Star Travel protect insurance

Star travel protect insurance review

• Eligibility Criteria of Star Travel protect insurance

  • Any person who is permanent resident of India between the ages of 6 months to 70 years travelling abroad on Business / Leisure
  • Any persons between the ages of 70-75 years can also be covered with the same benefits and with a premium loading of 50%. For persons above 75 years of age the premium loading is 100%^* T&C Apply.
  • No Medical Tests are required to purchase the policy^* T&C Apply.
  • Single Policy Duration upto a maximum duration of 180 days with a provision for extension for another 180 days at the company’s terms & conditions

• Coverages under this plan are as follows

  Sections (Figures are in $ USD)	Travel Worldwide – Including USA & Canada
  Emergency Medical Expenses / (Deductible)	50,000 (100)	100,000 (100)	250,000 (100)	500,000 (100)
  Dental Emergency Expenses (Arising out of accident only) / (Deductible)	250 (25)	250 (25)	250 (25)	250 (25)
  Transportation of Mortal Remains	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses
  Emergency Medical Transportation	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses
  Personal Accident	5,000	10,000	25,000	50,000
  Loss of Checked Baggage	250	250	500	750
  Loss of Passport /(Deductible)	150 (15)	200 (15)	250 (15)	250 (15)
  Delay of Checked In Baggage / (Deductible)	50 (12 hours)	50 (12 hours)	100 (12 hours)	100 (12 hours)
  Flight Delay /Deductible)	100 (20)	150 (25)	250 (25)	250 (25)
  Missed Departure / Connection	Not Available	Not Available	200	200
  Trip Cancellation/ Interruption * / (Deductible)	1,000 (50)	1,000 (50)	2,000 (50)	2,500 (50)
  Hijack / ( Deductible)	100 (12 hours)	100 (12 hours)	200 (12 hours)	200 (12 hours)
  Personal Liability	10,000	20,000	25,000	50,000

  *- due to Accidental Death of Family member
  Per baggage maximum 50% in case of more than one baggage.

  Sections (Figures are in $ USD)	Travel Worldwide – Excluding USA & Canada
  Emergency Medical Expenses / (Deductible)	50,000 (100)	100,000 (100)	250,000 (100)	500,000 (100)
  Dental Emergency Expenses (Arising out of accident only) / (Deductible)	250 (25)	250 (25)	250 (25)	250 (25)
  Transportation of Mortal Remains	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses
  Emergency Medical Transportation	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses	Included in Emergency Medical Expenses
  Personal Accident	5,000	10,000	25,000	50,000
  Loss of Checked Baggage	250	250	500	750
  Loss of Passport /(Deductible)	150 (15)	200 (15)	250 (15)	250 (15)
  Delay of Checked In Baggage / (Deductible)	50 (12 hours)	50 (12 hours)	100 (12 hours)	100 (12 hours)
  Flight Delay /Deductible)	100 (20)	150 (25)	250 (25)	250 (25)
  Missed Departure / Connection	Not Available	Not Available	200	200
  Trip Cancellation/ Interruption * / (Deductible)	1,000 (50)	1,000 (50)	2,000 (50)	2,500 (50)
  Hijack / ( Deductible)	100 (12 hours)	100 (12 hours)	200 (12 hours)	200 (12 hours)
  Personal Liability	10,000	20,000	25,000	50,000

  *- due to Accidental Death of Family member Per baggage maximum 50% in case of more than one baggage.

• Key highlights of Star Travel Protect overseas insurance

  • Emergency Medical Expense following both Accidents & Sickness
  • Emergency Medical Transportation (Evacuation)
  • Repatriation of Mortal Remains to India, upon death
  • Dental Treatment following an accident
  • Flight delay
  • Checked In Baggage Loss / Delay
  • Missed Departure / Connection.
  • Hijack Distress
  • Any Legal Liability falling on the insured traveller, arising from bodily injury or property damage caused to any third party.

• Key features of Star Travel Protect insurance

  • Star Health and Allied Insurance Co Ltd commenced its operations in 2006 with the business interests in Health Insurance, Overseas Mediclaim Policy and Personal Accident and thereby had the distinction of being the First Stand Alone Health Insurance company in India with a pan India Presence With More Than 450+ Branch Offices.
  • Hassle-free and customer-friendly direct claim settlement through their TPA partnership with Heritage India, which is globally in collaboration with WTA Services.
  • Over 5.4 lac claims settled in the financial year 2017-2018 across Health, Travel and Personal Accident policies.
  • Star Health Travel insurance plans offer coverage for travellers between the ages of 6 months to 70 years travelling abroad on Business / Leisure – they also offer coverage upto any age at an appropriate loading of the base premium.
  • Like most other travel insurance plans in the market, Star Health also does insist on Medical Tests prior to Purchasing the travel insurance policy / and while travelling.
  • Single Policy Duration upto a maximum duration of 180 days with a provision for extension for another 180 days at the company’s terms & conditions.

• Assistance Alarm Centres across the World for Star health overseas mediclaim policies

  Location of Centre	WTA Travel Services, Inc.- USA	WTA Travel Services, Inc.- Europe	WTA Travel Services, Inc.- Singapore	Heritage Health Insurance TPA Pvt.Ltd. - India
  Address	WTA Travel Services, Inc. 2893 Executive Park Drive, Suite 201, Weston, Florida 33331, U.S.A.	WTA Travel Services, Inc. C/ Covarrubias 22. 2ºIzda 28010 Madrid. Spain	WTA Travel Services, Inc. 75 Kim Yan Road Singapore 239372	Heritage Health Insurance TPA Pvt.Ltd. Champion Building, Ground Floor, 15, Parsi Panchayat Road, Andheri (East), Mumbai – 400069.
  Toll – Free Number for Assistance	+1800 2541032	+34 900838022	8001302100	1800 22 4004 (Toll Free within India)
  E-Mail ID	assistance@wt-assist.com	assistance@wt-assist.com	assistance@wt-assist.com	travelservices-hhtpl@bajoria.in
  Website	www.wta-heritage.com	www.wta-heritage.com	www.wta-heritage.com	www.wta-heritage.com
  Jurisdiction	North, Central & South America	Continental Europe, UK & Ireland, Africa, Pakistan	Singapore	South & South East Asia, Middle East, Australia & New Zealand