Indian Mediclaim insurance with pre-existing coverage
IIn India the awareness about the need and relevance of individual health/travel insurance is growing and many first time buyers, especially those with existing medical conditions are in a dilemma regarding which policy to buy if they have a pre-existing medical ailment.
A ‘Pre-Existing Illness/Condition’ is one with which the person is already suffering from and is availing ongoing medical treatment when he/she buys the policy. It could also be related to a major surgery that the insured has had in the recent past.
Some insurance plans do not cover pre-existing diseases, whereas a few others cover the condition in “Life Threatening situations”.
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