sbi general Insurance Plans

SBI Long Term Home Insurance

Features and Benefits of SBI Long Term Home Insurance

  • SBI long term home insurance offers comprehensive coverage against all major risks to your dream house.
  • Coverage against all man-made and natural calamities that might destroy the house‚Äôs structure.
  • Optional coverage for damage from terrorism can be chosen at additional price.
  • Online policy renewal.
  • Long term house insurance up to a period of 30 years.
  • Includes an in-built cover for earthquake.

Add-On Covers under SBI Long Term Home Insurance Policy

  • Coverage against destruction from terrorism is offered as optional feature with SBI long Term Home Insurance Policy. This benefit will protect you against loss to personal possessions and property caused from terrorism. This cover is available by paying an extra premium.
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Exclusions of Long Term Home Insurance

  • Willful acts or gross negligence.
  • Destruction or damage by own fermentaion, natural heating or spontaneous combustion..
  • Explosion / Implosion damage to boilers, damage caused by centrifugal forces.
  • Forest fire.
  • War and nuclear group of perils.
  • Unspecified precious stones, cheques, currecny, documents, etc. unless specifically declared.
  • Consequential losses
  • Theft during / after operation of peril.
  • Pollution and contamination.
  • Volcanic eruption or other convulsions of nature.
  • Burning of property by public authority.
  • Electrical and mechanical breakdown.
  • Terrorism.

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