TATA AIG travel insurance vs Bajaj Allianz Travel Insurance, Compare tata vs bajaj overseas travel insurance in India

Silver
$50,000

Silver Plus
$100,000

Gold
$250,000

Platinum
$500,000

Travel Care

Travel Elite Silver

Prime Silver

Travel Assist Classic

*GST included

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

$100,000
Deductible: $100

$250,000
Deductible: $100

$500,000
Deductible: $100

$50,000
Deductible: $100

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

$5,000 (Included under Medical Expenses)

Included under Medical Expenses

Bounced Hotel /Airline booking

$500

$750

$1,000

$500

Fraudulent Charges

$500

$1,000

$2,000

Trip Curtailment

$500

$750

$1,000

$200

Pre-existing Cover

Reimbursment up to $1,500 per policy (covered under life threatening situations)

Not covered

$300

Accidental Death & Dismemberment: ^?

$10,000

$15,000

$25,000

$10,000

$15,000

$25,000

AD & D Common Carrier

$5,000

$2,500

Dental Treatment: ^?

$300
Deductible: $150

$100,000
$400
Deductible: $150

$500
Deductible: $150

$1000
Deductible: $150

$500
Deductible: $100

Personal Liability: ^?

$100,000
Deductible: $200

$100,000
$150,000
Deductible: $200

$200,000
Deductible: $200

$500,000
Deductible: $200

$100,000
Deductible: $100

$100,000
Deductible: $200

Loss of Checked Baggage: ^?

$500

$750

$1,000

$250
Deductible: Nil

$500
Deductible: Nil

$250
Deductible: Nil

Baggage Delay: ^?

$50
Deductible: 12 hours

$100,000
$100
Deductible: 12 hours

$200
Deductible: 12 hours

$500
Deductible: 12 hours

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $30

$100,000
$250
Deductible: $30

$250
Deductible: $30

$250
Deductible: $15

$250
Deductible: $25

Hijack Distress Allowance

$100 per day up to maximum of $500
Deductible: 1 day

$50 per day to max $300

Daily allowance in case of hospitalization

$20 per day to max $100

$25 per day to max $100

Trip / Flight Delay

$10 per 12 hrs up to maximum of $100
Deductible: 12 hrs

$20 per 12 hrs, maximum $120
Deductible: 12 hrs

$25 per 12 hrs, maximum $120
Deductible: 12 hrs

Trip Cancellation

$500
Deductible: $50

$100,000
$500
Deductible: $50

$750
Deductible: $75

$1,000
Deductible: $100

$500

Missed Connection: ^?

$500
Deductible: $50

$100,000
$500
Deductible: $50

$750
Deductible: $75

$1,000
Deductible: $100

$100
Deductible: 12 hrs

Emergency Cash Advance: ^?

$500

$750

$1000

$1500

$500

Home Burglary Insurance: ^?

1 Lakh

2 Lakhs

Rs.1,00,000

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Medical Sublimits for TATA AIG travel starts from the age of 56 years.
Sum total of coverage days for new policy and / or subsequent renewals cannot exceed 180 days for 70+ travelers
TATA AIG can be renewed up to 180 days and sum total of initial and each subsequent renewal not exceeding 360 days (for traveler below 70 years).
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Bajaj Allianz plans are available for travelers till the age of 98 years.
Wide range of plan options to suit travelers requirements and budget.
The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Sublimits

Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day up to 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

Silver Plan
($50,000)

Silver Plus Plan
($100,000)

Gold Plan
($250,000)

Platinum Plan
($500,000)

Companion Age
($50,000)

Medical Expenses due to any one illness : $12,500
Medical Expenses due to any one accident: $25,000

Elite Age Silver

Medical Expenses due to any one illness : $12,500
Medical Expenses due to any one accident: $25,000

Prime Age Silver

Medical Sublimits for any one illness & accident (are as shown below)

Assist Age
($50,000)

Medical Expenses due to any one illness : $12,500
Medical Expenses due to any one accident: $25,000

*GST included

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

$100,000
Deductible: $100

$250,000
Deductible: $100

$500,000
Deductible: $100

$50,000
Deductible: $100

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

$5,000 (Included under Medical Expenses)

$50,000 (Included under Medical Expenses)

Pre-existing Cover

Reimbursment up to $1,500 per policy (covered under life threatening situations)

Not covered

$300

Accidental Death & Dismemberment: ^?

