An person may take the policy to protect him/herself and his/her family, i.e. spouse, dependent children up to age 25, and dependent parents.
|Options||Option I||Option II||Option III||Option IV||Option V||Option VI|
|Amount per day||Rs 500/ - per day||Rs 1000/ - per day||Rs 1500/- per day||Rs 2000 per day||Rs 2500 per day||Rs 3000 per day|
|Maximum Amount per Policy Period||Rs 90,000||Rs 1,80,000||Rs 2,70,000||Rs 3,60,000||Rs 4,50,000||Rs 5,40,000|
|Duration of policy||Premium to be charged|
|2 years||2 year premium (Double of the Annual Premium as mentioned below in the Table ) paid in advance less 10% discount|
|3 years||3 year premium in (Three Times of Annual Premium as mentioned below in the Table ) paid in advance less 15% discount|
Yes, your spouse, children and parents can be added as a dependant under the floater plan. The policy can also be taken for your father, mother, father-in-law, mother-in-law, son, daughter-in-law, daughter, grandparents, and grandchildren on individual basis. Your unmarried children, under the age of 18, are eligible as dependants under the policy. Your children enrolled as full-time education students are eligible until the age of 25.
No, all benefits shall be payable when incurred in India only, in Indian rupees.
Generally, No. In the instances where any of the applicants is above 55 years of age or based on declaration in proposal form, we feel that we require additional information for fair and accurate underwriting purposes, we will ask you to undergo medical tests or ask you previous medical records. Medical Examination reports validity period is 6 months.
Cover for all pre-existing medical conditions are excluded during the first three years of insurance. If you were covered under a health insurance policy from us or any other Indian insurer and we have accepted your request for portability, we shall make due adjustments towards pre-existing diseases and all other time-bound exclusions.
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more