Buy Bajaj General Overseas Travel Insurance - Fast, Simple, Secure!
Trusted by Indian travelers, Bajaj General covers medical emergencies, trip delays, baggage loss, and more.
IRDAI Approved · [ICRA]iAAA Rated
Bajaj General Travel Insurance Plans Online 2026
Overseas coverage from ₹14/day. Medical up to $1,000,000, trip cancellation, baggage loss & 24/7 global emergency support.
Instant Policy
Worldwide Cashless
Schengen Approved
No Network Limit
$1,000,000
Max Medical Cover
180 Days
Max Trip Duration
24/7
Global Support
10,000+
Travellers Served
20+ Years
Excellence Since 2004
Get Your Instant Travel Insurance Quote
Compare all plans · Buy in 60 seconds · Policy emailed instantly
Starting Premium ₹14/day
Max Medical Cover $1,000,000
Max Trip Duration 180 Days
Global Emergency Support 24/7
ICRA Rating [ICRA]iAAA
Travellers Served 10,000+
Bajaj General Heritage Since 2001
Schengen Visa Plans VFS Approved
Starting Premium ₹14/day
Max Medical Cover $1,000,000
Max Trip Duration 180 Days
Global Emergency Support 24/7
ICRA Rating [ICRA]iAAA
Travellers Served 10,000+
Bajaj General Heritage Since 2001
Schengen Visa Plans VFS Approved
What Is Bajaj General Travel Insurance Plan?
Bajaj General Travel Insurance offers comprehensive protection for travelers venturing abroad or within India. With plans tailored for individuals, families, students, and senior citizens, it covers medical emergencies, trip cancellations, baggage loss, personal liability, and more. Get quote for Bajaj General travel insurance and choose the coverage that matches your travel requirement.
Plan Options
How Much Does Bajaj General Travel Insurance Cost in 2026
From budget Asia trips to $1,000,000 worldwide cover - a plan for every traveller. Compare all plans →
Bajaj General Travel Insurance Asia Plans start at ₹14 per day, offering coverage options from $15,000 to $25,000, specifically designed for travelers visiting Asian countries (excluding Japan).
| Plan Name | Medical Cover | Baggage Loss | Trip Delay | Starting Price | Action |
|---|---|---|---|---|---|
| Companion Asia Flair | $15,000 | $200 | - | ₹14/day* | |
| Elite Asia Flair | $15,000 | $200 | $30 | ₹16/day* | |
| Prime Asia Flair Best Value | $15,000 | $200 | $30 | ₹17/day* | |
| Companion Asia Supreme | $25,000 | $200 | - | ₹19/day* | |
| Elite Asia Supreme | $25,000 | $200 | $30 | ₹22/day* | |
| Prime Asia Supreme | $25,000 | $500 | $1,500 | ₹23/day* |
*Prices for a 30-day Singapore trip, adult aged 35.
Senior Citizen plans are tailored for travelers aged above 71, offering enhanced medical coverage and benefits that cater to the specific needs and risks associated with older travelers.
| Plan Name | Age Range | Medical Cover | Max Duration | Starting Price | Action |
|---|---|---|---|---|---|
| Senior Citizen Plan | 71–85 yrs | $50,000 | 120 days | ₹98/day* | |
| Prime Super Age | 71–85 yrs | $50,000 | 120 days | ₹181/day* | |
| Travel Ace Super Age | 71–85 yrs | $50,000 | 120 days | ₹238/day* | |
| Travel Ace Super Age | 86+ yrs | $50,000 | 90 days | ₹238/day* | |
| Prime Super Age | 86+ yrs | $50,000 | 90 days | ₹466/day* |
*Disclaimer: Sample illustration for a 71-year-old senior citizen traveling to the UAE for 60 days under Bajaj General Senior Citizen Travel Insurance.
