Tips to Find The Best Indian Tourism Insurance

No, ideally the traveller needs to have an insurance plan in place prior to departure from India. Hence it is important for the traveller to ensure that Travel insurance is on their "Things to Do" checklist along with their tickets, visa, hotel reservation, local tour confirmations etc.
However if there are any genuine reasons as to why the traveller could not purchase their insurance policy prior to departure from India, they can place a request by providing the reason for the non purchase of insurance, along with a good health and no claims declaration. We will then request the insurance partner to provide a specific approval for the same and post underwriting approval and remittance of the applicable premium, the insurance policy can be issued. The traveller should note that this is an exceptional process.

While it is not a mandatory requirement for all travellers to purchase travel insurance, it is strongly recommended that every traveller actually protects themselves with travel insurance every time they travel, irrespective of where they are going or how long they are travelling for. This is because a traveller could have an unforeseen Medical or Non-Medical emergency, which could result in financial loss to the traveller and travel insurance helps in mitigating this loss to a large extent. If they lose their Passport or Baggage, have a delayed flight or have to curtail their trip due to a family loss or have a Personal Liability suit filed against them, the travel insurance policy can make good any financial loss occurring due to these exigencies.
Similarly, if the traveller needs to be hospitalised following an accident or a sickness, the travel insurance policy takes care of the medical expenses, subject to policy terms and conditions. One must be aware that the cost of healthcare is exorbitant in almost all countries abroad and travel insurance helps protect the traveller from spending their hard earned money on medical treatment.