Star Health Corona Kavach insurance

Star Corona Kavach health insurance review

• Eligibility of Star Corona Kavach Health Insurance

  • Minimum entry age shall be 18 years and maximum age at entry shall not be less than 65 years
  • Dependent Children: 1 day to 25 years

• Benefits of Star health Corona Kavach insurance

  Particulars	Details of the Plan
  Entry age	Minimum entry age shall be 18 years and maximum age at entry shall not be less than 65 years
  Minimum and Maximum Sum Insured	₹50,000/- (Fifty Thousand) to ₹5,00,000/- (Five Lacs) (in the multiples of fifty thousand)
  Policy Period	Star Corona Kavach policy shall be offered with a policy term of Three and half months (3 ½ months) – 105 days Six and half months (6 ½ months) - 195 days Nine and half months (9 ½ months) - 285 days

  Base Cover:

  Hospitalization Cover	Hospitalization expenses incurred on treatment of COVID-19 comprising of Room, Boarding, Nursing Expenses, Consultant, Specialist fees, Anesthesia, blood, oxygen, PPE Kit,Gloves, Mask and such similar other expenses
  Road Ambulance	Rs 2000/- per Hospitalization
  Home Care Treatment Expenses	Cost of treatment incurred by the Insured person on availing treatment at home for Covid on positive diagnosis up to 14 days per incident, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home.
  Ayush Treatment	upto sum insured
  Pre Hospitalization Expenses	15 days
  Post Hospitalization Expenses	30 days
  Post Hospitalization Expenses	30 days
  Optional Cover
  Hospital Daily Cash	0.5% of Sum Insured per day subject to maximum of 15 days in a policy period for every insured member.
  Renewal, migration and portability	Not applicable to this product.
  Modes of premium payment	Single premium payment mode shall only be allowed.
  Waiting Period	15 days
  Tax Benefits	As per Section 80D, Income Tax Act 1961

• Star Corona Kavach health insurance - highlights

  • COVID Hospitalization Cover.
  • Home Care Treatment Expenses
  • AYUSH Covered
  • Covered for Individual / Floater
  • Star Health Insurance Corona Kavach policy shall be offered with a policy term of 3 ½ months, 6 ½ months and 9 ½ months

• How can one buy a Star health insurance cover?

  Today in the India market, it is not very difficult to purchase an appropriate Health insurance plan, on the contrary it is relatively simple if one follows the defined steps below:

  • Step 1- Visit a product comparison website like eindiainsurance to review and compare policy benefits, coverage and premium details online
  • Step 2 - Seek information and clarity on the charges, inclusions, exclusions, other terms and conditions under the policy
  • Step 3 - Fill the online Star Health Insurance proposal form stating your personal details and health profile while ensuring the information given is complete and accurate
  • Step 4 – Star Health will then process the application forwarded to them. Based on the information provided, one may be required to undergo pre-policy medical examination at Star Health’s network diagnostic centers.
  • Step 5 - Depending on Star Health team’s evaluation, if the proposal is accepted, then they will issue the policy subject to receipt of annual single premium as published on the website and remitted online through the payment gateway
  • Step 6 - Please note that the proposer will have to pay the necessary amount for undergoing the specified medical examination and such tests shall be valid for a maximum period of 30days only…however, if the policy is issued we will refund you 100% of the cost of the pre-policy medical examination
  • Step 7 - The Policy Schedule, Policy Wordings, Cashless Cards and Health Guide will be sent to the insured’s mailing address mentioned on the proposal form