Buy TATA AIG Travel Insurance for Senior Citizens — Fast, Simple, Secure!
Trusted by Indian travelers, Tata AIG covers medical emergencies, trip delays, baggage loss, and more.
TATA AIG Senior Citizen Travel Insurance
Senior citizens can purchase TATA AIG Senior Citizen Overseas mediclaim travel insurance and get medical coverage in case of an emergency. Above 70 (up to the age of 79) TATA AIG travel insurance is available exclusively at EINDIAINSURANCE for purchase without any 'paper work' or any 'medical reports'.
Why Buy TATA AIG Travel Insurance?
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Starting Premium
₹137/day*
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Coverage
71 – 99 Years
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Coverage Available
Upto $100,000
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Family Discounts
Buy for your family members and save more#
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Duration
360 Days
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Support Available
24/7
TATA AIG Travel Insurance – Quotes with 0% GST
TATA AIG Senior Citizen Travel Insurance – Key Highlights for Elderly Indian Travellers
- Ideal for elderly Indians (up to 99 years) looking for TATA AIG senior citizen travel insurance for trips to the USA, Europe, UK, Australia, Singapore, and other countries.
- Senior citizens often face long, tiring international flights with multiple layovers, security checks, and airport transfers, increasing fatigue during travel.
- Exposure to new weather conditions, unfamiliar food, and different water quality can cause discomfort or illness during international travel.
- Older travelers may have weaker immune systems or may face flare-ups of existing medical conditions, making comprehensive senior citizen travel insurance essential.
- Falling sick or getting hospitalized outside India can be expensive and stressful, especially for elderly travelers.
- Buying TATA AIG Travel insurance for seniors on NRIOL offers reliable medical coverage abroad, financial protection, and peace of mind during their overseas trip.
- The plan is popular for offering affordable TATA AIG parents travel insurance and coverage benefits tailored for Indian senior travelers.
- Ideal for seniors looking for cashless hospitalization abroad, emergency medical coverage, and travel protection during their international journey.
Tata AIG Comprehensive Travel Insurance for Senior Citizens – Key Benefits
- Tata AIG Comprehensive Travel Insurance for Seniors provides robust international travel medical coverage specifically designed for elderly Indian travelers going to the USA, Europe, UK, Australia, Singapore, and other global destinations.
- Seniors aged 71–80 years get up to $1,00,000 USD, and Travelers 81 years and above get $50,000 USD coverage — making it one of the best senior citizen travel insurance options for Indians.
- The plan offers best pre-existing condition coverage under life-threatening situations up to $3,000 USD, depending on age, a key benefit for those searching for travel insurance with pre-existing medical conditions for seniors.
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Two policy options available for elderly travelers:
- Plan with sub-limits – a cheaper senior citizen travel insurance option for budget-conscious travelers.
- Comprehensive plan without sub-limits – offers enhanced medical coverage for seniors seeking maximum protection.
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Designed to cover most medical expenses abroad, including:
- Pre-admission medical tests
- Ambulance services
- Physician and specialist visits
- Emergency medical evacuation
- Hospital room & ICU charges
- Surgical treatment
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Benefits Silver Sublimits With sublimit / Without Sublimit Age 6 months - 70 years Destination Worldwide cover Sum Insured for Accident & Sickness Medical Expenses Up to $50,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Benefit amount varies by variant Emergency Medical Evacuation Up to USD 50,000 Repatriation of Mortal Remains Typically up to a percentage of the Sum Insured Accidental Death & Disablement Benefit amounts depend on variant Emergency Medical Dental Expenses Benefit amounts depend on variant Delay of Checked-in Baggage Benefit amount as specified in policy schedule (could be around USD 40-USD 100) Loss of Checked-in Baggage Benefit amount as per plan (for example USD 200 in earlier versions Loss of Passport Benefit amount (e.g., around USD 250 in earlier versions) Trip Curtailment Benefit amounts indicated in schedule (e.g., USD 500 in earlier versions) Trip Cancellation $500 Missed Flight/Connection Benefit amount as per plan schedule (e.g., USD 250 in earlier versions) -
Benefits Silver Plus Silver Plus Plan A Silver Plus Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $100,000 Up to $100,000 Up to $100,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $5,000 Up to $5,000 Up to $5,000 Emergency Medical Evacuation Up to $100,000 Up to $100,000 Up to $100,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $400 $400 $400 Delay of Checked-in Baggage $40 - $40 Loss of Checked-in Baggage $200 - $200 Loss of Passport $250 - $250 Trip Curtailment $500 - $500 Trip Cancellation $500 - $500 Missed Flight/Connection $250 - $250 -
