Star First Delite insurance

Features of Star First Delite Plan

• Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs. These expenses include room rent,nursing and boarding charges, Surgeon, Diagnostics, implants, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs.
• Ambulance charges for emergency transportation to hospital as per specified limits.
• Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
• Post-hospitalisation paid as lump-sum upto the limit specified.
• Specified Day-care procedures covered.
• Specified Diseases are covered upto the specified limits

• Pure Term Life Insurance Cover this section pays the nominee the stated sum assured in case of the death of the policyholder during the policy term of contract

• No Third Party Administrator - direct in - house claims team ensures faster and hassle free claims settlement. Supported by 24X7 Toll Free Helpline for any assistance required by the insured.
• Cashless hospitalization wherever possible.
• Network of more than 9300+ hospitals across India.
• 24x7 Toll Free Helpline.
• Information on health through free health magazine.
• Facility for maintaining personal health records in electronic format.

General Terms of Star First Delite Plan

• Pre-Acceptance Medical Screening for both Health and Life Sections: Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.
• Tax Benefits for both Health and Life Sections: Amount paid by any mode other than by cash for this Health section insurance is eligible for relief under Section 80D of the Income Tax Act.Amount paid for this Life section insurance is eligible for relief under Section 80C of the Income Tax Act.
• Free look period for both Health and Life Sections: The policy can be cancelled within 15 days from the date of receipt of the policy. In case Policyholder has bought this plan through distance marketing mode, he/she may cancel the Plan within 30 days from the date of receipt of the policy. However, the company reserves the right to deduct medical examination fees, cancellation fee*, stamp duty charges for issue of the policy and proportionate risk premium for the period concerned.