Corporate travel insurance plans for a 25-year-old traveler (Worldwide Including USA/Canada). Prices are per trip and depend on the plan and trip duration.
| Plan Name | Per Trip Limit | Lite | Plus | Maximum / Corporate Age | Action |
|---|---|---|---|---|---|
| Corporate Travel Companion | 30 Days | ₹4,411 | ₹5,087 | - | |
| Corporate Travel Elite | 30 Days | ₹5,070 | ₹5,854 | - | |
| Travel Prime Corporate | 30 Days | ₹4,752 | ₹5,486 | ₹6,892 | |
| Travel Prime Corporate | 45 Days | ₹5,165 | ₹5,962 | ₹7,491 | |
| Travel Prime Corporate | 60 Days | ₹5,784 | ₹6,678 | ₹8,388 |
*Prices are indicative for a 25-year-old traveler. Actual premiums may vary depending on destination, trip duration, and policy conditions.
Schengen plans meet the mandatory insurance requirements for Schengen visa applications, offering coverage for medical emergencies and repatriation with minimum coverage limits accepted by Schengen countries.
| Plan Name | Medical Cover | Pre-existing Conditions | Baggage Loss | Trip Cancellation | Starting Price | Action |
|---|---|---|---|---|---|---|
| Travel Companion | $50,000 | Up to $3,000 | $250 | Nil | ₹19/day* | |
| Travel Elite | $50,000 | Up to $3,000 | $500 | $500 | ₹21/day* | |
| Travel ACE | $50,000 | Up to $3,000 | $500 | $1,000 | ₹24/day* | |
| Travel Prime | $50,000 | Up to $3,000 | $500 | $500 | ₹32/day* |
*Price shown is for a 180-day trip to Germany for an adult aged 25. Premiums vary by age, trip duration and destination.
Student travel insurance plans provide coverage for students traveling abroad for studies, including medical emergencies, personal liability, baggage loss, and travel delays, designed for long-term international stays. Students can typically purchase a policy for one year and renew it for an additional year while abroad.
| Plan Name | Medical Cover | Sponsor Protection | Medical Repatriation | Starting Price | Action |
|---|---|---|---|---|---|
| Student Companion | Up to $200,000 | $10,000 | Included | ₹12/day* | |
| Student Elite | Up to $200,000 | $10,000 | Included | ₹14/day* | |
| Student Prime | Up to $1,000,000 | $10,000 | $5,000 | ₹15/day* |
*Price shown is for a 365-day trip to Australia for an adult aged 22. Premiums vary by age, trip duration and destination.
Travel Insurance Plans
Bajaj General Travel Insurance Cost & Premium
What Is the Cheapest Travel Insurance from Bajaj General?
The cheapest travel insurance from Bajaj General is the Travel Companion Plan starting at ₹14/day*
- Medical coverage up to $15,000 for accidents and sickness
- Personal accident coverage up to $7,500
- Emergency medical evacuation up to $15,000
- Baggage loss coverage $200
This plan provides basic yet sufficient protection for budget-conscious travelers.
Which Is the Best Travel Insurance from Bajaj General?
The Travel Prime Plan is considered the best travel insurance plan from Bajaj General, starting at ₹17/day*
- Medical coverage up to $25,000 for accidents and sickness
- Personal accident coverage up to $7,500
- Emergency medical evacuation up to $15,000
- Baggage loss coverage $200
Ideal for travelers seeking comprehensive coverage at a reasonable cost.
Plan Options
Coverage Limits by Plan
Choose the plan that suits your destination, trip duration, and coverage needs.
Travel ACE
$50,000
$200,000
$500,000
Comprehensive cover for individual travellers.
Travel ACE - Custom
Your choice
Build your own plan - choose coverage limits that fit your trip.
Travel Prime
$50,000
$200,000
$500,000
$750,000
$1,000,000
Highest coverage - up to $1M. Best for USA / Canada trips.
Travel Elite
$50,000
$200,000
$500,000
Premium benefits with enhanced coverage features.
Travel Companion
$50,000
$200,000
$500,000
Ideal for families and group travel coverage.
Senior Citizen Plans
$50,000
Designed for travellers aged 71–99 yrs with medical focus.