Benefits Gold Gold Plan A Gold Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $250,000 Up to $250,000 Up to $250,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $10,000 Up to $10,000 Emergency Medical Evacuation Up to $250,000 Up to $250,000 Up to $250,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Emergency Medical Dental Expenses $500 $500 $500 Delay of Checked-in Baggage $45 - $45 Loss of Checked-in Baggage $300 - $300 Loss of Passport $250 - $250 Trip Curtailment $750 - $750 Trip Cancellation $750 - $750 Flight Delay $45 For all overseas flights taken during Insured Trip - $45 For all overseas flights taken during Insured Trip Personal Liability $200,000 - - Missed Flight/Connection $500 - $500 -
Benefits Platinum Platinum Plan A Platinum Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $500,000 Up to $500,000 Up to $500,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $12,500 Up to $12,500 Emergency Medical Evacuation Up to $500,000 Up to $500,000 Up to $500,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Emergency Medical Dental Expenses $1,000 $1,000 $1,000 Delay of Checked-in Baggage $50 - $50 Loss of Checked-in Baggage $300 - $300 Loss of Passport $250 - $250 Trip Curtailment $1,000 - $1,000 Trip Cancellation $1,000 - $1,000 Flight Delay $50 For all overseas flights taken during Insured Trip - $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 - - Missed Flight/Connection $750 - $750 -
Benefits Titanium Sublimits With sublimit / Without Sublimit Age 3 months - 60 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $750,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $15,000 Emergency Medical Evacuation Up to $750,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $50,000
Accidental Disablement: Maximum $50,000
Benefit Total - Maximum $50,000Emergency Medical Dental Expenses $1,000 Delay of Checked-in Baggage $50 Loss of Checked-in Baggage $400 Loss of Passport $500 Trip Curtailment $1,000 Trip Cancellation $1,000 Flight Delay $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 Missed Flight/Connection $750 -
Benefits Titanium Plus Sublimits With sublimit / Without Sublimit Age 3 months - 60 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $1,000,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $20,000 Emergency Medical Evacuation Up to $1,000,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $75,000
Accidental Disablement: Maximum $75,000
Benefit Total - Maximum $75,000Emergency Medical Dental Expenses $1,200 Delay of Checked-in Baggage $50 Loss of Checked-in Baggage $500 Loss of Passport $500 Trip Curtailment $1,500 Trip Cancellation $1,500 Flight Delay $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 Missed Flight/Connection $750 -
Benefits Senior Senior Plus Super Senior Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 71-80 years 71-80 years 81+ years Destination All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Upto $50,000 Upto $100,000 Upto $50,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500 Emergency Medical Evacuation Up to $50,000 Up to $100,000 Up to $50,000 Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $300 $500 - Delay of Checked-in Baggage $40 $40 $40 Loss of Checked-in Baggage $200 $200 $200 Loss of Passport $250 $250 $250 Trip Curtailment $500 $500 $500 Trip Cancellation $250 $500 $250 Flight Delay $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip Personal Liability $1,00,000
Deductible : $200$1,00,000
Deductible : $200$1,00,000
Deductible : $200Missed Flight/Connection $250 $250 $250
Why Choose TATA AIG Senior Citizen Travel Insurance?
- Trusted protection for elderly Indian travelers — Tata AIG elderly parent travel insurance safeguards your parents, seniors, and older family members traveling from India.
- No paperwork or medical tests required, making it one of the easiest senior citizen travel insurance plans to buy online.
- Offers comprehensive health insurance coverage for Indian senior citizens, including emergency and non-emergency medical needs.
- International travel insurance with cashless hospitalization abroad for Indian seniors through an extensive international network — a key benefit for seniors seeking hassle-free medical care overseas.
- Covers outpatient treatment, doctor consultations, and pharmacy bills, making it ideal for seniors with frequent medical needs during travel.
- Provides pre-existing disease coverage under life-threatening conditions, making it suitable for travelers searching for the best travel insurance with pre-existing medical coverage for seniors.
- Offers higher sum insured options:
- Up to $100,000 USD for travelers aged 71–80 years
- $50,000 USD for travelers 81+ years — great for those looking for high-coverage senior travel insurance
- Quick and simple online senior travel insurance purchase process, perfect for families buying travel insurance for elderly parents.
