Retail Health Insurance Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy Retail Health Insurance Quotes for FamilyBuy Retail Health Insurance for Family
SBI Retail Health Insurance Policy is available for individual and their family.
By Family we mean Insured, Insured’s legal Spouse, Legal, and Dependent Children & Dependent Parents. The dependentparents can’t be covered under the floater option available under the policy.
|Benefit Plan||Treatment Location A - Mumbai and Delhi||Treatment Location B - Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad||Treatment Location C - Rest of India|
|Plan A(Normal residential location - Mumbai & Delhi)||100%||100%||100%|
|Plan B (Normal residential location - Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad)||80%||100%||100%|
|Plan C (Normal residential location - Rest of India )||70%||80%||100%|
Under cashless hospitalization, the insured person does not settle the hospitalization expenses at the time of discharge from hospital. The settlement is done directly by us for treatment that the insured person is eligible to receive under the terms of his/her policy. This is for your convenience. However, it is important to note here that prior approval is required from us before admission into the hospital. In some cases, you may have to pay for all or part of the treatment if it is not fully covered under the terms of the policy. However, in case of emergency hospitalization, you can obtain approval post-admission. Please note that the cashless facility is available only at our Network Hospitals.
SBI General has an extensive network of 6000+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the SBI General network hospital list available on SBI General Health Insurance
There is no upper limit on the number of claims during the policy period. However, the total cumulative claim amount cannot exceed the Policy Sum Insured.
A pre-existing disease is any condition, ailment or injury or related condition(s), for which the insured person had signs or symptoms, and /or were diagnosed, and / or received medical advice / treatment within 36/48 months prior to 1st health insurance policy issued by Us under which the insured person was covered.
In case of hospitalisation due to accident, your remaining Sum insured will become 125%, subject to maximum of INR 1,00,000/-
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