Buy Bajaj General Overseas Travel Insurance — Fast, Simple, Secure!
Trusted by Indian travelers, Bajaj General covers medical emergencies, trip delays, baggage loss, and more.
Bajaj General Overseas Travel Insurance
Bajaj General Travel Insurance offers comprehensive protection for travelers venturing abroad or within India. With plans tailored for individuals, families, students, and senior citizens, it covers medical emergencies, trip cancellations, baggage loss, personal liability, and more. Get quote for Bajaj General travel insurance and choose the coverage that matches your travel requirement.
Why Buy Bajaj General Travel Insurance?
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Starting Premium
₹14/day*
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Coverage
3 Months – 99 Years
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Coverage Available
Upto $1,000,000
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Worldwide Coverage
Cashless hospitalization?
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Duration
180 Days
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Support Available
24/7
Bajaj General Travel Insurance – Quotes
What Is Bajaj General Travel Insurance Plan?
As an international traveler, you might be travelling to a foreign country for business or pleasure. However, International travel does involve risks as you are going to an entirely new environment, new languages and different challenges. As a traveler you must be aware that there are two types of issues that can come up. Firstly, cost of healthcare is very high in foreign countries when compared to India and since medical emergencies are unpredictable, you could end up paying money out of your pocket if you do not have any insurance cover. Secondly, there could also be non medical emergencies like loss of passport or baggage, flight or trip delays etc. To safeguard travelers in these unforeseen situations abroad, travel insurance plans are designed for avid travelers by Bajaj General Insurance in India. Bajaj General Overseas Travel Insurance Plans are available for travel anywhere across the world as well as for Travel within India. Bajaj also has a specific approved plan for travel to Europe to Schengen states (France General, Spain, Italy, Germany ...) that helps in obtaining a Schengen visa.
Bajaj General Travel Insurance Plans for Every Type of Traveller
Plan Options and Coverage Limits:- Travel Ace: Up to $50,000, $200,000 & $500,000
- Travel Ace - choose your own plan
- Travel Prime: Up to $50,000, $200,000, $500,000, $750,000 & $1,000,000
- Travel Elite: Up to $50,000, $200,000 & $500,000
- Travel Companion: Up to $50,000, $200,000 & $500,000
- Senior Citizen Plans: Up to $50,000
- Multi Trip Plans: $250,000 & $500,000
- Asia Travel Plans: Coverage for short trips (1–30 days) within Asia (excluding Japan)
- Schengen Travel Plans: Meet mandatory EUR 30,000 / 50,000 visa coverage requirement
- Travel Assist: Up to $50,000, $200,000 & $500,000
What Are the Key Features of Bajaj General Travel Insurance?
- Bajaj General is definitely one of the most preferred travel insurance service providers in India and one of the first insurance companies to introduce Travel Insurance products in India.
- Bajaj General Insurance has consistently received iAAA rating from ICRA, indicating the highest claims paying ability and a fundamentally strong financial position in the insurance industry.
- They have tailor made plans catering to the customers based on their requirement, be it for a price conscious traveller or a traveller looking for a very comprehensive travel insurance plan without a premium barrier. They also offer Travel insurance for Students, Senior Citizens and Domestic travellers.
- Customer On-Call Support Anywhere in the World through their call centre network set up worldwide resulting in efficient and prompt emergency medical and non-medical support.
- Unique Features like Automatic Claim Settlement with Trip Delay Delight – Through their mobile app, Insurance Wallet, you don’t need to register a claim for trip delays for it to be settled. They keep a track of delays and initiate the pay-outs, accordingly, automating the entire process.
- In-house Team (HAT) based in India for faster claims processing for reimbursement claims.
- All Bajaj General travel insurance plans offer Maximum coverage at very competitive premium amounts. They currently have the widest range of Travel plans for the Indian customer across multiple product categories with sum insureds ranging from $15,000 to $1,000,000 for Emergency Accident & Sickness.
How Much Does Bajaj General Travel Insurance Cost?
