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Compare Hospital Cash Plans

The daily hospital cash insurance offers a lump sum to cover the hospitalization expenses. The insured can use this lump sum according to his/her requirements.
star bajaj-allianz future-generali cholamandalam sbi-general ManipalCigna tata-aig Universal sompo Insurance Plans
Star Hospital Cash Insurance Bajaj Allianz Hospital cash daily allowance Future Generali Hospital Cash Insurance Plan Cholamandalam Hospital Cash Healthline Insurance SBI Hospital Daily Cash Policy ManipalCigna ProHealth Hospital Cash TATA AIG Individual Accident & Sickness Hospital Cash Policy Universal Sompo Hospital Cash Insurance
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Policy period
1/2/3 years 1 year 1 year 1/2/3 years 1/2/3 years 1 year 1, 2 or 3 years
Eligibility criteria
  • 18 years to 65 years
  • Children between age of 91 days to 25 years
  • 18 years to 65 years
  • Children between age of 3 months to 21 years
  • 18 years to 65 years
  • 18 years to 65 years
  • Children between age of 3 months to 26 years
  • 18 years to 65 years
  • Children from age of 3 months can be covered
  • 18 years to 65 years
  • Children from age of 91 days to 17 years
Entry age is 6 months up to 65 years for the proposer. Entry age for you (the proposer) is 18 years and you can opt for this policy up to the age of 70years.
Entry age for dependent children is 6 months
Family - Self, spouse and upto to 3 dependent children. For you, your spouse as well as children. For individual or on family floater basis, covering self, spouse, and two dependent children (up to 25 years). Self, Spouse, Parents and Parents in law, Children, Siblings Cover yourself, your spouse, kids and even your parents Coverage on Individual basis covering the following relationships - Self, lawfully wedded spouse, children, parents, siblings, parent in laws, grandparents and grandchildren. Individual and/or family Individual and/or family - spouse, dependent children up to 25 years and dependent parents
Plans offered
Basic & Enhanced Plan A, B, C, D Plan A, B, C, D, E, F 30 days & 60 days Coverage Basic & Enhanced Flexibility in choosing options - 5 different levels . NA
Lifelong renewal Lifelong renewal Lifelong renewal Lifelong renewal Lifelong renewal Lifelong renewal
Hospital cash Amount per day
  • Basic plan – 1,000, 2,000, 3,000
  • Enhanced plan -3,000, 4,000, 5000
Rs 500, 1000, 2000, 2500 per day Click Here » Click Here » Click Here » The Daily
  • Cash Benefit ranges from Rs. 500 to Rs. 5000
  • The Sum Insured available under Personal Accident and Permanent Total Disability ranges from Rs. 50,000 to Rs. 25 Lacs
Click Here » Daily Benefit Amount- 5 options are provided- Rs. 500, Rs. 1000, Rs. 1500, Rs. 2000, and Rs.2500.
Number of hospital cash days per policy year
  • Basic plan – 30 / 60 / 90 / 120 / 180 days
  • Enhanced plan - 90 / 120 / 180 days
Cover is available for 30 days and 60 days per policy period 30 days / 60 days / 90 days / 180 days
  • Plan A, B, C - 20 days
  • Plan D, E, F - 25 days
30 & 60 days Hospitalisation Cash upto 180 days in case of Accidents or Sickness 15, 30, 45, 60, 90 or 180 days
Income tax benefits
Covered Covered Covered Covered Covered Covered

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025