Sl.NO | Name of the Benefit |
Basic Plan | Enhanced Plan |
---|---|---|---|
01 | Sickness Hospital Cash |
Hospital Cash Amount (per day) for most extreme number of days picked by the insured. Deductible: One day deductible is relevant | Hospital Cash Amount (per day) for maximum number of days chosen by the insured. Deductible: No Deductible |
02 | Accident Hospital Cash |
Up to 150% of the Hospital Cash Amount (per day) for a maximum number of days chosen by the insured | Up to 150% of the Hospital Cash Amount (per day) for a maximum number of days chosen by the insured |
03 | ICU Hospital Cash due to Sickness and / or Injury |
Up to 200% of the Hospital Cash Amount (per day) picked by the guaranteed. Where the arrangement is issued on Individual Basis, ICU Hospital Cash is payable for a limit of 30 days just in a strategy year. Where the strategy is issued on Floater Basis, ICU Hospital Cash is payable for a limit of 90 days just in an arrangement year | Up to 200% of the Hospital Cash Amount (per day) chosen by the insured. Where the policy is issued on Individual Basis, ICU Hospital Cash is payable for a maximum of 30 days only in a policy year. Where the policy is issued on Floater Basis, ICU Hospital Cash is payable for a maximum of 90 days only in a policy year |
04 | Convalescence Hospital Cash |
Not Available | If Hospitalization is beyond 5 days one day additional Hospital Cash amount is given as Convalescence Cash Benefit. |
05 | Child Birth Hospital Cash |
Not Available | Available. Note : This benefit is subject to a waiting period of 2 years from the first commencement of this (Star Hospital Cash Insurance Policy). Only female insured persons are eligible for this benefit |
06 | Worldwide Hospital Cash |
Not Available | If the Insured Person is Hospitalized outside India for treatment of Illness or Injury, 200% Hospital Cash Amount chosen by the insured person is payable. |
In a cashless claim/hospitalisation, the insured/hospital intimates us regarding the hospitalization and submits a pre-authorization request. On authorization, the claim is directly settled with the network hospital and the insured is not required to pay any charges except for expenses not covered under the policy. Cashless facility can only be availed at a Star Health Insurance network hospital.
A health card is a card that comes along with the Health Policy. It is similar to an Identity card. This card would entitle you to avail cashless hospitalization facility at any of our network hospitals. A health card mentions the contact details and the contact numbers of the TPA. In case of a medical emergency, you can call on these numbers for queries, clarifications and for seeking any kind of assistance. Moreover, you need to display your health card at the time of admission into the hospital.
Review Star health Hospital Cash policy brochure to understand coverage details.
Know more»Review Star health Hospital Cash policy wordings which explains the terms and conditions.
Know more»You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Know more »Star Network hospitals list. Cashless treatment with us at 9,900+ hospitals
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