Aapat Suraksha Bima undertakes to pay a lump sum amount as selected by the proposer at inception on happening of an eventuality mentioned in the Policy. The Policy pays one time payment equal to the sum insured on conclusive diagnosis of existence of any of the five critical illnesses ,or occurrence of accidental death and/or permanent total disablement resulting from an accident.
|TABLE OF BENEFITS||PERCENTAGE OF CAPITAL SUM INSURED|
|2. Loss of|
|Loss of sight (both eyes)||100|
|Physical separation of or loss of ability to use both hands or both feet||100|
|Physical separation of or loss of ability to use one hand and/ or both feet||100|
|Loss of sight of one eye and physical separation of or loss of ability to use either one hand or one foot||100|
|3. Loss of|
|a. Sight of one eye||50|
|b. Physical separation of or use of ability to use one hand or one foot||50|
|4. Permanent Total and Absolute Disablement||100|
To avoid misunderstandings, you must read the information supplied when taking up your cover. If you are unsure about any aspect, you should contact our sales representative. We aim to provide a high level of service to all our clients but occasionally things can go wrong. When this happens we will do what we can to put things right. If you have a complaint about our service or the administration of your policy, please contact us in the first instance by telephoning our Customer Care or by emailing us or writing to us. The details of the various reach points are given in the Contact Us. We will aim to resolve your complaint over the telephone within 24 hours of receipt of your compliant.
Claim Settlement ratio is the ratio of claims settled against claims reported during thce year. Universal Sompo health insurance claim settlement ratio is 92% for FY 2018-19.
Health insurance covers you and your family against expenses incurred in a medical emergency. With medical bills on the rise, insurance helps in reducing the financial burden during hospitalization. Also, the cases of critical illnesses and lifestyle-related ailments have increased rapidly. Health insurance allows you to be better prepared for such events. The premium that you pay for your health insurance is eligible for tax deduction under Section 80D of the Income Tax Act.
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more