TATA AIG Mediclaim Insurance

What are the salient features of TATA AIG travel medical insurance?

• Coverage of Medical Expenses: If the insured has a medical emergency (either accident or sickness) when abroad and admitted to a hospital, the travel insurance policy will pay for these charges.
• Emergency Evacuation / Repatriation or Remains: Cost of evacuating an insured to a nearby city/country for medical treatment is covered. Also the cost of repatriating the mortal remain of the insured to India will be covered.
• Baggage Loss / Delay: Compensation for reasonable and customary expenses in the event of loss or delay of checked in baggage in the custody of the common carrier.
• Personal Liability: Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
• Trip Cancellation / Curtailment: The Company will reimburse the unused and non-refundable portion of the pre-paid lodging cost and/or the ticket cancellation charges if the Trip is cancelled for a covered reason. The Company will also reimburse the proportionate prepaid expenses paid but are not refundable including tickets for the return journey to Republic of India if the insured’s trip has already commenced.
• Loss of Passport: Compensation for expenses incurred directly in obtaining a duplicate or new passport abroad.
• Personal Accident: Travel Guard gives you worldwide coverage against Accidental Death and Dismemberment following an accident during your trip.
• Sickness Dental Relief: The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.