Bajaj General Travel Insurance starts at ₹14 per day, with plan options offering coverage from $15,000 and $25,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan.
| Plan | Medical Cover | Baggage Loss | Trip Delay | Starting at |
|---|---|---|---|---|
| Companion Asia Flair | $15,000 | $200 | Not Covered | ₹14/day* |
| Elite Asia Flair | $15,000 | $200 | $30 | ₹16/day* |
| Prime Asia Flair | $15,000 | $200 | $30 | ₹17/day* |
| Companion Asia Supreme | $25,000 | $200 | Not Covered | ₹19/day* |
| Elite Asia Supreme | $25,000 | $200 | $30 | ₹22/day* |
| Prime Asia Supreme | $25,000 | $500 | $1,500 | ₹23/day* |
*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 35.
What Is the Cheapest Travel Insurance from Bajaj General?
The cheapest travel insurance from Bajaj General is the Travel Companion Plan starting at ₹14/day*
- Medical coverage up to $15,000 for accidents and sickness.
- Personal accident coverage: up to $7,500.
- Emergency medical evacuation: up to $15,000.
- Baggage loss coverage: $200.
This plan provides basic yet sufficient protection for budget-conscious travelers.
Which Is the Best Travel Insurance from Bajaj General?
The Travel Prime Plan is considered the best travel insurance plan from Bajaj General, starting at ₹17/day*
- Medical coverage up to $25,000 for accidents and sickness.
- Personal accident coverage: up to $7,500.
- Emergency medical evacuation: up to $15,000.
- Baggage loss coverage: $200.
This plan is ideal for travelers seeking more comprehensive coverage at a reasonable cost.
Bajaj General Travel Insurance Plans for Every Type of Traveler
Whether you’re a student heading abroad, a senior exploring new destinations, a frequent flyer on business trips, traveling across Asia, or journeying within India—Bajaj General offers travel insurance plans to keep you protected and stress-free.
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Bajaj General Senior Citizen Travel Insurance
Specially designed plans for travelers above 60 years, offering coverage for medical expenses, emergencies, and trip disruptions for journeys up to 180 days.
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Bajaj General Schengen Travel Insurance
Bajaj General offers VFS-approved Schengen travel insurance with coverages of USD 50,000 (or higher) to satisfy visa norms and protect travellers across Europe.
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Bajaj General Student Travel Insurance
Covers medical costs, study interruptions, and sponsor protection. Eligible for Indian students aged 16 to 35 who are enrolled in full-time courses overseas.
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Bajaj General Multitrip Travel Insurance
Annual multi-trip travel insurance crafted for frequent flyers, business executives, and corporate professionals who travel multiple times a year.
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Bajaj General Asia Travel Insurance
Affordable plan tailored for trips across Asia (excluding Japan and Korea), available for travelers up to 70 years, with a maximum trip duration of 30 days.
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Bajaj General Domestic Travel Insurance
Ideal for individuals or families traveling within India, covering medical emergencies, baggage loss, and trip delays on domestic journeys.
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Why Choose eindiainsurance?
20 Years of Excellence in Travel Insurance
- shield Trusted by 10,000+ travelers
- support_agent 24/7 customer assistance
- payments Insurance Made Easy
- autorenew Flexible Policy Extensions
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How to Buy the Plan?
Buy Travel Insurance online using UPI, credit/debit card, NEFT, RTGS, or cheque.
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How to Make a Claim?
For claim or reimbursement, contact Bajaj General via toll-free helpline.
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How are Claims settled?
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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Bajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
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Bajaj General Policy Renewal
Renew your Bajaj General Travel insurance policy online anytime before expiry.
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How Can I Extend or Renew My Bajaj General Travel Policy While Outside India?
Indian travelers who want to extend or renew Bajaj General Travel can complete the Bajaj General Travel renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
India Travel Insurance Blogs and Articles
Bajaj General Travel Insurance India — International Plans & Benefits
Bajaj General International Travel Insurance from EINDIA offers a variety of plans to meet the needs of travelers of all ages. Customers can choose the right level of coverage depending on travel duration, age, and destination.
