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SBI Group personal accident insurance

SBI Group personal accident insurance

SBI General’s Group personal accident insurance Policy covers:

Loss of Life due to Accident.
The Group personal accident insurance Policy can be purchased by any permanent resident of India who has Savings Bank Account/Individual Current Account holders with State Bank of India or any of its associate banks. Available for applicants aged between 18 years to 65 Years.

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Sum Insured

USD 50,000 to USD 500,000

Claims settlement ratio **

36.5%

Incurred claims ratio

44%

Number of policies issued *

11,174

Number of lives covered *

11,881

* As per IRDAI report for | ** As per NL25 data published on the Insurance Company website

Exclusions of Groop personal accident insurance

Suicide & Self Inflicted Injury.
HIV, AIDS.
Persons enrolled in any branch of police, paramilitary, military & armed forces of any Country, whether in peace or war.
Accidents under influence of Alcohol, Drugs, or other Intoxicants.
Participation in Riot, Felony, Crime or Civil Commotion.
Learning or operating any Aircraft.
War, Civil War, Invasion, Insurrection, Revolution, Act of Foreign Enemy etc,
Nuclear Damage.
Adventure & Dangerous sports.
Child Birth & Pregnancy.
Wilful Participation in Illegal act or any Violation or attempted violation of the Law or Resistance to arrest.

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How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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