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TATA AIG vs Chola MS insurance

TATA AIG vs Chola MS Travel insurance

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TATA AIG travel insurance vs Chola MS travel insurance cost

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Compare TATA AIG vs Chola MS insurance


Silver $50,000 Sublimits? YES NO	Silver Plus $100,000 Sublimits? YES NO	Gold $250,000 Sublimits? YES NO	Platinum $500,000 Sublimits? YESNO	Silver	Gold
*GST included
Accident & Sickness Medical Expenses: ^?
$50,000Deductible: $100	$100,000Deductible: $100	$250,000Deductible: $100	$500,000Deductible: $100	$50,000Deductible: $100	$100,000Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Up to $50,000Deductible: $100	Up to $100,000Deductible: $100
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	$7,500	$7,500
Pre-existing Cover
Reimbursment up to $1,500 per policy	Reimbursment up to $1,500 per policy	Reimbursment up to $1,500 per policy	Reimbursment up to $1500 per policy	NA	NA
Accidental Death & Dismemberment: ^?
$10,000	$10,000	$15,000	$25,000	NA	NA
AD & D Common Carrier
NA	$5,000	$5,000	$5,000	NA	NA
Dental Treatment: ^?
$300Deductible: $150	$400Deductible: $150	$500Deductible: $150	$1000Deductible: $150	Up to $250Deductible: $50	Up to $250Deductible: $50
Personal Liability: ^?
$100,000Deductible: $200	$150,000Deductible: $200	$200,000Deductible: $200	$500,000Deductible: $200	Up to $100,000	Up to $100,000
Loss of Checked Baggage: ^?
$500	$750	$1,000	$1000	Up to $500	Up to $500
Checked-in Baggage Delay
$50Deductible: 12 hours	$100Deductible: 12 hours	$200Deductible: 12 hours	$500Deductible: 12 hours	Up to $100Deductible: 12 hours	Up to $100Deductible: 12 hours
Loss of PassPort: ^?
$250Deductible: $30	$250Deductible: $30	$250Deductible: $30	$250Deductible: $30	Up to $150Deductible: $30	Up to $250Deductible: $30
Hijack Distress Allowance
NA	$100 per day; maximum $500 (Included under Accident & Sickness Medical Expenses)Deductible: 1 day	$100 per day; maximum $500 (Included under Accident & Sickness Medical Expenses)Deductible: 1 day	$100 per day; maximum $500 (Included under Accident & Sickness Medical Expenses)Deductible: 1 day	$100 per day, Max 7 daysDeductible: 12 hours	$100 per day, Max 7 daysDeductible: 12 hours
Daily allowance in case of hospitalization
NA	NA	NA	NA	NA	$25 per day, Max 14 days
Trip Delay
NA	NA	NA	NA	NA	$10 per 12 hrs, Max $150 Deductible: 12 hours
Trip Cancellation & Interruption
$500Deductible: $50	$500Deductible: $50	$750Deductible: $75	$1000Deductible: $100	NA	Up to $500Deductible: $50
Trip Curtailment
$500Deductible: $50	$500Deductible: $50	$750Deductible: $75	$100Deductible: $100	NA	Up to $500Deductible: $50
Emergency Cash Advance: ^?
$500	$750	$1,000	$1,500	NA	Up to $250
Home Burglary Insurance: ^?
1 Lakh	1 Lakh	2 Lakhs	2 Lakhs	NA	Up to Rs.2,00,000
Important Points
To find out the important points of TATA AIG click here »	To find out the important points of TATA AIG click here »	To find out the important points of TATA AIG click here »	To find out the important points of TATA AIG click here »	To find out the important points of Cholamandalamclick here »	To find out the important points of Cholamandalam click here »
Limitations
To find out the limitations of TATA AIG click here »	To find out the limitations of TATA AIG click here »	To find out the limitations of TATA AIG click here »	To find out the limitations of TATA AIG click here »
Sublimits
To find out the sublimits of TATA AIG click here »	To find out the sublimits of TATA AIG click here »	To find out the sublimits of TATA AIG click here »	To find out the sublimits of TATA AIG click here »


