SBI General logo

Hospital Daily Cash Insurance

Compare India Health insurance quotes

Coverage type
Coverage State
Coverage City
Coverage amount
Date of birth
  OR age    years
* Name, Email Id & Mobile No. are required 
The Hospital Daily Cash Insurance policy of SBI General's provides the daily cash allowance and helps you take care of other expenses that are not usually covered by a health policy.

SBI General Hospital Daily Cash Policy - eligibility

  • Minimum Entry age is 18 years
  • Maximum Entry Age is 65 years

SBI General Health Insurance Review

SBI General Health Insurance
SBI General Health Insurance sum insured
1 lac − 30 lacs options available
Incurred Claims Ratio *
77.00%
SBI General Health Insurance tenure options
1 and 3 years options available
Claims Settlement Ratio **
75.20%
List of network hospitals
6,000+ hospitals
Number of policies issued *
637,615
Maximum family floater coverage
Self, Spouse + 2 dependent children (upto age of 23 yrs)
Number of lives covered *
4,654,150
* As per IRDAI report for 2020-21   |   ** As per NL25 data published on the Insurance Company website

Hospital Daily Cash Policy overview

  • Coverage
  • Benefits
  • Exclusions

How does the SBI Hospital Daily Cash Policy plan work?

Benefits A B C D
Daily Hospitalization benefits due to sickness 500 1000 1500 2000
ICU Hospitalization (max. 7 days) (Max. 15 days per Policy Period 1000 2000 3000 4000
Accident hospital confinement 1000 2000 3000 4000
Convalescence benefit for hospitalization exceeding consecutive 10 days Fixed lump sum amount payable - 3 times benefits payable maximum 5000, if hospitalization exceeds 10 consecutive days

Plan: (Max coverage: 60 Days)
Benefits A B C D
Daily Hospitalization benefits due to sickness 500 1000 1500 2000
ICU Hospitalization (max. 7 days) (Max. 15 days per Policy Period 1000 2000 3000 4000
Accident hospital confinement 1000 2000 3000 4000
Convalescence benefit for hospitalization exceeding consecutive 10 days Fixed lump sum amount payable - 3 times benefits payable maximum 5000, if hospitalization exceeds 10 consecutive days

Benefits of SBI Hospital Daily Cash Policy

  • Daily cash benefit for hospitalization up to Rs.2,000 per day
  • Daily cash benefit of ICU hospitalization up to Rs.4,000 per day
  • Daily cash benefit of accidental hospitalisation up to Rs.4,000 per day
  • The plan offers 2 coverage options 30 days & 60 days
  • Free Look Period of 15 days
  • Tax Exemption under Section 80D

Exclusions of Sbi Hospital Daily Cash Policy

  • Disease contracted during the first 30 days of commencement of policy
  • Certain diseases/surgeries like Hernia, Hydrocele etc shall be covered after a waiting period of 1 year.
  • Certain diseases like cataract, Hysterectomy shall be covered after a waiting period of 2 years.
  • Joint replacement surgery shall be covered after a waiting period of 3 years except done due to an accident.
  • Treatment arising from or traceable to pregnancy (whether uterine or extra uterine) and childbirth including caesarean section, and/or any treatment related to prenatal and postnatal care.
  • Treatment for any mental disease / illness, psychiatric or psychological disorders.
  • All expenses related to AIDS and related diseases.
  • Use or abuse of any substance, drug or alcohol and treatment for de-addiction.
  • “Day care Treatments” as defined under the policy are excluded from the scope of the Policy Please refer policy terms and conditions for complete list of exclusions

SBI General Health Insurance FAQ’s

If you do not claim in any policy period then you will not get any refund, however you are eligible for a “Cumulative Bonus” of 5-10% which can be accumulated up to 25-50% depending on the plan you have chosen.

Health Insurance portability will allow the Policy Holder, protection against discontinuity and loss of coverage against pre-existing diseases consequent to his/ her decision to shift to another insurer at the time of renewal.

Most of the Health Insurance Policies offered by the General Insurance companies in India have waiting periods during which certain pre existing diseases are excluded in the coverage. They are excluded for certain predefined period (number of years) before they are covered i.e. The Policy holder is expected to have continuous cover for the predefined period before the pre existing diseases are covered under the policy. Portability will ensure that these accrued benefits are transferred (without any dilution) to the new insurer at the time of renewal and porting and the consumer do not lose on these accrued benefits while opting to switch the insurer using Health Insurance Portability. The Policy holder can port the following accrued credits: General waiting period Waiting periods pertaining to the coverage of pre-existing diseases/conditions Any time bound exclusions.

Every renewal premium shall be so paid and accepted upon the distinct understanding that no alteration has taken place in the facts contained in the proposal or declaration herein before mentioned and that nothing is known to the Insured that may increase the risk to the Insurer. No renewal receipt shall be valid unless it is on the printed form of Insurer and signed by an authorised official of Insurer. In case any disease/ illness is contracted during the last 12 months (whether a claim is made or not with the insurers), the information of the same needs to be provided to us at the time of renewal. We may require that an additional premium be paid for the enhanced risk profile arising out of such diseases contracted and policy would only be renewed upon collection of premium and such additional premium. In the event of any failure to either provide or disclose any change in medical condition by the insured/ proposer/ beneficiaries said act would amount to suppression of material fact and company will not be liable for any claim.

It refers to payment of the Medical Expenses incurred by the insured, immediately 30/60 days before and 60/90 days after Hospitalization.

Brochure

Review SBI General Hospital Daily Cash Policy insurance brochure to understand coverage details.

Know more »

Proposal form

Fill the online SBI General Hospital Daily Cash Policy insurance proposal form.


Know more »

Policy wordings

Review SBI General Hospital Daily Cash Policy insurance policy wordings which explains the terms and conditions.

Know more »

Get quotes for SBI General Hospital Daily Cash Policy insurance!

Review and compare the best health insurance.
Compare health insurance quotes
Find the best SBI General Hospital Daily Cash Policy insurance

SBI General health insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Know more »

Network hospitals

SBI General Network hospitals list. Cashless & Hassle-free direct claim settlement with us at 6,000+ Hospitals

Know more »

Compare health plans

Compare Indian health insurance policies, Health insurance India comparison


Know more »

Health insurance benefits

Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.

Know more »

Portability

Portability Information for Mediclaim Insurance in India


Know more »

Health insurance FAQ

FAQ related to Indian health insurance. Get answers for any health insurance questions


Know more »

Search for SBI General health insurance

Health Insurance Priority

India health insurance blogs and articles

Tips for buying best mediclaim insurance

India health insurance tips and tricks to choose the best medical insurance in India Click here to read more

Top reasons for health insurance claims rejection

Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement. Click here to read more

India health insurance coverage, factors and premium calculator

Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more

Resourceful Indian health insurance links

CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025
-

ONLINE CHAT