Star Health insurance plans are designed to suit your requirements best as per your budget. By providing a guidance to the path of wellness through protection of prevention and cover, Star Health insurance helps the insured to guard oneself from costly health care.
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Key features of Star Health Medicalim Insurance
Pre-hospitalization and Post-hospitalization expenses
Pre-existing diseases are included subject to prior coverage by a domestic insurer; usually for the four years preceding policy inception
Floater basis and individual basis
Reinstatement of sum assured
Individual basis: The sum assured is per person insured
Reinstatement of sum assured: Normally allowed after a specified number of claim-free years
(Room, nursing, boarding, surgery, anaesthetist, medical practitioner, consultation, specialists, oxygen, OT charges, X-ray, dialysis, chemotherapy, diagnostic materials, blood, medicine, drugs etc. depending on the plan chosen. This is not a restrictive list)
Star Health and Allied Insurance Co Ltd commenced its operations in 2006 with the business interests in Health Insurance, Overseas Mediclaim Policy and Personal Accident and thereby had the distinction of being the First Stand Alone Health Insurance company in India. With no other insurance category to focus and divide their attention, they usedtheir resources to focus on service excellence, design products and use core competency of innovation to deliver the best to all category of customers.
Star Health Insuranceoffers a wide range of comprehensive health insurance products at affordable prices to make health insurance accessible to every human being in India. And as a company, single-mindedly dedicated to health insurance, they have the been able to penetrate the average Indian household with their unique products and superior service on claims to become the largest Retail Health insurer in the country in 2018-19. Their USP’s include:
India’s First Stand-Alone Health Insurance Company
Pan India Presence With More Than 450+ Branch Offices
Cashless Hospitalization And Reimbursement Facility In Our Large Network Base With More Than 8800+ Hospitals Across India
Hassle-free and customer-friendly direct claim settlement without intervention of TPA
Wide Range Of Health Insurance Products From Individual Plans to Family Floater Schemes To Senior Citizen Health Coverage
Life Time Renewal of all policies
Over 5.4 lac claims settled in the financial year 2017-2018
93% of cashless claims settled in less than 2 hours
They have also been the recipient of many awards in the Health Insurance domain including:
World Health Organisation (WHO) Award Of Excellence 2017
Best Health Insurance Provider of the year - Business Today, Money Today Financial Awards 2018-2019
‘Claims Service Company Of The Year, 2014’, Beating 28 General Insurance Companies At The Indian Insurance Award
Rated Best Claim Settlement Insurer – Hindustan MaRs Survey
There are different types of insurance policies by Star Health and Allied insurance to cover you in the event of medical emergencies and safeguard financial position. The insured can avail cost efficient medical treatment with the products designed by the company with the analysis of the economic fallouts of rising medical costs.
Each insurance policy has unique coverage to serve the insured in meeting varied medical costs. Some of the greatest benefits of buying insurance from the company are quick, easy and direct settling of claims (i.e. no third party involvement), cashless facilities and free telephonic medical advice at any time.