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Baggage Loss Coverage

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Baggage Loss Coverage

The Company will reimburse (up to the limits specified) any purchase of essential clothes, toiletries and essential medicines in the event that the Insured Person suffers a loss of baggage or delay of more than 6 hours from the Scheduled Arrival time at the destination. This benefit is only payable on outward journey from India and not on return journey to India.

Insurance plans offering Baggage Loss

  • Insurance plans offering Baggage Loss Coverage for Travel- Individual
    Reliance Health Insurance Plans
    Standard ($50,000)
    Up to $500
    Silver ($100,000)
    Up to $1,000
    Gold ($250,000)
    Up to $1,200
    Platinum ($500,000)
    Up to $1,500
    Apollo Munich Health Insurance Plans
    Bronze ($50,000)
    Up to $500
    Silver ($100,000)
    Up to $500
    Gold ($250,000)
    Up to $500
    Platinum ($500,000)
    Up to $1,000
    Future Generali Health Insurance Plans
    Standard ($50,000)
    Up to $250
    Silver ($100,000)
    Up to $500
    Gold ($250,000)
    Up to $1,000
    Platinum ($500,000)
    Up to $1,000
    Deductible: $25
    Religare Insurance Plans
    Gold (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Platinum (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Iffco-Tokio Health Insurance Plans
    Bronze ($50,000)
    Up to $500
    Silver ($2,50,000)
    Up to $1,000
    Gold ($1,00,000/$2,50,000/ $5,00,000)
    Up to $1,000/$1,000/$1,000
    Royal-Sundaram Health Insurance Plans
    Classic ($50,000/ $1,00,000)
    Up to $500
    Supreme ($200,000/$300,000/ $5,00,000)
    Up to $500
    Elite ($500,000/$750,000/ $1000000)
    Up to $1500
    Star Health Insurance Plans
    $50,000
    Up to $250
    $100,000
    Up to $250
    $250,000
    Up to $500
    $500,000
    Up to $750
    TATA-AIG Health Insurance Plans
    Silver ($50,000)
    Up to $500
    Silver Plus ($100,000)
    Up to $750
    Gold ($250,000)
    Up to $1,000
    Platinum ($500,000)
    Up to $1,000
    HDFC-ERGO Health Insurance Plans
    Silver ($50,000)
    Up to $1,000
    Gold ($100,000)
    Up to $1,000
    Platinum ($200,000)
    Up to $1,000
    Titanium ($500,000)
    Up to $1,000
    Deductible: 12 Hours,$10 per 8 Hours
    SBI-GENERAL Health Insurance Plans
    50,000
    2000 on Floater basis
    5,00,000
    2000 on Floater basis
    Deductible: 5% of Claim Amount
    Universal Sompo Insurance Plans
    Silver ($50,000)
    Up to $500
    Gold ($2,00,000)
    Up to $1,000
    Platinum ($5,00,000)
    Up to $1,000
    cholamandalam Health Insurance Plans
    Plus($50,000/$100,000/$250,000/ $350,000/$500,000)
    $250
    Pleasure($50,000/$100,000/ $250,000/$350,000/$5,00,000)
    $500
    Delight($50,000/$100,000/ $250,000/$350,000/$500,000)
    $1,500
    Silver ($50,000/$100,000)
    $250
    Gold ($100,000/$250,000)
    $1000 ($500 for Med SI 100K)
    Oriental travel insurance
    Plan A1 ($50,000)
    Up to $1,000
    Plan A2 ($2,00,000)
    Up to $1,000
    Plan B1 ($1,00,000)
    Up to $1,000
    Plan B2 ($5,00,000)
    Up to $1,000
    New India Travel Insurance Plans
    Plan A-1 ($50,000)
    Up to $1,000
    Plan A-2 ($2,50,000)
    Up to $1,000
    Plan B-1 ($1,00,000)
    Up to $1,000
    Plan B-2 ($5,00,000)
    Up to $1,000
    Plan E-1($1,00,000)
    Up to $1,000
    Plan E-2 ($5,00,000)
    Up to $1,000
    Deductible: $100
  • Insurance plans offering Baggage Loss Coverage for Annual Multi-Trip
    Reliance Health Insurance Plans
    Standard ($1,00,000)
    Up to $500
    Plus ($2,50,000)
    Up to $1,000
    Elite ($5,00,000)
    Up to $1,500
    Apollo Munich Insurance Plans
    Silver ($100,000)
    Up to $500
    Gold ($250,000)
    Up to $500
    Platinum ($500,000)
    Up to $1,00
    Future Generali Insurance Plans
    Gold ($2,50,000)