Multi Trip Plans
$250,000
$500,000
Annual multi-trip cover - one policy, unlimited trips.
Asia Travel Plans
1–30 Days
Short trips within Asia (excluding Japan). Budget-friendly rates.
Schengen Travel Plans
EUR 30,000
EUR 50,000
Meets mandatory Schengen visa coverage requirement for embassy.
Travel Assist
$50,000
$200,000
$500,000
With ASSIST CARD. Limited pre-existing conditions covered.
Coverage Details
Bajaj General Travel Insurance India - International Plans & Benefits
Bajaj General International Travel Insurance from NRIOL offers a variety of plans to meet the needs of travelers of all ages. Customers can choose the right level of coverage depending on travel duration, age, and destination.
The below table provides details of the sum insured available for different age groups, along with the benefits for each plan type.
| Benefit | Travel Companion | Travel Prime | Travel Elite | Travel Ace |
|---|---|---|---|---|
| Emergency Medical | Up to $500,000 | Up to $1,000,000 | Up to $500,000 | Up to $500,000 |
| Personal Accident | ||||
| Emergency Evacuation | ||||
| Emergency Dental | Up to $300 (Deductible: $50) | Up to $500 (Deductible: $50) | Up to $300 (Deductible: $50) | Up to $500 (Deductible: $50) |
| Trip Cancellation | ||||
| Trip Delay / Interruption | Not available | |||
| Loss of Checked Baggage | Up to $200 | Up to $1,500 | Up to $1,000 | Up to $1,000 |
| Passport Loss | ||||
| Personal Liability | ||||
| Pre-Existing Conditions | Life-threatening only (up to $3,000) | Life-threatening only (up to $3,000) | Life-threatening only (up to $3,000) | Life-threatening only (Platinum, up to $5,000) |
See full coverage details: Countries Covered, Pre-Existing Condition Cover, No Sub-limits Plan.
Plans for Every Type of Traveller
Senior Citizen Plans
For travellers above 60. Medical cover up to $50,000 for trips up to 180 days.
Know More »
Schengen Travel Insurance
VFS‑approved. Meets mandatory Schengen visa requirement (EUR 30,000 / 50,000).
Know More »
Student Travel Insurance
For Indian students aged 16–35. Covers study interruption & sponsor protection.
Know More »
Multi-Trip Annual Plans
One policy for unlimited trips. Ideal for frequent flyers. Up to $500,000 cover.
Know More »
Asia Travel Plans
Affordable short-trip cover for Asia (excl. Japan & Korea). Up to age 70.
Know More »
Domestic Travel Insurance
Medical, baggage, and trip delay cover for journeys within India.
Know More »Key Features
What Makes Bajaj General Stand Out
Unique features no other insurer offers - auto-settled claims, in-house HAT team, worldwide cashless. Why Bajaj General →
Auto Trip-Delay Settlement
Insurance Wallet app tracks delays and auto-initiates payouts - zero manual claim registration.
Worldwide Cashless Hospitalisation
Cashless for 24+ hour inpatient stays at any hospital globally. No network restriction.
24/7 Global Emergency Support
Dedicated call centres worldwide. Toll-free emergency numbers in 30+ countries.
In-House Claims Team (HAT)
India-based HAT team settles reimbursement claims faster than outsourced TPA models. Claims procedure →
Emergency Cash Advance
Coordinates emergency cash for travellers if luggage or documents are stolen abroad.
[ICRA]iAAA Financial Rating
Highest claims-paying ability rating from ICRA - maintained consistently since inception.
Buy Online
How to Buy in 4 Simple Steps
Pay via UPI, credit/debit card, NEFT, RTGS or cheque. Policy issued instantly to your email. Proposal Form →
1
Choose DestinationSelect your travel region from the quote form above.
3
Fill DetailsEnter traveller info, trip dates, and passport number.
4
Pay & DownloadPay securely. Policy certificate emailed instantly.
