Travelling has become very frequent be it for business or leisure, in India and abroad. The risk of accidents increase due to frequency of travel. Any accident would affect your finances either due to medical expenses incurred or loss of income to the family due to unfortunate circumstances like death or disability. Domestic travel insurance is a comprehensive travel policy for domestic travel that gives coverage for hospitalisation expenses as a result of accident.
Bajaj Allianz Travel Insurance review
USD 50,000 to 1,000,000
Number of policies issued *
Claims settlement ratio **
Number of lives covered *
Incurred claims ratio
* As per IRDAI report for 2018-19 | ** As per NL25 data published on the Insurance Company website
Covid guidelines for Bajaj Allianz Travel Insurance
COVID-19 cover shall be allowed max 10,000 USD sub-limited, within the medical expenses sum insured for age upto 70 years and 3000 USD for age above 70 years. This is for hospitalisation cover subject to positive covid report.
For Home Quarantine cover restricted to 3000 USD irrespective of age, subject to positive covid report.
Covid medical Report with NEGATIVE conducted within 72 hours of travel to be produced at time of Claim and will be mandatory claim document.
In case no Covid report available, then Covid-19 covered after 7 days from the date of landing on the destination (outside India) for new policies. This waiting period is not applicable for policy holders on extension for insured already abroad and extending in continuity before expiry of current policy. For any extension of our own policies with break-in period then waiting period of 7 days to apply from date of acceptance of such extension for covid cover as above.
Person having any complaints prior to travel or in close contact with COVID-19 positive patient in last 14 days prior to travel date , he/she shall not be eligible for any claim related to COVID-19.
Above guidelines to be applicable for retail travel, CFT and group policies with max cover for 180 day incl student policies for one year.
This approval is valid till 31Dec20 and we review thereafter.
Bajaj Allianz Domestic Travel Insurance benefits
Features of Bajaj Allianz Domestic Travel Insurance
Get Domestic travel insurance just for Rs.104/-
Rs.3 Lakh cover for Accidental death
Rs.1 Lakh cover for medical expenses due to accident
Maximum covered days per trip is 30 days
Benefits of Bajaj Allianz Domestic Travel Insurance
Emergency Medical Expenses reimbursement due to an accident
Checked Baggage Loss
Trip Cancellation due to death, serious injury or sudden sickness of family member
Trip Delay beyond 6 hrs
Advantages of Bajaj Allianz Domestic Travel Insurance
Round the clock Assistance by Bajaj Allianz General Insurance Company Health Administration Team (HAT) for Medical Advises, Claims assistance, Claims processing, Arrangement for ambulance and more.