Plans | Insured’s Age Criteria |
Individual, Annual Multi trip plans | Minimum entry age is 6 months. Maximum entry age is 70 years at the commencement date of the Policy. |
Senior Citizen Plan | This is for insureds between the ages of 71 – 80 years. |
Student Plan | Coverage is offered for students between the ages of 17 – 35 years traveling on a Student Visa. |
S.No. | Benefits | Travel Plus | Travel Pleasure | Travel Delight | Deductibles |
---|---|---|---|---|---|
1. | Overseas Medical Expenses (including Repatriation of Mortal Remains — USD 7500, Medical Evacuation/Transportation) | $50,000 $1,00,000 $2,50,000 $3,50,000 $5,00,000 |
$50,000 $1,00,000 $2,50,000 $3,50,000 $5,00,000 |
$50,000 $1,00,000 $2,50,000 $3,50,000 $5,00,000 |
$100 |
2. | Dental Treatment Expenses |
$200 | $300 | $500 | $50 |
3. | Total loss of Checked-In-Baggage and Hand Baggage |
$250 and $50 | $500 and $50 | $1,500 and $50 | Nil |
4. | Delay of Checked-In-Baggage |
$150 | $200 | $300 | 12 hours |
5. | Loss of Passport | $150 | $250 | $300 | $30 |
6. | Personal Accident – Overseas |
$15,000 | $23,000 | $38,000 | Nil |
7. | Personal Liability | $50,000 | $100,000 | $100,000 | $100 |
8. | Financial Emergency | $200 | $250 | $500 | Nil |
9. | Loss of International Driving License |
$100 | $100 | $100 | $25 |
10. | Home Burglary | Not Applicable | INR 1,00,000 |
INR 2,00,000 |
5% of SI for Home Burglary |
11. | Trip Cancellation | Not Applicable | $500 | $1,500 | $50 |
12. | Trip Curtailment | Not Applicable | $200 | $1,000 | $50 |
13. | Trip Delay | Not Applicable | $120 (10/12 hrs) | $120 (10/12 hrs) | 12 hours |
14. | Missed Flight Connection |
Not Applicable | $200 | $500 | 3 hours |
15. | Emergency Telephone Charges |
Not Applicable | $100 | $300 | Nil |
16. | Compassionate Visit | Not Applicable | $1,250 | $1,500 | 5 days |
17. | Return of Minor Children |
Not Applicable | Not applicable | $2,000 | 5 days |
18. | Rental Car Excess Cover |
Not Applicable | Not applicable | $2,000 | $100 |
19. | Adventurous Activities Cover |
Not Applicable | Not applicable | $5,000 | 24 hours |
20. | Rehabilitation Services |
Not Applicable | Not applicable | $500 | $50 |
21. | Pediatric Services | Not Applicable | Not applicable | $40 | Nil |
22. | Hospital Daily Cash** | $150 ($15/day max 10 days) | $250 ($25/day max 10 days) | $400 ($40/day max 10 days) | 24 hours |
23. | Hijack Relief** | $350 ($50/day max 7 days) | $350 ($50/ day max 7 days) | $700 ($70/day max 10 days) | Nil |
24. | Ambulatory Care Services** | upto 5% of the Sum Insured Applicable for Overseas Medical Expenses | upto 5% of the Sum Insured Applicable for Overseas Medical Expenses | upto 5% of the Sum Insured Applicable for Overseas Medical Expenses | $100 |
25. | Bounced Booking of Hotel** | $1500 | $1500 | $1500 | Nil |
26. | Personal Accident – Domestic*** Accident Medical Expenses*** Repatriation of Mortal Remains*** |
INR 10,00,000 INR 1,00,000 INR 10,000 |
INR 15,00,000 INR 1,50,000 INR 10,000 |
INR 25,00,000 INR 2,50,000 INR 10,000 |
Nil |
SI Sum Insured $ in the above table refers to USD. ** Optional Covers (Overseas) (Sum Insured & Deductible in US $) *** Optional Domestic Covers (Sum Insured in INR) |
Silver | Gold | Deductible |
---|---|---|
Medical Cover (Emergency evacuation included) |
||
$ 50,000 / $ 100,000 | $100,000 / $ 250,000 | $ 100 |
Repatriation of Remains (within the overall medical limit) |
||
$ 7500 | $ 7500 | N/A |
Dental Treatment | ||
$ 250 | $ 250 | $ 50 |
