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Star Health Star School Student Care insurance

Eligibility Criteria of Star School Student Care insurance

  • Students can be covered between the age of 3 years and 18 years under SCHOOL STUDENT CARE INSURANCE & between the age of 15 years and 25 years under COLLEGE STUDENT CARE INSURANCE
  • Schools, Colleges and other Research institutions can avail the policy on behalf of their students
  • Sum Insured for Basic Cover (Death and Permanent Disability): School Students - Rs.50,000/- College Students Rs.1,00,000/-
  • The sum insured can be increased in multiples of Rs.10, 000 up to a maximum of ₹1,00,000 / ₹2,00,000 at an additional premium of Rs.0.60 per mille

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Star health insurance review

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Sum Insured

5 Lac - 1 Crore options available

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Claims settlement ratio **

76.61%

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Incurred claims ratio

95.00%

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Number of policies issued *

6,398,761

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Number of lives covered *

18,922,815

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Tenure options

1, 2, 3 years options available

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List of network hospitals

12,000+ hospitals

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Maximum family floater coverage

Self, Spouse + 3 dependent children

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Star School Student Care Insurance review

  • Key features of Star School Student Care insurance

    • Accidental Death
    • Permanent Total Disability following an accident.
    • Additional Benefits of the student insurance policy:
      • Hospitalization cover for ₹5,000/- is available under all student care insurance following an accident. This includes a limit of out-patient treatment of Rs.1,000/- for School students and Rs.2,000/- for College students
      • Educational grant to students is available in case of Death or Permanent Disability of the earning parent / guardian up to ₹5,000/- for a school student and ₹10, 000/- for a college student. This amount can be availed once during the policy period
    • 24x 7 toll-free helpline
    • Facility for maintaining personal health records in electronic format
    • No Third Party Administrator - direct in - house claims team ensures faster and hassle free claims settlement. Supported by 24X7 Toll Free Helpline for any assistance required by the insured.
    • Cashless Hospitalisation across 6,000 Network Hospitals in India
    • Information on Health through Health Magazines
  • Coverages under School/College Student Plan

    Coverage (in ₹ INR) School Student Plan College Student Plan
    Age Criteria 3 years to 18 years 15 years to 25 years
    Accidental Death 50,000 75,000
    Permanent Total Disability 50,000 75,000
    Accidental Medical Expenses 5,000 (inclusive of 1,000 for OPD 5,000 (inclusive of 2,000 for OPD
    Educational grant to students is available in case of Death or Permanent Disability of the earning parent / guardian 5,000 10,000
    Premium in ₹ exclusive of GST 70 120
    The sum insured can be increased in multiples of Rs.10,000 up to a maximum of ₹1,00,000at an additional premium of Rs.0.60 per mille The sum insured can be increased in multiples of Rs.10,000 up to a maximum of ₹2,00,000 at an additional premium of Rs.0.60 per mille

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