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Brochure

Policy period

1/2/3 years

1 year

1/2/3 years

1 year

1, 2 or 3 years

Eligibility criteria

18 years to 65 years
Children between age of 91 days to 25 years

18 years to 65 years
Children between age of 3 months to 21 years

18 years to 65 years

18 years to 65 years
Children between age of 3 months to 26 years

18 years to 65 years
Children from age of 3 months can be covered

18 years to 65 years
Children from age of 91 days to 17 years

Entry age is 6 months up to 65 years for the proposer.

Entry age for you (the proposer) is 18 years and you can opt for this policy up to the age of 70years.
Entry age for dependent children is 6 months

Coverage

Family - Self, spouse and upto to 3 dependent children.

For you, your spouse as well as children.

For individual or on family floater basis, covering self, spouse, and two dependent children (up to 25 years).

Self, Spouse, Parents and Parents in law, Children, Siblings

Cover yourself, your spouse, kids and even your parents

Coverage on Individual basis covering the following relationships - Self, lawfully wedded spouse, children, parents, siblings, parent in laws, grandparents and grandchildren.

Individual and/or family

Individual and/or family - spouse, dependent children up to 25 years and dependent parents

Plans offered

Basic & Enhanced

Plan A, B, C, D

Plan A, B, C, D, E, F

30 days & 60 days Coverage

Basic & Enhanced

Flexibility in choosing options - 5 different levels .

Renewal

Lifelong renewal

Hospital cash Amount per day

Basic plan – 1,000, 2,000, 3,000
Enhanced plan -3,000, 4,000, 5000

Rs 500, 1000, 2000, 2500 per day

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A (in Rs.)	B (in Rs.)	C (in Rs.)	D (in Rs.)
Daily Hospitalisation benefit due to sickness
500	1000	2000	3000
ICU benefit in home city of residence. (max. 10 days)
1000	2000	4000	6000
ICU benefit in other than home city of residence (max. 10 days)
1500	3000	6000	9000
Convalescence benefit for hospitalisation exceeding consecutive 10 days
5000	5000	5000	5000

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A (in Rs.)	B (in Rs.)	C (in Rs.)	D (in Rs.)	E (in Rs.)	F (in Rs.)
Hospitalization Cash Benefit - Illness / Accident
Rs 1000/- per day	Rs 2000/- per day	Rs 3000/- per day	Rs 1000/- per day	Rs 2000/- per day	Rs 3000/- per day
Hospitalisation Cash Benefit - Intensive Care unit
Twice the limit of Daily Cash Benefit shown above per day
Convalescence Benefit (Lump sum payment on continuous 20 days of hospitalisation)
Rs 10,000/-	Rs 15,000/-	Rs 20,000/-	Rs 10,000/-	Rs 15,000/-	Rs 20,000/-

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A (in Rs.)	B (in Rs.)	C (in Rs.)	D (in Rs.)
Daily Hospitalisation benefit due to sickness
500	1000	1500	2000
ICU Hospitalization (max. 7 days) (Max, 15 days per policy period)
1000	2000	3000	4000
Accident hospital continement
1000	2000	3000	4000
Convalescence benefit for hospitalisation exceeding consecutive 10 days
Fixed lumpsum amount payable- 3 times benefits payable max 5000, if hospitalization exceeds 10 consecutive days

The Daily

Cash Benefit ranges from Rs. 500 to Rs. 5000
The Sum Insured available under Personal Accident and Permanent Total Disability ranges from Rs. 50,000 to Rs. 25 Lacs

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1 (in Rs.)	2 (in Rs.)	3 (in Rs.)	4 (in Rs.)	5 (in Rs.)
In-hospital Indemnity For Accidents
500	1000	2000	3000	5000
In-hospital Indemnity For Sickness
1000	2000	4000	6000	10000
Accident Medical Expense Reimbursement
5000	10000	15000	20000	250000

Daily Benefit Amount- 5 options are provided- Rs. 500, Rs. 1000, Rs. 1500, Rs. 2000, and Rs.2500.

Number of hospital cash days per policy year

Basic plan – 30 / 60 / 90 / 120 / 180 days
Enhanced plan - 90 / 120 / 180 days

Cover is available for 30 days and 60 days per policy period

30 days / 60 days / 90 days / 180 days

Plan A, B, C - 20 days
Plan D, E, F - 25 days

30 & 60 days

Hospitalisation Cash upto 180 days in case of Accidents or Sickness

15, 30, 45, 60, 90 or 180 days

Income tax benefits

Covered

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