Silver $50,000 Sublimits? YESNO	Silver Plus $100,000 Sublimits? YESNO	Gold $250,000 Sublimits? YESNO	Platinum $500,000 Sublimits? YESNO
*GST included
Accident & Sickness Medical Expenses: ^?
$50,000 Deductible: $100	$100,000 Deductible: $100	$250,000 Deductible: $100	$500,000 Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses
Pre-existing Cover
Reimbursment up to $1,500 per policy	Reimbursment up to $1,500 per policy	Reimbursment up to $1,500 per policy	Reimbursment up to $1500 per policy
Accidental Death & Dismemberment: ^?
$10,000	$10,000	$15,000	$25,000
AD & D Common Carrier
NA	$5,000	$5,000	$5,000
Dental Treatment: ^?
$300 Deductible: $150	$400 Deductible: $150	$500 Deductible: $150	$1000 Deductible: $150
Personal Liability: ^?
$100,000 Deductible: $200	$150,000 Deductible: $200	$200,000 Deductible: $200	$500,000 Deductible: $200
Loss of Checked Baggage: ^?
$500	$750	$1,000	$1000
Checked-in Baggage Delay
$50 Deductible: 12 hours	$100 Deductible: 12 hours	$200 Deductible: 12 hours	$500 Deductible: 12 hours
Loss of PassPort: ^?
$250 Deductible: $30	$250 Deductible: $30	$250 Deductible: $30	$250 Deductible: $30
Hijack Distress Allowance
NA	$100 per day; maximum $500 (Included under Accident & Sickness Medical Expenses) Deductible: 1 day	$100 per day; maximum $500 (Included under Accident & Sickness Medical Expenses) Deductible: 1 day	$100 per day; maximum $500 (Included under Accident & Sickness Medical Expenses) Deductible: 1 day
Daily allowance in case of hospitalization
NA	NA	NA	NA
Trip Delay
NA	NA	NA	NA
Trip Cancellation & Interruption
$500 Deductible: $50	$500 Deductible: $50	$750 Deductible: $75	$1000 Deductible: $100
Trip Curtailment
$500 Deductible: $50	$500 Deductible: $50	$750 Deductible: $75	$1000 Deductible: $100
Emergency Cash Advance: ^?
$500	$750	$1,000	$1,500
Home Burglary Insurance: ^?
100,000	100,000	200,000	200,000
Compassionate Visit
NA	NA	NA	NA
Bounced Hotel / Airline booking
$500 Deductible: $50	$500 Deductible: $50	$750 Deductible: $75	$1,000 Deductible: $100
Fraudulent Charges (Payment Card Security)
$500	$500	$1,000	$2,000
Emergency Hotel Extension
NA	NA	NA	NA
Return of minor child(ren)
NA	NA	NA	NA
Political risk & catastrophe evacuation
NA	NA	NA	NA
Value Added Services
NA	NA	NA	NA
Important Points
To find out the important points of TATA AIG click here »	To find out the important points of TATA AIG click here »	To find out the important points of TATA AIG click here »	To find out the important points of TATA AIG click here »
Limitations
To find out the limitations of TATA AIG click here »	To find out the limitations of TATA AIG click here »	To find out the limitations of TATA AIG click here »	To find out the limitations of TATA AIG click here »
Sublimits
To find out the sublimits of TATA AIG click here »	To find out the sublimits of TATA AIG click here »	To find out the sublimits of TATA AIG click here »	To find out the sublimits of TATA AIG click here »


*GST included
Policy Maximum
$50,000 Deductible: $100
Accident & Sickness Medical Expenses: ^?
$50,000 Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses
Pre-existing Cover
Reimbursment up to $1,500 per policy
Accidental Death & Dismemberment: ^?
$10,000
Dental Treatment: ^?
$300 Deductible: $150
Personal Liability: ^?
$100,000 Deductible: $200
Loss of Checked Baggage: ^?
$500
Checked in Baggage Delay
$50 Deductible: 12 hours
Loss of PassPort: ^?
$250 Deductible: $30
Emergency Cash Advance: ^?
$500
Important Points
To find out the important points of TATA AIG click here »
Limitations
To find out the limitations of TATA AIG click here »
Sublimits
To find out the sublimits of TATA AIG click here »