Checked Baggage Loss | ||
$ 250 | $ 1000 ($ 500 for Med SI 100K) | N/A |
Checked Baggage Delay | ||
$ 100 | $ 100 | 12 Hrs |
Passport Loss | ||
$ 150 | $ 250 | $ 30 |
Personal Accident-Overseas | ||
$ 10,000 | $ 25,000 ( $ 10,000 for Med SI 100k ) | N/A |
Personal Accident - Domestic | ||
INR 100,000 | INR 250,000 | N/A |
Personal Liability | ||
$ 100,000 | $ 100,000 | N/A |
Hijack Relief Benefit ( $100 / day: max 7 days) |
||
$ 700 | $ 700 | 12 Hrs |
Hospital Daily Cash ( $ 25 / day; max 14 days ) |
||
N/A | $ 350 | N/A |
Financial Emergency | ||
N/A | $ 250 | N/A |
Trip Cancellation | ||
N/A | $500 | $50 |
Trip Curtailment | ||
N/A | $500 | $50 |
Trip Delay (10 per 12 hrs; max $ 150) |
||
N/A | $ 150 | 12Hrs |
International Driving License Loss | ||
N/A | $ 100 | $ 25 |
Home Burglary (Contents First Loss Basis) |
||
N/A | INR 200,000 | INR 2500 |
Annual Multi-Trip - 100K Plan | Annual Multi-Trip - 250K Plan | Deductible |
---|---|---|
Medical Cover | ||
$100,000 | $250,000 | $ 100 |
Repatriation of Remains (within the overall medical limit) |
||
$ 7500 | $ 7500 | N/A |
Dental Treatment | ||
$ 250 | $ 250 | $ 50 |
Checked Baggage Loss | ||
$ 1000 | $ 500 | N/A |
Checked Baggage Delay | ||
$ 100 | $ 100 | 12 Hrs |
Passport Loss | ||
$ 250 | $ 250 | $ 30 |
Personal Accident-Overseas | ||
$ 10,000 | $ 25,000 | N/A |
Personal Liability | ||
$ 100,000 | $ 100,000 | N/A |
Hijack Relief Benefit ( $100 / day: max 7 days) |
||
$ 700 | $ 700 | 12 Hrs |
Hospital Daily Cash ( $ 25 / day; max 14 days ) |
||
$ 350 | $ 350 | N/A |
Financial Emergency | ||
$ 250 | $ 250 | N/A |
Trip Cancellation | ||
$500 | $500 | $50 |
Trip Curtailment | ||
$500 | $500 | $50 |
Trip Delay (10 per 12 hrs; max $ 150) |
||
$ 150 | $ 150 | 12Hrs |
International Driving License Loss | ||
$ 100 | $ 100 | $ 25 |
Platinum | Deductibles |
Medical Cover | |
$ 50,000 | $ 100 |
Repatriation of Remains (within the overall medical limit) | |
$ 7500 | N/A |
Dental Treatment | |
$ 250 | $ 50 |
Checked Baggage Loss | |
$ 250 | N/A |
Checked Baggage Delay | |
$ 100 | 12 Hrs |
Passport Loss | |
$ 150 | $ 30 |
Personal Accident - Domestic | |
INR 100,000 | N/A |
Hijack Relief Benefit ( $100 / day: max 7 days) |
|
$ 700 | 12 Hrs |
Claims Assistance (Europ Assistance India Pvt. Ltd.) – Contact Numbers (24 hours) Country | Toll free Number |
---|---|
Argentina, Austria, Belgium, China, Czech Republic, Denmark, France, Germany, Hungary, Italy, Malaysia, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, South Africa, Spain, Sweden, Switzerland, Taiwan, United Kingdom | 00 + 800 9944 1234 |
Singapore, Thailand | 001 + 800 9944 1234 |
Japan | 001 / 010 + 800 9944 1234 |
Hong Kong | 001 / 006 + 800 9944 1234 |
Australia | 0011 + 800 9944 1234 |
Canada | 011 + 800 9944 1234 |
Israel | 00 / 014 + 800 9944 1234 |
USA | 18337426674 |
Greece | 86002038018 |
Tips to find good and adequate international travel health insurance Click here to read more
Comparison of overseas Healthcare cost and popular tourist destinations. Click here to read more
How to use Indian visitor insurance in case of sudden sickness and accidents. Click here to read more
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers who have already traveled from India and do not have insurance can buy Cholamandalam travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify Cholamandalam by contacting them.
Know more »Kindly refer the travel policy insurance wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Know more »