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Bandhan life iGuarantee Vishwas

Bandhan Life iGuarantee Vishwas Insurance

Bandhan Life for best Investment Life Insurance

As an insured, if one is looking for a savings plus protection plan which will give an extra boost to their savings, iGuarantee Vishwas, the Non-linked Participating Endowment Life Insurance Plan is the most suitable plan for you.

Bandhan Life’s iGuarantee Vishwas Insurance Plan gives the insured 5% guaranteed additions on Sum Assured during the premium payment term.

Moreover the family is covered for any unfortunate event to the primary insured / bread winner and one also gets a share in the performance of the product through the regular bonus.

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Bandhan Life for iGuarantee Vishwas insurance reviews

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Distribution - Number of branches pan India (March 2019)

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Sum Assured Minimum / Maximum - Term Plans

25 lacs / Unlimited

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Solvency Ratio (FY 2018-19) *

2.59

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Number of Lives Covered (Ind+Group) **

285,524

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Entry Age Minimum/Maximum (Years) - Term Plans

18/65

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Policy Term Minimum / Maximum (Years) - Terms Plans

5/62

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Number of Policies Sold (Ind+Group) *

37,487

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Claims Settlement Ratio (Ind+Group) ***

96.90%

* - As per IRDAI data - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes | ** - as per L-25 Public Disclosure of Insurance Companies for 2019-20 | *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published.

Bandhan Life iGuarantee Vishwas Plan Overview

Key Benefits of Bandhan life iGuarantee Vishwas
- Guaranteed maturity benefit to ensure your goals are met
- Choice of premium payment terms for your convenience.
- Payment of death benefit in lump sum for your family’s future well-being.

Eligibility of Bandhan Life iGuarantee Vishwas Insurance Plan

Eligibility Criteria
Entry Age	Minimum: Minimum: 90 days	Maximum: 55 years
Maturity Age	Minimum: 18 years	Maximum: 65 years
Policy Term	Minimum: 10 years	Maximum: 20 years
Sum Assured	Minimum: ₹ 1,80,000	Maximum: ₹ 25,00,000 (Subject to ‘Board Approved Underwriting Policy’ of the Company)
Premium Payment Term	7 years	5/ 7/ 8/ 10/ 12 years
Premium Payment frequency#	Minimum Instalment Premium: For Monthly mode₹1500 For Quarterly mode ₹12,800 For Half-yearly mode ₹9000 For Annual mode ₹2,175	Maximum: No Limit (subject to ‘Board Approved Underwriting Policy’ of the Company)
Premium Payment frequency#	Yearly, Half-yearly, Quarterly and Monthly

[^^] All ages above are applicable as on last birthday. If the Policy has been taken on the life of a minor, the Policy shall automatically vest on him/her with effect from the date of attaining age of majority and the Life Assured will become the Policyholder from such date. [1] The policyholder has the option to alter the payment frequency during the premium payment term

Brochure

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Policy wordings

Review bandhan Life iGuarantee Vishwas Insurance Plan Premium policy wordings which explains the terms and conditions.