Bandhan Life for Investment Insurance

Yes, it is very safe because the returns are not linked to market performance or interest rate fluctuations. You always know exactly how much amount to expect when your policy matures.

Not at all. You don’t need to commit to a long premium payment duration which you may not be able to continue later. You can opt for shorter durations or even enjoy flexible premium payment options.

With a savings insurance plan by your side, it is easy to grow your savings and create a nest egg. Here's how it works:

• Every year, till your policy matures, a guaranteed percentage of your basic sum assured gets added to your basic sum assured. When your policy matures you get back the basic sum assured plus this total guaranteed returns amount collected over the years.
• You may also get guaranteed additions and a loyalty bonus that is accrued over the policy term. The amount accrued would depend upon your policy and its tenure.

The maturity amount will be directly credited to your bank account registered with us, if applicable as per your policy.

• We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).
• To get the maturity amount on time, we suggest you keep the bank account details and mobile no. updated with us.

A survival benefit payout in insurance refers to the money paid to the policyholder or the amount accumulated if they are still alive after a specified period in the policy term.

• This is common in certain life insurance policies, like money-back plans, or income plans where instead of getting a lump sum at the end of the policy term, you receive a portion of the annualised premiumat regular intervals during the policy's tenure.
• If you survive the specified term, you get these periodic payments, which are the survival benefits. This feature provides financial support at various stages of life, in addition to the final maturity benefit if you outlive the policy term.
• The Survival benefit pay-out amount will be directly credited to your bank account registered with us, if applicable as per your policy.
• We proactively send reminders on your mobile no. / email ID prior to your maturity due dates (Reminder starts from six months before the maturity due date).

Bonus will be declared for a participating traditional or savings policy if policy is eligible or active. The amount will depend on the profits of the insurance company at the end of every financial year.