- Tata AIG Senior travel insurance renewal online is easy even while the traveler is abroad, giving flexibility to seniors on extended trips.
- 24/7 global travel and medical assistance, ensuring senior travelers are supported anywhere in the world.
What Are the Coverage Options Under TATA AIG Senior Citizen Travel Insurance?
| Benefits | Senior (71–80 yrs) |
Senior Plus (71–80 yrs) |
Super Senior (81+ yrs) |
|---|---|---|---|
| Sum Insured for Accident & Sickness | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Pre-Existing Disease Coverage | Up to $2,500 | Up to $3,000 | Up to $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Up to 25% of Sum Insured | Up to 25% of Sum Insured | Up to 25% of Sum Insured |
| Accidental Death & Disablement | Maximum $10,000 | Maximum $10,000 | Maximum $10,000 |
| Trip Cancellation | $250 | $500 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Baggage Loss | $200 | $200 | $200 |
| Flight Delay | $40 (after 4 hours) | $40 (after 4 hours) | $40 (after 4 hours) |
| Compassionate Travel | Up to $2,500 | Up to $5,000 | Up to $2,500 |
For detailed medical sublimits and inpatient/outpatient coverage, please check the full policy document
What Is the Cheapest TATA AIG Travel Insurance for Senior Citizens?
The Cheapest TATA AIG Travel Insurance for Senior Citizens from TATA AIG is the Silver Plan starting at ₹23/day*
- ✓ Coverage up to $50,000
- ✓ Emergency evacuation $50,000
- ✓ Personal liability $100,000
Which Is the Best TATA AIG Travel Insurance for Senior Citizens?
The Best International Travel Insurance from TATA AIG is Gold plan, starting at ₹31/day*
- ✓ Coverage up to $250,000
- ✓ Emergency evacuation $250,000
- ✓ Personal liability $200,000
What Are the Exclusions of TATA AIG Worldwide Travel Insurance?
- If you are traveling against the advice of the physician.
- Traveling with the sole reason for obtaining treatment.
- Suicide and attempt to suicide.
- War, terrorism and illegal acts.
- Participating in dangerous sports
- Does not cover trip to Manasarovar
Why Choose eindiainsurance?
20 Years of Excellence in Travel Insurance
- shield Trusted by 10,000+ travelers
- support_agent 24/7 customer assistance
- payments Insurance Made Easy
- autorenew Flexible Policy Extensions
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How to Buy the Plan?
Buy Travel Insurance online using UPI, credit/debit card, NEFT, RTGS, or cheque.
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How to Make a Claim?
For claim or reimbursement, contact TATA AIG via toll-free helpline.
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How are Claims settled?
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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TATA AIG Travel Brochure
Download TATA AIG Travel Insurance brochure online!
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TATA AIG Policy Renewal
Renew your TATA AIG travel insurance policy online anytime before expiry.
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How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG Senior Citizen Travel Insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
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Cashless Hospitalization for Seniors with TATA AIG Travel Insurance Worldwide
For senior travelers, cashless hospitalization under TATA AIG travel insurance for senior citizens ensures you don’t have to pay hospital bills upfront anywhere in the world. Whether you’re visiting Australia, Europe, the USA, or any other country, TATA AIG settles eligible medical expenses directly with the hospital through its extensive assistance network.
How Seniors Can Get Cashless Treatment Worldwide
- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the 24/7 assistance team immediately: You or the hospital can call the helpline mentioned on your policy card. This is crucial for seniors who may need immediate support during a medical emergency abroad.
- Hospital verification: The assistance team verifies whether the hospital is part of the insurer’s global cashless network.
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment, confirming they will pay the eligible medical expenses directly.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly, reducing stress for seniors.
- Payment of non-covered items: Seniors only pay for expenses not included in the policy (e.g., personal comfort items, phone charges).
Cashless hospitalization is ideal for travel insurance for seniors over 70 or international travel insurance for seniors over 80, ensuring medical emergencies are handled smoothly without financial burden, anywhere in the world.
⭐ Recommended Plans Based on Age
- Age 71–75 years: – Best balance of premium and benefits. Ideal for travelers looking for TATA AIG senior citizen travel insurance or the best travel insurance for seniors over 70.
- Age 76–80 years: (if affordable) OR – Choose based on medical history and budget. Suitable for those seeking travel insurance above 70 or insurance policy for 75 year old travelers.