$10,000

$15,000

$25,000

$15,000

$25,000

AD & D Common Carrier

$5,000

$2,500

Dental Treatment: ^?

$300
Deductible: $150

$400
Deductible: $150

$500
Deductible: $150

$1,000
Deductible: $150

Emergency Dental Treatment

$500
Deductible: $100

Bounced Hotel /Airline booking

$500

$750

$1,000

Fraudulent Charges

$500

$1,000

$2,000

Trip Curtailment

$500
Deductible: $50

$750
Deductible: $75

$1,000
Deductible: $100

$200

Personal Liability: ^?

$100,000
Deductible: $200

$150,000
Deductible: $200

$200,000
Deductible: $200

$500,000
Deductible: $200

$100,000
Deductible: $100

$200,000
Deductible: $200

Loss of Checked Baggage: ^?

$500

$750

$1,000

$250

$500
Deductible: Nil

$250

Baggage Delay: ^?

$50
Deductible: 12 hours

$100
Deductible: 12 hours

$200
Deductible: 12 hours

$500
Deductible: 12 hours

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $30

$250
Deductible: $25

Hijack Distress Allowance

$100 per day up to maximum of $500
Deductible: 1 day

$50 per day to max $300

Daily allowance in case of hospitalization

$20 per day to max $100

$25 per day to max $100

Flight Delay

$10 per 12 hrs up to maximum of $100
Deductible: 12 hrs

Trip Delay

$20 per 12 hrs, maximum $120
Deductible: 12 hrs

Trip Cancellation

$500
Deductible: $50

$750
Deductible: $75

$1000
Deductible: $100

$500

Missed Connection: ^?

$500
Deductible: $50

$750
Deductible: $75

$1000
Deductible: $100

Emergency Cash Advance: ^?

$500

$750

$1,000

$1,500

$500

Home Burglary Insurance: ^?

1 Lakh

2 Lakhs

Rs.1,00,000

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Medical Sublimits for TATA AIG travel starts from the age of 56 years.
Sum total of coverage days for new policy and / or subsequent renewals cannot exceed 180 days for 70+ travelers
TATA AIG can be renewed up to 180 days and sum total of initial and each subsequent renewal not exceeding 360 days (for traveler below 70 years).
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Bajaj Allianz plans are available for travelers till the age of 98 years.
Wide range of plan options to suit travelers requirements and budget.
The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Sublimits

Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room rent, Board and Hospital miscellaneous	Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day up to 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

Medical Sublimit under Medical expenses for age 61 -70 years who have purchased TRAVEL PRIME PLAN

Medical Sublimit under Medical expenses	Prime Age Silver	Prime Age Gold	Prime Age Platinum	Prime Age Super Platinum	Prime Age Maximum
Hospital Room, Board and Hospital miscellaneous	$1,200 per day	$1,500 per day	$1,700 per day	$2,000 per day	$2,300 per day
Intensive Care Unit	$2,000 per day	$2,500 per day	$2,500 per day	$3,000 per day	$3,200 per day
Surgical Treatment	$8000	$9,000	$11,500	$15,000	$20,000
Anesthetist Services	25% of Surgeons Charges	25% of Surgeons Charges	25% of Surgeons Charges	25% of Surgeons Charges	25% of Surgeons Charges
Physician's Visit	$50 per day	$75 per day	$75 per day	$100 per day	$150 per day
Diagnostic and Pre-Admission Testing	$400	$500	$600	$1,000	$1,500
Ambulance Services	$300	$400	$500	$600	$1,000

Senior Plan
($50,000)

Senior Citizen With Sublimits
($50,000)

Prime Super Age With Sublimits
($50,000)

*GST included

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

Accidental Death and Dismemberment / Personal Accident

$10,000

Dental Treatment: ^?

$300
Deductible: $150

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

$5,000 (Included under Medical Expenses)

Personal Liability: ^?

$100,000
Deductible: $200

$100,000
Deductible: $100

Loss of Checked Baggage: ^?

$500

Checked in Baggage Delay

$50
Deductible: 12 hours

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $30

$250
Deductible: $25

Emergency Cash Advance: ^?

