TATA AIG Insurance Plans

Why buy TATA AIG?

There are many advantages of buying TATA AIG’s insurance plans online. Some of the advantages are listed below:

  • Tata AIG has been the undisputed market leader in the travel insurance market in India since inception in 2001 and till date enjoys the highest market share.
  • Tata AIG is a JV with AIG ($55 billion turnover) holding 24% share and balance 76% with Tata Group ($100 billion turnover Industrial conglomerate).
  • TATA AIG satisfies all statutory regulations of IRDAI in India.
  • AIG has Business Operations in 130 countries across the following Property, Casualty lines of business apart from Travel.
  • Tata AIG's Medical Assistance Company is AIG Travel Assist which is an AIG group company – They have 8 alarm centres across the world and managed around 267,000 travel claims during 2017.
  • AIG Travel Assist have the largest network of hospitals in USA, which is managed through their Houston alarm centre. The Rest of the World Assistance servicing is done through the alarm centre in Kuala Lumpur. At any given time the TATA AIG’s insureds will have access to faster medical assistance services at more number of specialty hospitals
  • AIG Travel Inc. is the worldwide Travel Insurance business was almost $1.05 billion across 80 countries including India. Clearly the leader and the most preferred company for the longest time in the World Market!

Note on AIG Inc. and its Worldwide Operations

  • Business Operations in 130 countries employing 60,000 people across the world
  • Lines of business include
    • General insurance that includes Accident & Health of which Travel Insurance forms a major part
    • Property & Casualty Lines of Business
    • Life Insurance and Retirement Services
    • Mortgage Insurance
  • 2017 revenues were at $55 billion

TATA AIG Travel Insurance review

TATA AIG Travel Insurance
Sum Insured
USD 50,000 to 5,00,000
Number of policies issued *
509,990
Claims settlement ratio **
66.59%
Number of lives covered *
827,689
Incurred claims ratio
62%
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

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Tata AIG travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after approval.

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Tata AIG Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Tata AIG Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.


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Tata AIG Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41101026
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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