Retail Health Insurance Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy Retail Health Insurance Quotes for Family
Buy Retail Health Insurance for FamilySBI Retail Health Insurance Policy is available for individual and their family.
By Family we mean Insured, Insured’s legal Spouse, Legal, and Dependent Children & Dependent Parents. The dependentparents can’t be covered under the floater option available under the policy.
Benefit Plan | Treatment Location A - Mumbai and Delhi | Treatment Location B - Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad | Treatment Location C - Rest of India |
Plan A(Normal residential location - Mumbai & Delhi) | 100% | 100% | 100% |
Plan B (Normal residential location - Chennai, Kolkata, Bangalore, Ahmedabad, Hyderabad) | 80% | 100% | 100% |
Plan C (Normal residential location - Rest of India ) | 70% | 80% | 100% |
Under cashless hospitalization, the insured person does not settle the hospitalization expenses at the time of discharge from hospital. The settlement is done directly by us for treatment that the insured person is eligible to receive under the terms of his/her policy. This is for your convenience. However, it is important to note here that prior approval is required from us before admission into the hospital. In some cases, you may have to pay for all or part of the treatment if it is not fully covered under the terms of the policy. However, in case of emergency hospitalization, you can obtain approval post-admission. Please note that the cashless facility is available only at our Network Hospitals.
SBI General has an extensive network of 6000+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the SBI General network hospital list available on SBI General Health Insurance
There is no upper limit on the number of claims during the policy period. However, the total cumulative claim amount cannot exceed the Policy Sum Insured.
A pre-existing disease is any condition, ailment or injury or related condition(s), for which the insured person had signs or symptoms, and /or were diagnosed, and / or received medical advice / treatment within 36/48 months prior to 1st health insurance policy issued by Us under which the insured person was covered.
In case of hospitalisation due to accident, your remaining Sum insured will become 125%, subject to maximum of INR 1,00,000/-
Review SBI General Retail Health Insurance Policy insurance brochure to understand coverage details.
Know more»Fill the online SBI General Retail Health Insurance Policy insurance proposal form.
Review SBI General Retail Health Insurance Policy insurance policy wordings which explains the terms and conditions.
Know more»You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Know more »SBI General Network hospitals list. Cashless & Hassle-free direct claim settlement with us at 6,000+ Hospitals
Know more »Compare Indian health insurance policies, Health insurance India comparison
Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.
Know more »FAQ related to Indian health insurance. Get answers for any health insurance questions
India health insurance tips and tricks to choose the best medical insurance in India Click here to read more
Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement. Click here to read more
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more