$500

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Medical Sublimits for TATA AIG travel starts from the age of 56 years.
Sum total of coverage days for new policy and / or subsequent renewals cannot exceed 180 days for 70+ travelers
TATA AIG can be renewed up to 180 days and sum total of initial and each subsequent renewal not exceeding 360 days (for traveler below 70 years).
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Bajaj Allianz plans are available for travelers till the age of 98 years.
Wide range of plan options to suit travelers requirements and budget.
The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Sublimits

Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room rent, Board and Hospital miscellaneous	Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day up to 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

Medical Sublimit under Medical expenses for age 71-99 years who purchase PRIME SUPER AGE PLAN

Hospital Room, Board and Hospital miscellaneous	$1,200 per day
Intensive Care Unit	$2,000 per day
Surgical Treatment	$8000
Anesthetist Services	25% of Surgeons Charges
Physician's Visit	$50 per day
Diagnostic and Pre-Admission Testing	$400
Ambulance Services	$300

Senior Plan
($50,000)

Prime Super Age With Sublimits
($50,000)

($50,000)

*GST included

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

$5,000 (Included under Medical Expenses)

Personal Liability: ^?

$100,000
Deductible: $200

$100,000
Deductible: $100

Loss of Checked Baggage: ^?

$500

Checked in Baggage Delay

$50
Deductible: 12 hours

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $30

$150
Deductible: $25

Emergency Cash Advance: ^?

$500

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Medical Sublimits for TATA AIG travel starts from the age of 56 years.
Sum total of coverage days for new policy and / or subsequent renewals cannot exceed 180 days for 70+ travelers
TATA AIG can be renewed up to 180 days and sum total of initial and each subsequent renewal not exceeding 360 days (for traveler below 70 years).
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Bajaj Allianz plans are available for travelers till the age of 98 years.
Wide range of plan options to suit travelers requirements and budget.
The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Sublimits

Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased. However these medical sublimits are wavied off if the traveler buys plan without medical sublimits.

Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day up to 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

Medical Sublimit under Medical expenses for age 71-99 years who purchase PRIME SUPER AGE PLAN

Hospital Room, Board and Hospital miscellaneous	$1,200 per day
Intensive Care Unit	$2,000 per day
Surgical Treatment	$8000
Anesthetist Services	25% of Surgeons Charges
Physician's Visit	$50 per day
Diagnostic and Pre-Admission Testing	$400
Ambulance Services	$300

Senior Plan
($50,000)

Prime Super Age With sublimits
($50,000)

*GST included

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

$5,000 (Included under Medical Expenses)

Personal Liability: ^?

$100,000
Deductible: $200

$100,000
Deductible: $100

Loss of Checked Baggage: ^?

$500

Checked in Baggage Delay

$50
Deductible: 12 hours

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $30

$150
Deductible: $25

Emergency Cash Advance: ^?

$500

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Medical Sublimits for TATA AIG travel starts from the age of 56 years.
Sum total of coverage days for new policy and / or subsequent renewals cannot exceed 180 days for 70+ travelers
TATA AIG can be renewed up to 180 days and sum total of initial and each subsequent renewal not exceeding 360 days (for traveler below 70 years).
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Bajaj Allianz plans are available for travelers till the age of 98 years.
Wide range of plan options to suit travelers requirements and budget.
The Assist Card plan covers for pre-existing medical conditions for a limited amount depending on the plan choosen.
Initially plan can be purchased for 180 days and can be renewed for another 180 days. Renewal is on case to case basis.
Medical Sublimits for Bajaj Allianz travel starts from the age of 61 years.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.

Sublimits

Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day up to 30 days whichever is less
Intensive Care Unit	Max $3,000 per day up to 7 days whichever is less
Surgical Treatment	Max $10,000
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

Medical Sublimit under Medical expenses for age 71-99 years who purchase PRIME SUPER AGE PLAN

Hospital Room, Board and Hospital miscellaneous	$1,200 per day
Intensive Care Unit	$2,000 per day
Surgical Treatment	$8000
Anesthetist Services	25% of Surgeons Charges
Physician's Visit	$50 per day
Diagnostic and Pre-Admission Testing	$400
Ambulance Services	$300

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Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day upto 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Upto 25% of Surgical Treatment
Physician's Visit	Max $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400