How much travel insurance do I need for Schengen visa?
Traveling across Europe is by and large covered by the introduction of the Schengen visa. If you are a traveler transiting through or visiting the Schengen countries, you have to obtain your Schengen visa from the Consulate of the country of your main destination. However, the proof of health insurance cover for your stay in the Schengen country has to be presented to the consulate prior to issuance of visa. The Schengen Visa requires that the insured traveler have an Accident & Sickness coverage of a minimum of Euros €30,000 covering the duration of the trip. The Schengen visa requirements also state that the insurance plan opted for by the insured needs to cover Emergency Medical Evacuation and Repatriation of Remains.
Hence some insurance companies offer a Schengen specific plan ensuring this minimum coverage is offered in their plans. The Schengen countries are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland. Hence if you are travelling to any of these countries, one must have a Schengen visa in place.