|Star Cardiac Care||Religare Care Heart|
|BUY NOW||BUY NOW|
|Rs. 3, 4 Lakhs||Rs. 3, 5, 7, 10 Lakhs|
|1 year||1, 2, 3 years|
|Lifelong renewal||Lifelong renewal|
|Room Rent, Boarding and Nursing Expenses - Maximum of 5,000 per day||Upto Sum Insured
|Pre Hospitalisation Expenses incurred|
|Upto 30 days||30 days|
|Post Hospitalisation Expenses incurred|
|Upto 60 days - Upto 7% of Hospitalisation Expenses, subject to a maximum of 5,000||60 days, Maximum upto 5% of Sum Insured|
|Upto 750 per hospitalisation subject to a maximum of 1,500 per policy period||
|Day Care Procedures|
|All Day Care Procedures are covered||Covered, Upto Sum Insured|
|Pre-policy Medical Check up|
|Sub Limits for Treatment of Cataract|
|Expenses related to treatment of Cataract is limited to 20,000 per eye and 30,000 per policy period||
|10% Co-payment applicable for all insureds above 60 years old and making a claim under Section 1||
|General waiting period|
Section 3 and Section 4
The Sum Insured option available are from ₹3 lacs upto ₹10 lacs on individual sum insured basis. Some insurers also offer a family floater option.
Yes, this product is eligible for portability. Portability would be limited to the extent of previous sum insured + Cumulative Bonus (if any) and waiting periods (2 years and PED) would be reduced based on number of continuous years of previous insurance.
Minimum entry age – 10 years and maximum entry age – 65 years for adults. Some plans are also available without any maximum age capping.
No. All plans currently available in the market don’t’ have PPC requirements.
Yes, there are co payments which are between 10% and 20% on the claims paid. Kindly review the terms before finalising an ideal plan.
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more