The below table provides details of the sum insured available for different age groups, along with the benefits for each plan type.
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Benefits Travel Ace Sum Insured $50,000 / $200,000 / $500,000 (depending on age) Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible) Emergency Dental Expenses $500 (Deductible: $50) Pre-existing Conditions Covered only in life-threatening situations (Platinum Plan only, up to $5,000) Refund on Early Return Premium refunded (subject to terms & conditions) -
Benefits Travel Prime Sum Insured $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depending on age) Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible) Emergency Dental Expenses $500 Pre-existing Conditions Covered only in life-threatening situations (up to $3,000) Refund on Early Return Premium refunded (subject to terms & conditions) -
Benefits Travel Elite Sum Insured $50,000 / $200,000 / $500,000 (depending on age) Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible) Emergency Dental Expenses $500 (Deductible: $50) Pre-existing Conditions Covered only in life-threatening situations (up to $3,000) Refund on Early Return Premium refunded (subject to terms & conditions) -
Benefits Travel Companion Sum Insured $50,000 / $200,000 / $500,000 (depending on age) Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible) Emergency Dental Expenses $500 (Deductible: $50) Pre-existing Conditions Covered only in life-threatening situations (up to $3,000) Refund on Early Return Not available -
Benefits Travel Assist Sum Insured $50,000 / $200,000 / $500,000 (depending on age) Cashless Settlement Worldwide, inpatient hospitalization (24+ hrs after deductible) Emergency Dental Expenses $500 (Deductible: $100) Pre-existing Conditions Covered only in life-threatening situations (up to $1,000) Refund on Early Return Premium refunded (subject to terms & conditions) -
Coverages in USD Companion Asia Flair Companion Asia Supreme Elite Asia Flair Elite Asia Supreme Prime Asia Flair Prime Asia Supreme Medical Expenses, Evacuation $15,000
Deductible: $50$25,000
Deductible: $50$15,000
Deductible: $50$25,000
Deductible: $50$15,000
Deductible: $100$25,000
Deductible: $100Repatriation Included under medical expenses Included under medical expenses $5,000 Emergency Dental Treatment $500
Deductible: $50$500
Deductible: $50$500
Deductible: $50$500
Deductible: $50$500
Deductible: $100$500
Deductible: $100AD & D Common Carrier NA $2,500 $2,500 $2,500 $2,500 Personal Accident* $7,500 $7,500 $7,500 $7,500 $7,500 $7,500 Loss of Checked Baggage** $200 $200 $200 $200 $200 $200 Delay of Baggage $100
Deductible: 12 hrs$100
Deductible: 12 hrs$100
Deductible: 12 hrs$100
Deductible: 12 hrs$100
Deductible: 12 hrs$100
Deductible: 12 hrsTrip Delay NA $20 per 12 hrs to max $120 $30 per 12 hrs to max $180
Deductible: 12 hrs$20 per 12 hrs to max $120
Deductible: 12 hrs$30 per 12 hrs to max $180
Deductible: 12 hrsLoss of Passport $100
Deductible: $15$100
Deductible: $15$100
Deductible: $25$100
Deductible: $25$100
Deductible: $15$100
Deductible: $15Personal Liability $10,000
Deductible: $100$10,000
Deductible: $100$10,000
Deductible: $100$10,000
Deductible: $100$10,000
Deductible: $100$10,000
Deductible: $100Hijack $20/day up to $200 $20/day up to $200 $50/day up to $300 $60/day up to $360 $50/day up to $300 $60/day up to $360 Emergency Cash Advance*** NA $500 $500 $500 $500 *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges.
