Benefits | Silver Plan | Gold Plan | ||
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Section Coverages / Medical Screening | No Pre Acceptance Medical Screening but Medical Records to be compulsorily submitted | |||
Section 1 | Hospitalization cover
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Section 2 | Available for Cardiac Ailments & Complications - Covers only Surgical/Interventional Management | Available for Cardiac Ailments & Complications - Covers Surgical/Interventional and Medical Management | ||
Cardiac Section | After a waiting period of 90 days, this policy covers treatments relating to Cardiac diseases. This waiting period will not apply for renewals. | |||
Co Payments | 10% Co-payment applicable for all insureds above 60 years old and making a claim under Section 1 | |||
Section Coverages / Medical Screening | No Pre Acceptance Medical Screening but Medical Records to be compulsorily submitted | |||
Section 3 | Out-Patient Expenses
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Section 4 | Personal Accident - Accidental Death Benefit | |||
Maximum Sum Insured | 3,00,000 | 4,00,000 | 3,00,000 | 4,00,000 |
Policy Period | 1 year | |||
Family Definition | Individual Plan | |||
Hospitalisation - Room Rent, Boarding and Nursing Expenses limit per day | 2% of Sum Insured subject to a maximumof 5,000 per day | |||
Hospitalisation Expenses - Professionals Fees, Anaesthesia , Blood, Operation Theatre, Surgical Appliances, X Rays, Stents etc | Covered as Actuals | |||
No of Daycare Treatments / Procedures Covered | All 405 Day Care Procedures Covered | |||
Sub Limits for Treatment of Cataract as Daycare (per episode / per policy period) | Expenses related to treatment of Cataract is limited to 20,000 per eye and 30,000 per policy period | |||
Emergency Ambulance Charges by Road (per policy period) | Upto 750 per hospitalisation subject to a maximum of 1,500 per policy period | |||
Coverage for Claims related to Cardio Vascular System | Expenses incurred relating as an Inpatient in repsect of all Cardica Related complications necessitating Surgery / Intervention | |||
Pre Hospitalisation Expenses incurred | Upto 30 days | |||
Post Hospitalisation Expenses incurred | Upto 60 days - Upto 7% of Hospitalisation Expenses *** subject to a maximum of 5,000 | |||
Outpatient (OPD) Expenses like Medical Consultation, Diagnostics, Medicines and Durgs | Upto 500 per event subject to a maximum of 1,500 per policy period (subject to treatment beinv availed in a Network Facility | |||
Personal Accident Cover | Upto 100% of Sum Insured subject to the accident resulting in Death within 12 calendar months | |||
Waiting Period | Section 1 - Waiting Period of 30 days for any disease ; 24 months waiting period for Specified Illness/Disease / Treatment; 48 months for PED Section 2 - Waiting Period of 90 days for any disease |
In a cashless claim/hospitalisation, the insured/hospital intimates us regarding the hospitalization and submits a pre-authorization request. On authorization, the claim is directly settled with the network hospital and the insured is not required to pay any charges except for expenses not covered under the policy. Cashless facility can only be availed at a Star Health Insurance network hospital.
A health card is a card that comes along with the Health Policy. It is similar to an Identity card. This card would entitle you to avail cashless hospitalization facility at any of our network hospitals. A health card mentions the contact details and the contact numbers of the TPA. In case of a medical emergency, you can call on these numbers for queries, clarifications and for seeking any kind of assistance. Moreover, you need to display your health card at the time of admission into the hospital.
Review Star health insurance Cardiac Care policy brochure to understand coverage details.
Review Star health insurance - Cardiac Care policy wordings which explains the terms and conditions.
Know more»You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
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Medi Classic
Senior Citizen
Diabetes Safe
Criticare Plus
HealthGain
Super Surplus
Cardiac Care
Family Health Optima
Comprehensive Plan
Family Delite
Cancer Care Gold
Star Net plus
Star Care Micro
Star Special Care
Star Hospital Cash
Micro Rural and Farmers Care
Young Star Insurance
Arogya Sanjeevani Policy
Outpatient Care Insurance
Novel Coronavirus
Corona Rakshak
Corona Kavach