*GST included
Policy Maximum
$50,000 Deductible: $100
Accident & Sickness Medical Expenses: ^?
$50,000 Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses
Pre-existing Cover
Reimbursment up to $1,500 per policy
Accidental Death & Dismemberment: ^?
$10,000
Dental Treatment: ^?
$300 Deductible: $150
Personal Liability: ^?
$100,000 Deductible: $200
Loss of Checked Baggage: ^?
$500
Checked in Baggage Delay
$50 Deductible: 12 hours
Loss of PassPort: ^?
$250 Deductible: $30
Emergency Cash Advance: ^?
$500
Important Points
To find out the important points of TATA AIG click here »
Limitations
To find out the limitations of TATA AIG click here »
Sublimits
To find out the sublimits of TATA AIG click here »

What are the Key features of TATA AIG and Chola MS travel insurance?

Key features of TATA AIG’s Travel Insurance

Company is Joint Venture between Tata Group and AIG Inc, one of the largest General Insurers in the world. Travel Insurance Leader by business volumes in India and known for Prompt Claims settlement.
TATA AIG’s Accident & Sickness (A&S) Sum Insured is per incident/claim and not per trip. Hence it is possible that the customer can have multiple claims during the same trip, each time the Sum Insured (A&S) is restored back to the maximum benefit limit.
Policy is available for all entry ages under different plans from the age of 6 months onwards till 70 years of age for all plans except the Senior Citizen plan, which has an entry age of 71 years
Medical Sublimits under TATA AIG’s Travel Insurance starts from the age of 56 years. Company also offers plans Without Medical Sublimits.
No Pre Travel Medical Check-up for travellers of any age and for any Sum Insured for any duration of travel.
TATA AIG’s Travel insurance policies can be extended upto a cumulative maximum duration not exceeding 360 days for travellers below 70 years and upto a maximum of 180 days for 70+ travellers
Pre-existing Medical Conditions covered up to $20,000 (depending on the plan opted for) only incase of Life Threatening situations.
Worldwide Assistance and Claims Support is provided by Europ Assist and Falck India, who together have the largest network of hospitals in USA and across the world.
Company provides Cashless claims settlement for Inpatient Treatment and Reimbursement within 15 days (subject to complete documentation) for Outpatient Treatment.

Key features of Cholamandalam’s Travel Insurance

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group from Chennai and Mitsui Sumitomo Insurance Company Limited, Japan, a leading Insurance player in Japan.
The company offers customised plans for Individuals between 6 months and 70 years, Senior Citizens between the ages of 71 and 80 years and a specific plan for Students between the age of 16 and 35 years going abroad to study.
They also offer a specific travel to Asian destinations which covers Australia & New Zealand but excludes Japan from coverage.
The Travel insurance plans provide coverage for a cumulative duration of 360 days upto the age of 60 years and for a maximum 180 days for travelers above 70 years.
The Annual Multi Trip plan has options to choose from 30 / 45 / 60 / 90 days for each trip, which is best in class in the market.
Premium rates are calculated on a per day daily basis – hence the insured ends up paying for the exact number of days of travel.
Personal Accident coverage in India is available – covers the insured during their journey to and from the International Airport to their residence.
Complete Global Protection with 24 /7 Assistance through their TPA partner Europ Assist ensuring Prompt claims settlement process including Cashless treatment for Inpatients.

How much does a TATA AIG and Chola MS Overseas travel medical cost per month (30 days)?

The TATA AIG and Chola MS Overseas travel medical insurance cost per month (30 days) starts at just ₹₹2,474 for coverage Worldwide Including USA & Canada. TATA AIG and Chola MS Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG and Chola MS Overseas travel medical plan variants.

Plan Name (Sum Insured)	Insurer	0-40 years	41-45 years	45-50 years	51-55 years	56-60 years	61-70 years
Silver ($50,000) With Sublimits	Tata AIG	₹2,474	₹3,216			₹3,216	₹6,175
Silver ($50,000) Without Sublimits	Tata AIG	-				₹6,375	₹11,902
Comprehensive Travel Plus ($50,000) Without Sublimits	Cholamandalam	₹1,207	₹2,457				₹5,255