    Up to $1,000
    Platinum ($5,00,000)
    Up to $1,000
    Deductible: $25
    Religare Insurance Plans
    Gold (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Platinum (USD $50,000/$100,000/$300,000/$500,000)
    Up to $100
    Royal-Sundaram Insurance Plans
    Gold ($2,50,000)
    Up to $1,000
    Platinum ($5,00,000)
    Up to $1,000
    Cholomandalam Insurance Plans
    $100,000
    Up to $1,000
    $250,000
    Up to $500
    TATA-AIG Health Insurance Plans
    Gold ($250,000)
    Up to $1,000
    Platinum ($500,000)
    Up to $1,000
    HDFC-ERGO Health Insurance Plans
    Gold ($100,000)
    Up to $250
    Platinum ($200,000)
    Up to $250
    Deductible: $30
    SBI-GENERAL Health Insurance Plans
    50,000
    2000 on Floater basis
    5,00,000
    2000 on Floater basis
    Deductible: 5% of Claim Amount
    Universal Sompo Insurance Plans
    Gold ($2,00,000)
    Up to $1,000
    Platinum ($5,00,000)
    Up to $1,000
    Deductible: After 12 hours
  • Insurance plans offering Baggage Loss Coverage for Student
    TATA AIG Health Insurance Plans
    Plan-A ($50,000)
    Up to $500
    Plan-B ($1,00,000)
    Up to $1,000
    Ultimate ($2,50,000)
    Up to $2,000
    Ultimate(+) ($5,00,000)
    Up to $2,500
    Supreme ($5,00,000)
    Up to $2,500
    Apollo Munich Insurance Plans
    Bronze ($50,000)
    Up to $2,000
    Silver ($100,000)
    Up to $1,500
    Gold ($250,000)
    Up to $1,000
    Platinum ($500,000)
    Up to $1,000
    Deductible: 10%/50%
    Religare Insurance Plans
    Start
    Up to $1,000
    Plus (USD $50,000/$100,000)
    $500
    Super (USD $50,000/$100,000/$300,000/$500,000)
    Up to $1,000
    Ultra (USD $50,000/$100,000/$300,000/$500,000/$1,000,000)
    Up to $2,000
    Royal-Sundaram Health Insurance Plans
    Silver ($50,000)
    Up to $500
    Gold ($1,00,000)
    Up to $1,000
    Platinum ($2,50,000)
    Up to $2,000
    Titanium ($5,00,000)
    Up to $2,500
    Diamond ($7,50,000)
    Up to $2,500
    Future Generali Insurance Plans
    Basic ($50,000)
    Up to $1,000
    Standard ($50,000)
    Up to $1,000
    Silver ($100,000 /$150,000)
    Up to $1,250 /$1,500
    Gold ($200,000/ $250,000)
    Up to $1,750 /$2,000
    Platinum ($500,000)
    Up to $3,000
    Deductible: 50%
    Cholamandala Health Insurance Plans
    Silver ($50,000/$100,000)
    NIL
    Gold($250,000 /$100,000)
    Up to $1000
    platinum ($250,000/$100,000)
    Up to $1000
    HDFC-ERGO Health Insurance Plans
    Standard ($30,000)
    Up to $1,000
    Bronze ($50,000)
    Up to $1,000
    Silver ($100,000)
    Up to $1,000
    Gold ($250,000)
    Up to $2,000
    Platinum ($500,000)
    Up to $2,000
    Per Baggage Max 50% of Sum Insured & Per article Limit Max 10% of Sum Insured
    Universal Sompo Insurance Plans
    Primary ($50,000)
    Up to $1,000
    Buddy ($1,00,000)
    Up to $1,000
    Intellectual ($2,00,000)
    Up to $1,000
    Deductible: $100

Insurance FAQ's

Insurance company will pay the amount specified in the Policy Schedule / Certificate of Insurance, if the entire piece of the insured’s Checked-in Baggage, which was in the custody of the common carrier gets lost and does not reach the place of destination. This could happen due to misdirection by the common carrier or theft. The reimbursement amount of the entire lost baggage or its contents is subject to deductibles and partial loss of the Baggage and/or its contents is not covered. Normally, there are certain restrictions in the reimbursement amount; as follows:
  • The maximum reimbursement limit per bag is 50% of the Sum Insured amount mentioned in the policy schedule
  • The maximum reimbursement amount per article in any bag is 10% of the amount stated in the policy schedule

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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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