Section B Personal Accident US $ 15,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LA – 3 – Worldwide – Excluding USA / Canada
Sections Description Sum Insured
Section A Treatment followed by Accident US $ 2,50,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 250
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

4. OMP – Policy : A – Worldwide – Including USA & Canada – Excluding Sickness cover

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LB – 1 – Worldwide – Including USA / Canada
Sections Description Sum Insured
Section A Treatment followed by Accident US $ 1,00,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LB – 2 – Worldwide – Including USA / Canada
Sections Description Sum Insured
Section A Treatment followed by Accident US $ 2,50,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LB – 3 – Worldwide – Including USA / Canada
Sections Description Sum Insured
Section A Treatment followed by Accident US $ 5,00,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 250
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

Policy exclusions

  • Any diseases existing / treated prior to one year of commencement of risk whether declared or not.
  • For children aged 5 and under treatment relating to :-Mumps chicken pox measles German measles spina bifida whooping cough Diphtheria Poliomyelitis menimaitis and scarlet
  • fever.
  • Involving travel against medical advise travel for treatment terminal prognosis / awaiting special treatment.
  • Cosmetic surgery pregnancy related costs AIDS.War perils nuclear perils.
  • Suicide or attempted suicide.
  • Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)
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2. Overseas travel insurance plans for Employment and Study

Policy pays through following plans:

Plan - C - Employment & Study (Excluding USA & Canada)
Eligibility: 5 years to 60 years
Trip limit: Minimum 2 months & maximum 12 months.
Renewal: Minimum 1 month & maximum 12 months.

Coverage Limit Deductible
Medical expenses US $ 1 50 0 US $ 100

Plan - C - Employment & Study (Excluding USA & Canada)
Eligibility: 5 years to 60 years
Trip limit: Minimum 2 months & maximum 12 months.
Renewal: Minimum 1 month & maximum 12 months.

Coverage Limit Deductible
Medical expenses US $ 1 50 0 US $ 100

3. Overseas travel insurance plans for frequent travellers

Policy pays through below plans:

1. OMP – Policy : B – Worldwide – Corporate Frequent Travellers – Including Sickness cover

OMP – Policy: B–Table of Benefits–Including Sickness Cover
Plan E – 1 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description With Medical Examination Without Medical Examination
Section A Illness US $ 1, 00,000 US $ 10,000
Treatment following Accident US $ 1, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150 US $ 150
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

OMP – Policy: B–Table of Benefits–Including Sickness Cover
Plan E – 2 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description With Medical Examination Without Medical Examination
Section A Illness US $ 5, 00,000 US $ 10,000
Treatment following Accident US $ 5, 00,000 Nil
Deductible US $ 100 US $ 100
Section B Personal Accident US $ 25,000 US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000 US $ 1,000
Section D Delay of Checked in Baggage US $ 100 US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 250 US $ 250
Deductible US $ 30 US $ 30
Section F Personal Liability US $ 2,00,000 US $ 2,00,000
Deductible US $ 200 US $ 200

2. OMP – Policy : A – Worldwide – Corporate Frequent Travellers – Excluding Sickness cover

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LE – 1 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description Sum Insured
Section A Treatment following Accident US $ 1,00,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

OMP – Policy: A–Table of Benefits–Excluding Sickness Cover
Plan LE – 2 – Worldwide – Corporate Frequent Travellers – Subject to Endorsement Attached
Sections Description Sum Insured
Section A Treatment following Accident US $ 5,00,000
Deductible US $ 100
Section B Personal Accident US $ 25,000
Section C Loss of Checked in Baggage US $ 1,000
Section D Delay of Checked in Baggage US $ 100
(Over 12 Hrs - Outbound Flights)
Section E Loss of Passport US $ 150
Deductible US $ 30
Section F Personal Liability US $ 2,00,000
Deductible US $ 200

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