Silver Plus Plan A ($100,000) With Sublimits	Tata AIG	₹2,499	₹3,149			₹3,149	₹6,705
Silver Plus Plan A ($100,000) Without Sublimits	Tata AIG	-				₹6,920	₹14,143
Silver Plus Plan B ($100,000) With Sublimits	Tata AIG	₹2,714	₹3,337			₹3,337	₹6,906
Silver Plus Plan B ($100,000) Without Sublimits	Tata AIG	-				₹7,135	₹14,358
Silver Plus ($100,000) With Sublimits	Tata AIG	₹2,956	₹3,553			₹3,553	₹7,156
Silver Plus ($100,000) Without Sublimits	Tata AIG	-				₹7,383	₹14,625
Comprehensive Travel Plus ($100,000) Without Sublimits	Cholamandalam	₹1,444	₹3,050				₹6,647

Gold Plan A ($250,000) With Sublimits	Tata AIG	₹2,672	₹3,911			₹3,911	₹8,055
Gold Plan A ($250,000) Without Sublimits	Tata AIG	-				₹8,957	₹17,242
Gold Plan B ($250,000) With Sublimits	Tata AIG	₹3,098	₹4,337			₹4,337	₹8,486
Gold Plan B ($250,000) Without Sublimits	Tata AIG	-				₹9,388	₹17,641
Gold Plan ($250,000) With Sublimits	Tata AIG	₹3,347	₹4,593			₹4,593	₹8,768
Gold Plan ($250,000) Without Sublimits	Tata AIG	-				₹9,647	₹17,900
Comprehensive Travel Plus ($250,000) Without Sublimits	Cholamandalam	₹1,798	₹3,940				₹8,736

Platinum Plan A ($500,000) With Sublimits	Tata AIG	₹2,623	₹4,099			₹4,099	₹8,336
Platinum Plan A ($500,000) Without Sublimits	Tata AIG	-				₹9,271	₹19,302
Platinum Plan B ($500,000) With Sublimits	Tata AIG	₹3,080	₹4,586			₹4,586	₹8,823
Platinum Plan B ($500,000) Without Sublimits	Tata AIG	-				₹9,758	₹19,789
Platinum Plan ($500,000) With Sublimits	Tata AIG	₹3,549	₹5,102			₹5,102	₹9,403
Platinum Plan ($500,000) Without Sublimits	Tata AIG	-				₹10,275	₹20,368
Comprehensive Travel Plus ($500,000) Without Sublimits	Cholamandalam	₹2,192	₹4,930				₹11,057

Titanium Plan ($750,000)	Tata AIG	₹4,775	₹6,406				₹6,406

Titanium Plus Plan ($1,000,000)	Tata AIG	₹5,699	₹7,543	-			₹7,543

Plan Name (Sum Insred)	Insurer	71-75 years	76-80 years	81-85 years	86-90 years	>90 years
Senior Plan ($50,000) With Sublimits	Tata AIG	₹9,097	₹12,998	-
Senior Plan ($50,000) Without Sublimits	Tata AIG	₹21,769	₹31,450	-
Super Senior Plan ($50,000) With Sublimits	Tata AIG	-		₹25,504	₹40,975	₹51,634
Super Senior Plan ($50,000) Without Sublimits	Tata AIG	-		₹54,801	₹88,685	₹1,03,396
Comprehensive Travel Plus ($50,000) With Sublimits	Cholamandalam	₹11,111

Plan Name (Sum Insred)	Insurer	71-85 years
Comprehensive Travel Plus ($100,000) With Sublimits	Cholamandalam	₹14,178
Comprehensive Travel Plus ($250,000) With Sublimits	Cholamandalam	₹18,776
Comprehensive Travel Plus ($350,000) With Sublimits	Cholamandalam	₹21,843
Comprehensive Travel Plus ($500,000) With Sublimits	Cholamandalam	₹23,887

Which Is Cheaper for 30-Day Travel Insurance: TATA AIG and Chola MS?

The TATA AIG and Chola MS Overseas travel medical insurance cost per month (30 days) starts at just ₹₹1,183 for coverage Worldwide Excluding USA /Canada. TATA AIG and Chola MS Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG and Chola MS Overseas travel medical plan variants.