Accepted Payment Methods:
UPI
Credit Card
Debit Card
NEFT / RTGS
Cheque
Why Buy Online? · Premium Calculator · Renew / Extend Policy
Claims Assistance
How to file a Bajaj General travel claim
Call emergency support immediately. Reimbursement via toll-free number or email. Trip delay claims are auto-settled. Full claims procedure →
1
Call the emergency helpline
Dial the toll-free number for your country - available 24/7 globally.
2
Notify Bajaj General
Call 020-30305858 or email [email protected] with your policy number and incident details.
3
Submit claim documents
Provide medical reports, bills, police reports for theft/loss, and all supporting documents.
Download claim form →
4
Receive settlement
In-house HAT team processes claims. Trip delay claims auto-settled via Insurance Wallet app.
Reimbursement guide →
Direct contact
- Telephone 91-20-3030 58 58
- Email [email protected]
- Fax 91-20-30512207
| Originating country | Number to dial |
|---|---|
| USA (001) | 186658 76903 |
| Canada (001) | 186691 43705 |
| Austria (043) | 990+800 10002005 |
| Belgium | 990+800 10002005 |
| Denmark (045) | 990+800 10002005 |
| France (033) | 990+800 10002005 |
| Germany (049) | 990+800 10002005 |
| Hungary (036) | 990+800 10002005 |
| Ireland (353) | 990+800 10002005 |
| Italy (039) | 990+800 10002005 |
| Malaysia (060) | 990+800 10002005 |
| Netherlands (031) | 990+800 10002005 |
| New Zealand (064) | 990+800 10002005 |
| Norway (047) | 990+800 10002005 |
| Philippines (063) | 990+800 10002005 |
| Portugal (351) | 990+800 10002005 |
| Spain (034) | 990+800 10002005 |
| Sweden (046) | 990+800 10002005 |
| Switzerland (041) | 990+800 10002005 |
| UK (044) | 990+800 10002005 |
| Finland (358) : TS carrier | 990+800 10002005 |
| Finland (358) : Elisa carrier | 990+800 10002005 |
| Hong Kong (852) | 001+800 10002005 |
| Israel (972) | 014+800 10002005 |
| Singapore (065) | 001+800 10002005 |
| South Korea (082) Carrier: Telecom | 001+800 10002005 |
| South Korea (082) Carrier: Dacom | 002+800 10002005 |
| Thailand (066) | 001+800 10002005 |
| Japan (081) Carrier: Tele | 0041-010+800 10002005 |
| Japan (081) Carrier: IDC | 0061-010+800 10002005 |
| Japan (081) Carrier: NTT | 0033-010+800 10002005 |
| Japan (081) Carrier: KDD | 001-010+800 10002005 |
| Australia (061) | 0011+800 10002005 |
When dialling a universal toll free number the caller must first dial the appropriate country's international access code (+) as illustrated above.
Call toll-free: 1800-22-5858 (for Bharti users - mobile / landline) or 1800-102-5858 (for BSNL/MTNL lines only) or 020-30305858
Call toll-free: 1800-22-5858 (for Bharti users - mobile / landline) or 1800-102-5858 (for BSNL/MTNL lines only) or 020-30305858
Exclusions
Key Exclusions to Know
These are not covered under Bajaj General(Formerly known as Bajaj Allianz) travel insurance. Always read the complete policy document.
Medical
Pre-existing medical conditions (except life-threatening on Ace Platinum)
Routine medical checkups or examinations
Experimental, unproven, or non-standard treatments
Spectacles, contact lenses, hearing aids, and external devices
Medical expenses incurred after policy expiry date
Personal conduct
Suicide, self-inflicted injuries, or mental disorders without physical cause
Alcoholism, drug abuse, or being under the influence of intoxicants
Pregnancy, childbirth, miscarriage, or related complications
Hazardous occupations or manual labour
Property & travel
Baggage delay when final destination is within India
Passport loss due to confiscation by customs or police
Losses not reported to police within 24 hours
This is a summary list. For the complete list of exclusions, refer to the
Travel Insurance Policy Wordings →
FAQ
Frequently Asked Questions
Everything you need to know about Bajaj General travel insurance. Full FAQ →
Emergency medical expenses (up to $1,000,000 on the Prime plan), personal accident, emergency evacuation, trip cancellation and interruption, baggage loss, passport loss, personal liability, and emergency dental treatment. Limits vary by plan and sum insured.
Starts at ₹14/day for Asia plans. A 30-day Singapore trip for a 35-year-old costs ₹14/day on Companion Asia Flair. Premium varies by destination, trip duration, traveller age and plan type. Use the
premium calculator for an instant personalised price.
Yes. Bajaj General offers a VFS-approved
Schengen travel insurance plan meeting the mandatory EUR 30,000 or EUR 50,000 medical cover requirement for all Schengen states including France, Germany, Spain, and Italy.
No fixed hospital network. You can visit any hospital or doctor worldwide. Cashless settlement is available for inpatient hospitalisation of 24+ hours globally, subject to the applicable deductible.
Yes. Submit a signed good health declaration, passport copies (first, last and departure stamp pages), and your onward air ticket copy. eIndia Insurance will seek Bajaj General's approval on your behalf.
Extension procedure →
Yes. You can purchase
Bajaj General parents/visitors insurance online in India for your parents before their departure. The policy is internationally valid and must be purchased before they leave India.
Bajaj General travel insurance covers travellers from 3 months to 99 years. Dedicated
senior citizen plans are available for travellers above 60 years with medical cover up to $50,000 for trips up to 180 days.
Before the trip: email a cancellation request with your policy number to eIndia Insurance. A ₹250 fee applies. After start date (if not travelled): submit proof of non-travel, full passport copy, and reason for cancellation. For visa rejections, include the embassy rejection letter.
Cancellation procedure →
Policy Cancellation
Travel Insurance Cancellation Procedure
Follow the correct procedure based on whether you have travelled or not. Refunds are subject to the conditions below.
1
Before the Policy Start Date
Send an email to us requesting cancellation. Include your policy number or schedule number in the email. A cancellation charge of Rs 250 will be deducted from the refund.
2
After Start Date - Insured Has NOT Travelled
Submit the following documents along with your cancellation request:
Proof that the insured has not travelled overseas
Photocopy or scan of all passport pages (including blank pages)
Written reason for requesting policy cancellation
Visa rejection letter from embassy if visa was refused
3
After Start Date - Insured Has Travelled (Early Return)
Refunds for early return are provided as per applicable rates, except for the Travel Companion plan. This is subject to no claims being incurred on the policy.
Important Notes
All cancellation requests must come directly from the insured person
Processing time is typically 7–10 working days after document submission
Policies with active claims are not eligible for mid-term cancellation refund
Contact us at +91 80 4110 1026 for cancellation queries
Customer Reviews
Trusted by 10,000+ Indian Travellers
Real experiences from verified customers who bought Bajaj General travel insurance through eIndia Insurance. All testimonials →
"
★★★★★
Good Customer Support
This to convey our gratitude to your customer support team for having guided us very well in procuring our overseas travel insurance. The process was seamless and the team was very patient.
"
★★★★★
Buy Travel Insurance Online
I felt happy to have travel insurance from eIndia. I could easily compare all companies and based on my requirement, I selected the right one. The process was fast and the policy was in my inbox within minutes.
"
★★★★★
Bajaj General Travel Policy
Excellent service and very competitive pricing. Got my Schengen travel insurance sorted in under 5 minutes. The VFS approval was confirmed immediately and the embassy accepted the policy without any issues.
Policy Renewal
Extend Your Policy While You're Abroad
Already travelling and need more time? Fill our online form and we'll get Bajaj General's approval - typically within 24 hours.
Apply for ExtensionDocuments needed to extend your policy
Good Health Declaration - filled and signed
Passport copy - first page, last page & departure stamp page
Air ticket copy - original onward journey from India
Submit at least 7–10 days before your policy expires. Extensions are subject to Bajaj General approval and a good-health declaration.
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Read more →How Does Travel Insurance Work?
Raise a claim, submit documents, and receive settlement - a plain-English guide.
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