Europe Travel Insurance for Schengen Visa

Europe is today the largest tourist destination across all countries/continents in the world. According to UNWTO report, in 2018, 51% of the world’s travellers (around 627 million travellers, 62.7 crores) arrived in Europe and the visitors grew at a higher rate than overall global travel itself. There is clearly so much to see and experience across Europe and the Schengen visa has made it very convenient for traveller to criss-cross the continent without too many visa issues. The Schengen visa allows travellers to visit any of the 26 member countries without requiring a specific visa for each country and so the traveller needs to just apply for single Schengen visa and inform the authorities about the countries they are likely to visit.
The Schengen visa applies to all but 5 countries within Europe and firstly, it is mandatory for the traveller to have an insurance cover while applying for the visa. Secondly the minimum sum insured coverage for Accident & Sickness (A&S) needs to be €30,000 (currently approx. USD $40,000 / ₹ 24,00,000). Without these conditions being met, no visa is granted for entry to any of the Schengen countries.
It is equally important to note that the cost of healthcare is relatively high when compared to India and hence the traveller is advised to opt for a (A&S) coverage of atleast $250,000, but ideally $500,000 (₹INR 3.5 crores) under the plan they choose to buy. You can compare and buy the plan most suited to the traveller’s requirements. Post choosing the plan, simply pay with your credit/debit card/internet baking and the policy schedule will reach the traveller’ email id in a couple of minutes.