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Note:
Coverage Senior Citizen Plan Prime Super Age Travel Ace Super Age Medical Expenses $50,000 (Deductible: $100) $50,000 (Deductible: $100) $50,000 (Deductible: $100) Any One Illness $8,500 (71–75), $7,500 (76–80), $5,000 (81–85) Details provided below Included in Medical Expenses Any One Accident $20,000 (71–85) Details provided below $50,000 Medical Evacuation Included Included Up to $50,000 Medical Repatriation Included $5,000 Up to $50,000 Personal Accident $10,000 $10,000 Up to $10,000 Home Burglary Insurance Nil – Included (INR, with Fire & Perils cover) Loss of Checked-In Baggage $500 (Nil) $500 Up to $500 Delay of Checked-In Baggage $100 (After 12 hrs) $100 (After 12 hrs) Abroad: $200, India: ₹2,000 (After 8 hrs) Loss of Passport $250 (Deductible: $25) $250 (Deductible: $25) Up to $250 Daily Hospitalisation Allowance $25/day, Max $100 (Nil) $25/day, Max $100 $50/day, Max 7 days Emergency Dental Treatment – $500 (Included in Medical, Deductible: $100) Up to $500 (Deductible: $25) AD&D – Common Carrier $1,500 (Nil) $1,500 Up to $2,000 Trip Cancellation $500 (Nil) $500 Up to $1,000 Trip Delay $20 per 12 hrs, Max $120 (12 hrs) $20 per 12 hrs, Max $120 (12 hrs) Up to $80 (After 6 hrs) Trip Curtailment / Interruption $200 $200 Up to $500 Missed Connection – – Up to $300 Personal Liability $100,000 (Deductible: $100) $100,000 (Deductible: $100) Up to $100,000 Hijack Daily Allowance $50/day, Max $300 (Nil) $50/day, Max $300 Up to $3,000 Emergency Cash Assistance $500 $500 Up to $1,000 Golfer Hole-in-One $250 (Nil) $250 $250 Personal Accident Cover in India – – ₹1,00,000 Bounced Hotel – – Up to $500 - Indian Senior Citizens can buy the Bajaj General seniors travel medical insurance up to Max 180 days. The Bajaj Senior Citizen travel medical insurance is not renewable
- Bajaj General Senior Citizen health insurance for Indians will be issued in one business day
Frequently Asked Questions for Bajaj General Travel Insurance
No, there is no network of hospitals, the insured is free to visit any hospital or doctor.
Yes, you can buy Bajaj General Travel Insurance plan for your parents and relatives using international debit or credit cards. The email copy of the policy is a valid legal document and proof of your insurance cover.
The plan can be renewed online by filling a form before 7-10 days of the expiry of coverage. We will get an approval from the concerned team for an extension of the policy within 24 hours. Travelers can initially buy the policy for 180 days and renew the same plan for another 180 days. Similarly students can buy the policy for one year and later renew the policy for the one more year.
All the information required to complete the application is available in the applicants passport. The main data elements are the applicants complete name, passport number, date of birth, mailing address and telephone number in India, the assignee (the beneficiary for the policy in the event of death or dismemberment of the traveler) and the correct travel dates.
Bajaj General travel insurance policy covers the insured for medical expenses incurred during travellers’ overseas visit. The terms and conditions of travel insurance coverage is available in the plans available on the eIndiainsurance website.
In case of inpatient hospitalization medical expenses the insured or their close ones should intimate the insurance company claims and assistance team and give policy details. Insurance company will speak to the hospital and arrange for direct billing/cashless settlement. In the event of outpatient medical, the claims procedure involves the insured settling the bill with the medical provider and returning to India and filing a reimbursement claim.
Yes, Bajaj General offers specific plans for Senior Citizens which are affordable and comprehensive in terms of policy coverage.
When the insurance application and the payment is completed online, you will immediately get a confirmation email along with insurance details. You will then get a policy document in the PDF format by email (within a few hours and at most within one working day). The policy document will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
Bajaj General Insurance Company Limited Overview
Bajaj General Insurance Limited (formerly known as Bajaj Allianz General Insurance Company Limited) is one of India’s leading, most trusted and dynamic private general insurance companies. It is a subsidiary of Bajaj Finserv Limited, India’s leading and most diversified financial services group.Established in 2001, the company has grown its footprint to nearly 1,500 towns and cities across India, ensuring easy access and a close connection to its customers.Bajaj General offers a broad portfolio of innovative and customer-focused insurance solutions, spanning motor, health, and home insurance, along with specialised products such as pet insurance, wedding insurance, event protection, cyber insurance, and rural insurance.
