Universal Sompo Group health insurance

Eligibility of Universal Sompo Group health insurance

• The enrollment age under the policy is from 5 years to 70 years. Children between the age of 3 months and 5 years of age can be covered provided one or both parents are covered concurrently.
• Proposer needs to be aged 18 years or above.
• An individual may cover himself/ herself and his/ her spouse, dependent children up to 23 years of age and/ or dependent parents / dependent parents in laws under the policy.
• The renewal shall under the policy shall be given lifetime.
• The Company may ask Insured to undergo medical check-up if he/she is above 45 years of age.
• 50% medical examination costs shall be reimbursed by us, if their proposal is accepted.

Pre - acceptance Medical Check Ups:

The Company may require submission of Medical Reports for ECG and Blood Sugar (Fasting+ PP) for acceptance of your proposal, if you are above 45 years. This requirement will only be for fresh Proposals, when the Sum Insured is enhanced at the time of renewal or when there is break in insurance for more than 15 days.