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Universal Sompo travel insurance Plans

Universal Sompo International travel insurance

Buy Universal Sompo Travel insurance

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Travel Insurance

Eligibility criteria of Universal Sompo overseas travel health insurance

Universal Sompo International travel insurance offers overseas mediclaim coverage for Indians going abroad. India travel insurance from Universal Sompo offers coverage for emergency medical expenses incurred in relation to bodily injury, sickness, disease or death outside India and for repatriation. It also covers personal accident and other travel related risks such as checked baggage loss, passport loss, trip delay etc.

  • Minimum Entry age for you (the proposer) is 18 years.
  • Maximum entry age under the Policy for all is 70 years.
  • Individuals between the ages of 1 day to 70 years are covered.

Universal Sompo travel insurance review

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Sum Insured

USD 50,000 to 5,00,000

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Number of policies issued *

225

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Claims settlement ratio *

75.0%

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Number of lives covered *

206

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Incurred claims ratio

-

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Policy Wordings

Download Policy Wordings

* As per IRDAI report for   |   As per NL25 data published on the Insurance Company website

Universal Sompo travel insurance overview

  • What does Universal Sompo international travel insurance cover?

    Cover Silver
    Sum Insured
    Silver
    Deductible
    Gold
    Sum Insured
    Gold
    Deductible
    Platinum
    Sum Insured
    Platinum
    Deductible
    Health cover-medical expenses
    $50,000 $100 $200,000 $100 $500,000 $100 -
    This Health Cover would also include the following expenses up to the sub limits specified:
    Dental treatment
    $300 $150 $400 $150 $500 $150 -
    Medical repatriation
    Included Under Accident & Sickness Medical Reimbursement - Included Under Accident & Sickness Medical Reimbursement - Included Under Accident & Sickness Medical Reimbursement - -
    Repatriation of mortal remains
    Included Under Accident & Sickness Medical Reimbursement - Included Under Accident & Sickness Medical Reimbursement - Included Under Accident & Sickness Medical Reimbursement - -
    Hospital daily allowance
    $30 per day for 15 days 48 hrs. $30 per day for 15 days 48 hrs. $30 per day for 15 days 48 hrs. -
    Total loss of checked baggage
    $500 - $1000 - $1000 - -
    Delay of checked baggage
    $50 12 hrs. $100 12 hrs. $200 12 hrs. -
    Hijack distress allowance
    $125 per day for 14 days 12 hrs. $125 per day for 14 days 12 hrs. $125 per day for 14 days 12 hrs. -
    Loss of passport
    - - $250 25 $250 - -
    Financial emergency assistance
    $500 - $1000 - $1500 - -
    Personal liability
    $100,000 $100 $200,000 $100 $200,000 $100 -
    Personal accident
    $15,000 - $25,000 - 25,000 - -
    Trip delay
    $20 per 12 hrs. & maximum $120 12 hrs. $30 per 12 hrs. & maximum $120 12 hrs. $30 per 12hrs. & max 120 12 hrs. -
    Trip cancellation
    $500 - $1000 - $1000 - -
    Missed connection
    $20 per 12 hrs. & maximum $100 12 hrs. $30 per 12 hrs. & maximum $120 12 hrs. $30 per 12 hrs. & maximum $120 12 hrs. -
    Burglary home contents
    Rs. 100,000 - Rs. 200,000 - Rs. 300,000 - -
    Automatic extension of policy for 7 days
    Available - Available - Available - -
    Maximum amount to be reimbursed per bag is 50% & maximum value per article contained in any bag is 10% of the sum insured
  • Exclusions under Universal Sompo travel insurance

    • Pre-existing medical conditions, unless it’s a life-threatening condition.
    • Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS.
    • Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities.
    • Traveling against the advice of a physician.
    • Loss of checked baggage - no partial loss or damage shall become payable.
    • War or nuclear threat in the country where you’re travelling.

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