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Universal Sompo Travel Insurance Plans

Universal Sompo Domestic travel insurance

Key highlights of Universal Sompo Domestic travel insurance

Universal Sompo Domestic travel insurance offers coverage under emergency situations while travelling within India whether on business or vacations. It offers coverage for emergency medical expenses incurred in relation to bodily injury, sickness, disease or death while travelling within India and for repatriation. It also covers risks like personal, loss of checked baggage, hotel accommodation, Home Burglary, etc.
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Universal Sompo travel insurance review

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Sum Insured

USD 50,000 to 5,00,000

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Number of policies issued *

225

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Claims settlement ratio *

75.0%

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Number of lives covered *

206

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Incurred claims ratio

-

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Policy Wordings

Download Policy Wordings

* As per IRDAI report for   |   As per NL25 data published on the Insurance Company website

Universal Sompo Domestic travel insurance overview

  • Eligibility of Universal Sompo Domestic travel insurance

    • Entry age for you (the proposer) is 18 years to 65 years.
    • Entry age for dependent children is 5 years and maximum upto 23 years.
    • Children between the age of 6 months and 5 years of age are eligible only if either of the parents is covered under the policy.
    • No medical tests up to 65 years of age.
    • If you are above 65 years, then, you may require to undergo medical tests at our listed diagnostic centres, 50% cost of which will be borne by us in case of accepted proposals.
  • Benefits covered under the Universal Sompo Domestic insurance are :

    • Medical Treatment/Assistance:
      • a. Medical Expenses
      • b. Medical Evacuation
      • c. Dental Treatment
      • d. Repatriation of Remains benefit
    • Personal Accident
      • a. Accidental Death
      • b. Permanent Total Disablement
      • c. Permanent Partial Disablement
    • Personal Liability
    • Emergency Hotel Extension/Accommodation
    • Delay of Checked – In Baggage
    • Home Burglary Insurance
    • Hospital Daily Cash Benefit – Sickness and Accidental Hospitalisation
    • Trip Delay
    • Missed Flight Connection
    • Trip Cancellation & Interruption
    • Financial Emergency Assistance
    • Liability arising from Loss of Debit/Credit Card
    • Missed Departure 14. Pre-Existing Illness
    • Hijack Distress Allowance
    • Compassionate Visit
    • Family Assistance
    • Total Loss of Checked - In Baggage
    • Pet Care
    • Bounced Booking of Airline and Hotel
    • Legal Expenses
    • Catastrophe Expenses
    • Fire Insurance(Standard Fire and Special Perils) for Building and Contents
    • Business Equipment Cover
    • Alternative Employee or Resumption of Assignment expenses

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