It holds an [ICRA]AAA rating from ICRA Limited, reflecting the highest level of confidence in its financial strength and stability. Bajaj General remains committed to protecting what matters most, empowering individuals, families, and businesses to live with confidence and peace of mind.
Where Should the Insured Call for Claims Assistance While They Are Abroad?
One of the important features of this policy is Emergency Cash Advance. It is an assistance service, wherein the company facilitates providing emergency cash to the insured during incidents such as theft/burglary of luggage/money or hold ups by co-coordinating with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, up to the limit specified in the policy schedule.In case of any claim or assistance abroad call Toll-Free Numbers:
| Originating Country | Dialled Number |
|---|---|
| USA (001) | 186658 76903 |
| Canada (001) | 186691 43705 |
| Austria (043) | 990+800 10002005 |
| Belgium | 990+800 10002005 |
| Denmark (045) | 990+800 10002005 |
| France (033) | 990+800 10002005 |
| Germany (049) | 990+800 10002005 |
| Hungary (036) | 990+800 10002005 |
| Ireland (353) | 990+800 10002005 |
| Italy (039) | 990+800 10002005 |
| Malaysia (060) | 990+800 10002005 |
| Netherlands (031) | 990+800 10002005 |
| New Zealand (064) | 990+800 10002005 |
| Norway (047) | 990+800 10002005 |
| Philippines (063) | 990+800 10002005 |
| Portugal (351) | 990+800 10002005 |
| Spain (034) | 990+800 10002005 |
| Sweden (046) | 990+800 10002005 |
| Swizerland (041) | 990+800 10002005 |
| UK (044) | 990+800 10002005 |
| Finland (358) - carrier TS | 990+800 10002005 |
| Finland (358) - carrier Elisa | 990+800 10002005 |
| Hong Kong (852) | 001+800 10002005 |
| Israel (972) | 014+800 10002005 |
| Singapore (065) | 001+800 10002005 |
| So. Korea (082) - carrier Telecom | 001+800 10002005 |
| So. Korea (082) - carrier Dacom | 002+800 10002005 |
| Thailand (066) | 001+800 10002005 |
| Japan (081) - carrier Tele | 0041-010+800 10002005 |
| Japan (081) - carrier IDC | 0061-010+800 10002005 |
| Japan (081) - carrier NTT | 0033-010+800 10002005 |
| Japan (081) - carrier KDD | 001-010+800 10002005 |
| Australia (061) | 0011+800 10002005 |
| Tel : 91-20-3030 58 58 | Fax : 91-20-30512207 | [email protected] |
Travel Insurance Cancellation Procedure for Bajaj Travel Policies
- Before the policy start date
- The insured is expected to inform us and an E mail should be sent by the insured requesting the cancellation.
- He/she should furnish policy number or schedule number in the E mail.
- There will be a Rs 250/- cancellation charges.
- After the policy start date - If the insured has not travelled, the following documents should be submitted:
- Proof that the insured has not travelled overseas.
- Photo copy or Scan copy of all the pages (including empty pages) of the passport.
- Reason for policy cancellation.
- Visa rejection letter in case of visa refusal by embassy.
- After the policy start date - If the insured has travelled
- In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium as per the applicable rates (subject to no claims being incurred on the policy)
What Are Some of the Key Exclusions Under the Bajaj General Travel Plans?
Some of the key exclusions are listed below, please refer to the entire list available along with your policy document.- Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
- Routine physical or other examination where there is no objective indication of impairment of normal health.
- Medical expenses beyond the expiry of the policy period.
- Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
- Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
- Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
- Experimental, unproven or non-standard treatment.
- Treatment by any other system other than modern medicine (also known as Allopathy).
- The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
- Delay of baggag e when the intended destination is in India.
- Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
- Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport