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bajaj Insurance Plans Bajaj Allianz travel insurance coverage for pre-existing conditions

Bajaj Allianz travel insurance– Quotes

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Highlights of Travel insurance pre-existing conditions coverage

Bajaj Allianz Travel insurance pre-existing conditions coverage for Indians travelling overseas. Travel Assist Insurance covers exisiting medical conditions for a limited amount.

Bajaj Allianz travel insurance review

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Sum Insured

USD 50,000/1,000,000

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Claims settlement ratio **

80.2%

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Incurred claims ratio

70%

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Number of policies issued *

5,24,552

person
Number of lives covered *

5,24,552

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Brochure

Download Brochure

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Policy Wordings

Download Policy Wordings

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Assist Card covers Pre-existing Condition Coverage

  • Assist Classic $50,000

    Sum Insured in USD Deductible
    Medical Expenses, Evacuation and Repatriation
    50,000 100
    Pre-existing Illnesses
    300 100
    Emergency dental pain relief
    500 100
    Loss of Checked Baggage *
    250 Nil
    Delay of Checked Baggage
    100 12 hrs.
    Personal Accident**
    25,000 Nil
    Loss of Passport
    250 25
    Personal Liability
    100,000 200
    Hijack
    50 per Day, Max. 300 Nil
    Emergency Cash Advance ***
    500 Nil
    Difference in Airfare due to delayed or early return
    YES Nil
    Transfer of a relative
    YES Nil
    Stay of a card holder's relative
    Daily Limit up to 50 to Max. 250 Nil
    Minors´ Escort
    YES Nil
    Hotel Expenses due to convalescence
    Daily Limit up to 50 to Max. 250 Nil
    Transfer of executives due to an emergency
    YES Nil
    Legal assistance to file claims in case of an accident (Fees And Expenses)
    2,000 Nil
    Cash Advance for bail bonds
    3,000 Nil
    Concierge 24 hrs.
    YES Nil
    Lost Baggage Tracking
    YES Nil

    # - Included under the benefit limit of Sickness Medical Expenses

    * - Per Baggage maximum 50% and per item in the baggage 10%.

    ** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.

    *** - Cash Advance Would include delivery charges.

  • Travel assist Premium

    Sum Insured in USD Deductible
    Medical Expenses,Evacuation and Repatriation
    200,000 100
    Pre-existing Illnesses
    500 100
    Emergency dental pain relief
    500 100
    Loss of Checked Baggage *
    1000 Nil
    Delay of Checked Baggage
    100 12 hrs.
    Personal Accident**
    25,000 Nil
    Loss of Passport
    250 25
    Personal Liability
    200,000 200
    Hijack
    50 per Day, Max. 300 Nil
    Trip Delay
    20 per 12 hrs, Max. 120 12 hrs.
    Emergency Cash Advance ***
    1000 Nil
    Difference in Airfare due to delayed or early return
    YES Nil
    Transfer of a relative
    YES Nil
    Stay of a card holder's relative
    Daily Limit up to 100, Max. 500 Nil
    Minors´ Escort
    YES Nil
    Hotel Expenses due to convalescence
    Daily Limit up to 100, Max. 500 Nil
    Transfer of executives due to an emergency
    YES Nil
    Legal assistance to file claims in case of an accident (Fees And Expenses)
    3000 Nil
    Cash Advance for bail bonds
    5,000 Nil
    Concierge 24 hrs.
    YES Nil
    Lost Baggage Tracking
    YES Nil

    # - Included under the benefit limit of Sickness Medical Expenses

    * - Per Baggage maximum 50% and per item in the baggage 10%.

    ** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.

    *** - Cash Advance Would include delivery charges.

  • Travel assist privileged

    Sum Insured in USD Deductible
    Medical Expenses,Evacuation and Repatriation
    500,000 100
    Pre-existing Illnesses
    1000 100
    Emergency dental pain relief
    500 100
    Loss of Checked Baggage *
    1000 Nil
    Delay of Checked Baggage
    100 12 hrs.
    Personal Accident**
    30,000 Nil
    Loss of Passport
    250 25
    Personal Liability
    200,000 200
    Hijack
    50 per Day, Max. 300 Nil
    Trip Delay
    20 per 12 hrs., Max. 120 12 hrs.
    Emergency Cash Advance ***
    1000 Nil
    Difference in Airfare due to delayed or early return
    YES Nil
    Transfer of a relative
    YES Nil
    Stay of a card holder's relative
    Daily Limit up to 120, Max. 600 Nil
    Minors´ Escort
    YES Nil
    Hotel Expenses due to convalescence
    Daily Limit up to 120, Max. 600 Nil
    Transfer of executives due to an emergency
    YES Nil
    Legal assistance to file claims in case of an accident (Fees And Expenses)
    4,000 Nil
    Cash Advance for bail bonds
    10,000 Nil
    Concierge 24 hrs.
    YES Nil
    Lost Baggage Tracking?
    YES Nil

    # - Included under the benefit limit of Sickness Medical Expenses

    * - Per Baggage maximum 50% and per item in the baggage 10%.

    ** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.

    *** - Cash Advance Would include delivery charges.

  • Travel assist age

    Sum Insured in USD Deductible
    Medical Expenses,Evacuation and Repatriation
    50,000 100
    Pre-existing Illnesses
    300 100
    Emergency dental pain relief
    500 100
    Loss of Checked Baggage *
    250 Nil
    Delay of Checked Baggage
    100 12 hrs.
    Personal Accident**
    25,000 Nil
    Loss of Passport
    250 25
    Personal Liability
    100,000 200
    Hijack
    50 per Day, Max. 300 Nil
    Emergency Cash Advance ***
    500 Nil
    Difference in Airfare due to delayed or early return
    YES Nil
    Transfer of a relative
    YES Nil
    Stay of a card holder's relative
    Daily Limit up to 50, Max. 250 Nil
    Minors´ Escort
    YES Nil
    Hotel Expenses due to convalescence
    Daily Limit up to 50, Max. 250 Nil
    Transfer of executives due to an emergency
    YES Nil
    Legal assistance to file claims in case of an accident (Fees And Expenses)
    2,000 Nil
    Cash Advance for bail bonds
    3,000 Nil
    Concierge 24 hrs.
    YES Nil
    Lost Baggage Tracking
    YES Nil
    Sub Limits for 61-70 years
    Any one Illness
    12500 100
    Anyone Accident
    25000 100

    # - Included under the benefit limit of Sickness Medical Expenses

    * - Per Baggage maximum 50% and per item in the baggage 10%.

    ** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.

    *** - Cash Advance Would include delivery charges.

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