Fixed Benefit Plan – Hospital Cash |
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Pays a lumpsum upto Sum Insured on the occurrence of the covered event – hospitalisation atleast for 24 hours of the insured for an admissible illness. Payment is made as a daily benefit for exactly the number of days the insured was hospitalised (less deductible, normally 1 day). |
These plans cover only a limited / fixed set of benefits which are defined in the plan – and easy to understand and implement. |
Daily Hospital Cash plans have waiting periods – both mandatory waiting period of 30 days and other ailments including pre existing conditions, which is for 24 months and above. |
Hospital Cash is a Fixed Benefit plan and normally does not have a co-pay or deductible. Full Sum Insured settled to the insured. |
Complimentary to Indemnity based Health insurance plan and hence must be bough along with the same. |
Star Hospital Cash Insurance | Bajaj Allianz Hospital cash daily allowance | Future Generali Hospital Cash Insurance Plan | Cholamandalam Hospital Cash Healthline Insurance | SBI Hospital Daily Cash Policy | ManipalCigna ProHealth Hospital Cash | TATA AIG Individual Accident & Sickness Hospital Cash Policy | Universal Sompo Hospital Cash Insurance |
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BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW |
Brochure | |||||||
Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure |
Policy period | |||||||
1/2/3 years | 1 year | 1 year | 1/2/3 years | 1/2/3 years | 1 year | 1, 2 or 3 years | |
Eligibility criteria | |||||||
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Entry age is 6 months up to 65 years for the proposer. | Entry age for you (the proposer) is 18 years and you can opt for this policy up to the age of 70years. Entry age for dependent children is 6 months |
Coverage | |||||||
Family - Self, spouse and upto to 3 dependent children. | For you, your spouse as well as children. | For individual or on family floater basis, covering self, spouse, and two dependent children (up to 25 years). | Self, Spouse, Parents and Parents in law, Children, Siblings | Cover yourself, your spouse, kids and even your parents | Coverage on Individual basis covering the following relationships - Self, lawfully wedded spouse, children, parents, siblings, parent in laws, grandparents and grandchildren. | Individual and/or family | Individual and/or family - spouse, dependent children up to 25 years and dependent parents |
Plans offered | |||||||
Basic & Enhanced | Plan A, B, C, D | Plan A, B, C, D, E, F | 30 days & 60 days Coverage | Basic & Enhanced | Flexibility in choosing options - 5 different levels . | NA | |
Renewal | |||||||
Lifelong renewal | Lifelong renewal | Lifelong renewal | Lifelong renewal | Lifelong renewal | Lifelong renewal | ||
Hospital cash Amount per day | |||||||
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Rs 500, 1000, 2000, 2500 per day | Click Here »
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The Daily
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Daily Benefit Amount- 5 options are provided- Rs. 500, Rs. 1000, Rs. 1500, Rs. 2000, and Rs.2500. |
Number of hospital cash days per policy year | |||||||
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Cover is available for 30 days and 60 days per policy period | 30 days / 60 days / 90 days / 180 days |
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30 & 60 days | Hospitalisation Cash upto 180 days in case of Accidents or Sickness | 15, 30, 45, 60, 90 or 180 days | |
Income tax benefits | |||||||
Covered | Covered | Covered | Covered | Covered | Covered |
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