Star First Care insurance

Features of Star First Care Plan

• Room, Boarding, Nursing expenses at Rs.750/- per day (0.75% of the sum insured) - either private or shared accommodation.
• ICU charges up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization.
• Ambulance charges for emergency transportation is covered
• Pre Hospitalisation expenses up to 30 days prior to admission in the hospital.
• Post Hospitalisation expenses up to 60 days after discharge from the hospital.
• Hospital Cash: Benefit will be paid at the rate of Rs.1000/- per day of hospitalization subject to a maximum of 14 days, where the treatment is taken in Government Hospital.
• Day-care procedures cover : Cover for over 400 day care procedures.

Life Cover

• This plan provides for lump sum in the event of death of the Primary Life Insured during the term of the plan and ensures that your loved ones are taken care of, even in your absence
• Flexibility to choose the Sum Assured between ₹3 lacs upto ₹15 lacs as per need
• Straight through process without medicals up to 50 years age

Others

• No Third Party Administrator - direct in - house claims team ensures faster and hassle free claims settlement. Supported by 24X7 Toll Free Helpline for any assistance required by the insured.
• Cashless hospitalization wherever possible.
• Network of more than 9300+ hospitals across India.
• 24x7 Toll Free Helpline.
• Information on health through free health magazine.
• Facility for maintaining personal health records in electronic format.

General Terms of Star First Care Plan

Pre-Existing Diseases/Illness
Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

Day care treatment
405 day care treatments are covered.

Tax Benefits for both Health and Life Sections

• Amount paid by any mode other than by cash for this Health section insurance is eligible for relief under Section 80D of the Income Tax Act.
• Amount paid for this Life section insurance is eligible for relief under Section 80C of the Income Tax Act.

Free look period for both Health and Life Sections The policy can be cancelled within 15 days from the date of receipt of the policy. In case Policyholder has bought this plan through distance marketing mode, he/she may cancel the Plan within 30 days from the date of receipt of the policy. However, the company reserves the right to deduct medical examination fees, cancellation fee*, stamp duty charges for issue of the policy and proportionate risk premium for the period concerned.