Plan Name (Sum Insured)	Insurer	0-40 years	41-45 years	45-50 years	51-55 years	56-60 years	61-70 years
Silver ($50,000) With Sublimits	Tata AIG	₹1,183	₹1,466			₹1,466	₹2,874
Silver ($50,000) Without Sublimits	Tata AIG	-				₹1,887	₹3,740
Comprehensive Travel Plus ($50,000) Without Sublimits	Cholamandalam	₹932	₹1,764				₹3,630

Silver Plus ($100,000) With Sublimits	Tata AIG	₹1,391	₹1,811			₹1,81	₹3,674
Silver Plus ($100,000) Without Sublimits	Tata AIG	-				₹2,440	₹4,999
Comprehensive Travel Plus ($100,000) Without Sublimits	Cholamandalam	₹1,089	₹2,161				₹4,558

Gold Plan ($250,000) With Sublimits	Tata AIG	₹1,577	₹2,142			₹2,142	₹4,174
Gold Plan ($250,000) Without Sublimits	Tata AIG	-				₹3,168	₹5,915
Comprehensive Travel Plus ($250,000) Without Sublimits	Cholamandalam	₹1,326	₹2,754				₹5,951

Comprehensive Travel Plus ($350,000) Without Sublimits	Cholamandalam	₹1,483	₹3,149				₹6,879

Platinum Plan ($500,000) With Sublimits	Tata AIG	₹1,897	₹2,515			₹2,515	₹3,354
Platinum Plan ($500,000) Without Sublimits	Tata AIG	-				₹10,275	₹7,004
Comprehensive Travel Plus ($500,000) Without Sublimits	Cholamandalam	₹1,588	₹3,413				₹7,498

Titanium Plan ($750,000)	Tata AIG	₹2,431	₹2,991				₹2,991

Titanium Plus Plan ($1,000,000)	Tata AIG	₹2,978	₹3,625				₹3,625

Plan Name (Sum Insred)	Insurer	71-75 years	76-80 years	81-85 years	86-90 years	>90 years
Senior Plan ($50,000) With Sublimits	Tata AIG	₹5,845	₹7,202	-
Senior Plan ($50,000) Without Sublimits	Tata AIG	₹7,725	₹11,174	-
Super Senior Plan ($50,000) With Sublimits	Tata AIG	-		₹13,936	₹23,842	₹51,634
Super Senior Plan ($50,000) Without Sublimits	Tata AIG	-		₹23,486	₹40,555	₹1,03,396
Comprehensive Travel Plus ($50,000) With Sublimits	Cholamandalam	₹7,534

Plan Name (Sum Insred)	Insurer	71-85 years
Comprehensive Travel Plus ($100,000) With Sublimits	Cholamandalam	₹9,578
Comprehensive Travel Plus ($250,000) With Sublimits	Cholamandalam	₹12,645
Comprehensive Travel Plus ($350,000) With Sublimits	Cholamandalam	₹14,689
Comprehensive Travel Plus ($500,000) With Sublimits	Cholamandalam	₹16,062

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Tips to find good and adequate international travel health insurance.

Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day upto 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Upto 25% of Surgical Treatment
Physician's Visit	Max $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

TATA AIG vs Chola MS Travel insurance

TATA AIG travel insurance vs Chola MS travel insurance cost

Compare TATA AIG vs Chola MS insurance

What are the Key features of TATA AIG and Chola MS travel insurance?

Key features of TATA AIG’s Travel Insurance

Key features of Cholamandalam’s Travel Insurance

How much does a TATA AIG and Chola MS Overseas travel medical cost per month (30 days)?

Which Is Cheaper for 30-Day Travel Insurance: TATA AIG and Chola MS?

India travel insurance blogs and articles

Tips to find best travel insurance

Health care cost comparison

How does travel insurance work

Visa free countries for Indians

Visa on arrival for Indians

India travel insurance useful links

How to buy online?

Already outside India

Online Renewal

Insurance Claims

Tips on air travel

How are Claims settled?

How does travel insurance work

Healthcare cost overseas comparison

Tips to find best travel insurance

India travel insurance blogs and articles

Tips to find best travel insurance

Health care cost comparison

How does travel insurance work

Visa free countries for Indians

Visa on arrival for Indians

India travel insurance useful links

How to buy online?

Already outside India

Online Renewal

Insurance Claims

Tips on air travel

How are Claims settled?

How does travel insurance work

Healthcare cost overseas comparison

Tips to find best travel insurance