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Star Health Star Corporate Protect insurance

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health Insurance

Star health insurance review

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Sum Insured

5 Lac - 1 Crore options available

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Claims settlement ratio **

76.61%

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Incurred claims ratio

95.00%

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Number of policies issued *

6,398,761

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Number of lives covered *

18,922,815

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Tenure options

1, 2, 3 years options available

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List of network hospitals

12,000+ hospitals

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Maximum family floater coverage

Self, Spouse + 3 dependent children

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Brochure

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Policy Wordings

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* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Corporate Protect health insurance – Overview

Commencing operations in 2006 as India’s first Standalone Health Insurance provider, Star Health and Allied Insurance Co Ltd is providing sterling services in Health, Personal Accident and Overseas Travel Insurance etc. Star Health & Allied Insurance Company is a specialist health insurance company. The promoters of the company are Oman Insurance Company, Mr Syed Mohammed Salahuddin and Mr Essa Abdullah AL Ghurair.

The Indian promoters own 74.24% of the company while foreign promoters hold the remaining 25.76%.Our efforts have always been on service excellence and product innovation with a focus on delivering the best to our customers.Commencing operations in 2006 as India’s first Standalone Health Insurance provider, Star Health and Allied Insurance Co Ltd is providing sterling services in Health, Personal Accident and Overseas Travel Insurance etc. Star Health & Allied Insurance Company is a specialist health insurance company. Star Health has excellent products to cater everybody, be it individuals, families or corporates. We work directly as well as through various channels like agents, brokers, online etc., Star Health is also prominently into Bancassurance having long standing relationship with various Banks.

Star Health Insurance is today one of the fastest growing Health insurance players in India with a lot of focus on both retail health and travel. Today the Star health insurance premium is one of the most competitive in the market across all their plans. This ensures that customers not only get comprehensive coverages under their Star plans, they also enjoy competitive premiums for the same.

Star Health insurance have also been the recipient of many awards in the Health Insurance domain including:

  • World Health Organisation (WHO) Award Of Excellence 2017
  • Best Health Insurance Provider of the year - Business Today, Money Today Financial Awards 2018-2019
  • Claims Service Company Of The Year, 2014, Beating 28 General Insurance Companies At The Indian Insurance Award
  • Rated Best Claim Settlement Insurer – Hindustan MaRs Survey

Star Corporate protect insurance review

  • Features of Star corporate travel protect

    • Emergency Medical Expense following both Accidents & Sickness
    • Emergency Medical Transportation (Evacuation)
    • Repatriation of Mortal Remains to India, upon death
    • Personal Accident
    • Flight delay
    • Checked In Baggage Loss / Delay
    • Missed Departure / Connection.
    • Hijack Distress
    • Any Legal Liability falling on the insured traveller, arising from bodily injury or property damage caused to any third party.
  • Coverages under this plan are as follows

    Sections (Figs are in $ USD)
    Emergency Medical Expenses (M1) / (Deductible) 100,000 (100) 250,000 (100) 500,000 (100)
    Dental Emergency Expenses / (Deductible) 200 (25) 250 (25) 300 (25)
    Repatriation of Mortal Remains Included in M1 Included in M1 Included in M1
    Emergency Medical Evacuation Included in M1 Included in M1 Included in M1
    Personal Accident 10,000 15,000 30,0000
    Loss of Checked Baggage 750 1,000 1,000
    Passport Loss /(Deductible) 200 (25) 250 (15) 250 (15)
    Checked In Baggage Delay/ (Deductible) 100 (12 hours) 100 (12 hours) 200 (12 hours)
    Flight Delay /Deductible) - 250 (25) 300 (25)
    Missed Departure / Connection - 200 300
    Deputation of Substitute Employee - 2,000 3,000
    Hijack / (Deductible) 200 (12 hours) 200 (12 hours) 200 (12 hours)
    Personal Liability 25,000 25,000 50,000
  • Eligibility of Star corporate protect insurance

    • Any person residing in India between the ages of 18 years to 70 years travelling abroad on Business / Leisure
    • No Medical Tests are required prior to Purchasing the Policy / Travelling. If however there is an insured above 70 years of age, they an be insured subject to a positive medical test/examination.
    • An Annual policy for each insured, but like an Annual Multi Trip, there are two trip band options for the insured traveller to avail of. They can choose between a 30 or 45 day trip band option.
    • There are three age bands are between 18-40, 41-60 and 61-70 years of age.
  • Assistance Alarm Centres across the World for Star health customers

    Location of Centre WTA Travel Services, Inc.- USA WTA Travel Services, Inc.- Europe WTA Travel Services, Inc.- Singapore Heritage Health Insurance TPA Pvt.Ltd. - India
    Address WTA Travel Services, Inc. 2893 Executive Park Drive, Suite 201, Weston, Florida 33331, U.S.A. WTA Travel Services, Inc. C/ Covarrubias 22. 2ºIzda 28010 Madrid. Spain WTA Travel Services, Inc. 75 Kim Yan Road Singapore 239372 Heritage Health Insurance TPA Pvt.Ltd. Champion Building, Ground Floor, 15, Parsi Panchayat Road, Andheri (East), Mumbai – 400069.
    Toll – Free Number for Assistance +1800 2541032 +34 900838022 8001302100 1800 22 4004 (Toll Free within India)
    E-Mail ID assistance@wt-assist.com assistance@wt-assist.com assistance@wt-assist.com travelservices-hhtpl@bajoria.in

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