- Age 81–99 years: – Only plan available above 81 years. Perfect for seniors looking for international travel insurance for seniors over 80 or travel insurance for 80 plus.
⭐ Recommended Plans Based on Destination
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USA, Canada, Europe, UK, Australia:
- Choose (71–80) or – Recommended for high-cost medical countries. Great option for foreign travel insurance for senior citizens or travel insurance from India to UK for senior citizens.
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UAE, Singapore, Qatar, Malaysia:
- is sufficient. Affordable coverage for travel insurance for seniors over 70 India and senior citizen travel insurance from India.
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Ireland:
- For 80 years:
- For 81+:
Frequently asked questions for Tata AIG Senior Citizens Travel Insurance
Individuals aged 71 years and above, with no upper age limit for some plans, can purchase this insurance. There are options available even for travelers above 80 or 90 years old. Contact eindiainsurance.com team to know more about senior citizen travel insurance plans.
Yes, pre-existing conditions are covered in cases of life-threatening emergencies, subject to policy limits and terms.
Coverage includes hospital room rent, surgical treatment, ICU charges, emergency medical evacuation, repatriation of mortal remains, pharmacy expenses, ambulance services, and physician consultation fees.
Yes, emergency dental treatment expenses are covered as part of the medical benefits.
The policy covers delayed or lost checked-in baggage, loss of passport, flight delays, missed flights or connections, trip cancellation, and trip curtailment.
Yes, personal liability coverage is included if the insured is responsible for injury to a third party or damage to their property.
Yes, the policy provides automatic extensions—up to 60 days if hospitalized and up to 7 days if your return flight is delayed without other travel options.
Yes, cashless claim settlement is available at network hospitals worldwide, subject to prior notification and approval through Tata AIG’s assistance services.
You can purchase or renew policies online using a credit/debit card, NEFT/RTGS transfer, or cheque at eindiainsurance.com. Renewal can be done anytime before the policy expiry.
Immediately contact Tata AIG's 24/7 global assistance helpline. Keep all relevant documents ready, including medical reports, bills, and police reports (in case of theft).
How Much Does a TATA AIG Travel Insurance for Senior Citizens Cost Per Day?
The TATA AIG travel insurance for Senior Citizens cost per month starts at just ₹6,175 for coverage Worldwide Including USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
71–80 Years – Senior Plans
| Plan | Medical Cover | Pre-Existing Coverage | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Senior Plan | $50,000 | Up to $2,500 | $200 | $250 | |
| Senior Plus Plan | $100,000 | Up to $3,000 | $200 | $500 |
The TATA AIG travel insurance for Senior Citizens cost per month starts at just ₹2,874 for coverage Worldwide Excluding USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
81+ Years – Super Senior Plan
| Plan | Medical Cover | Pre-Existing Coverage | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Super Senior Plan | $50,000 | Up to $1,500 | $200 | $250 |
What Are the Pre-Existing Conditions Under TATA AIG Senior Citizen Travel Insurance?
Most of the senior citizens travelling overseas would have Pre-existing conditions. TATA AIG travel insurance for seniors covers pre-existing conditions in case of life saving unforeseen emergency.
A pre-existing condition is any condition or sickness for which there were symptoms and/or diagnosed and/or received medical care within 48 hours before the start of the insurance plan. In this case the company would reimburse up to $3,000 depending on the age per policy when the insured becomes medically fit or is cured from acute pain. The further related health care cost to recover or to prevent the onset of acute pain will be taken take care of by the insured and not the insurance plan.
Travel Tips for Senior Citizens Overseas
- Having someone from the family to help with the flight reservations is advisable. Do let your children book your tickets and make other travel reservations for you.
- Always book a non-stop flight if possible to avoid missing flights and minimize travel time.
- Try looking for senior discounts as some flights claim to offer them
- While booking a flight it is better to choose the right disability option. The airlines may offer special assistance while travelling.
- Travel during the right time of the day as the elderly travelers may get exhausted travelling at odd times
- Do not forget to carry all the required medications as some may not be available in the country you are visiting. Carrying a list of medicines and their dosages is also recommended.
- Carry light and sufficient luggage with things that are necessary and not unwanted substances.
- Requesting a wheelchair at the airport as walking can be tiring
- It is advisable to have a family member travel with senior citizens who could help out with luggage and immigration
- When senior visit you plan activities sparingly so that they always have time to relax and lie down.
*Disclaimer: Travel insurance for a 72-year-old senior citizen traveling to the UAE for 60 days.
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