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TATA AIG Senior Citizen travel insurance
Senior citizens can purchase TATA AIG Senior Citizen Overseas mediclaim travel insurance and get medical coverage in case of an emergency. Above 70 (up to the age of 79) TATA AIG travel insurance is available exclusively at EINDIAINSURANCE for purchase without any 'paper work' or any 'medical reports'.
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination |
|
|
|
| Sum Insured for Accident & Sickness | Upto $50,000 Deductible : $100 |
Upto $100,000 Deductible : $100 |
Upto $50,000 Deductible : $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
- |
| Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
| Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
| Missed Flight/Connection | $250 | $250 | $250 |
| Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
| Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
| Accommodation Extension | $50 per day upto max of 10 days | $100 per day upto max of 10 days | $50 per day upto max of 10 days |
| Hijack/Kidnap Daily Allowance | $75 Per 12 hours, upto max of 10 days | $100 Per 12 hours, upto max of 10 days | $75 Per 12 hours, upto max of 10 days |
| Loss of International driving license | - | - | - |
| Flight Cancellation | - | $75 | - |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days |
| Loss of Personal Baggage | - | $200 Deductible : $30 |
- |
| Compassionate Travel/Stay | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,500 |
| ICU Charges | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $125 per day upto 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
The TATA AIG travel insurance for Senior Citizens cost per month starts at just ₹6,175 for coverage Worldwide Including USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
| 61-70 years (Limited coverage) | ₹6,175 | ₹7,156 | ₹8,768 | ₹9,403 | - | - |
| 61-70 years | ₹11,902 | ₹14,625 | ₹17,900 | ₹20,368 | - | - |
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹9,097 | ₹12,571 |
| 71-75 years | ₹21,769 | ₹24,351 |
| 76-80 years (Limited coverage) | ₹12,998 | ₹17,922 |
| 76-80 years | ₹31,450 | ₹35,141 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹25,504 |
| 81 - 85 years | ₹54,801 |
| 86 - 90 years (Limited coverage) | ₹40,975 |
| 86 - 90 years | ₹88,582 |
| 91 - 98 years (Limited coverage) | ₹51,634 |
| 91 years and above | ₹103,396 |
The TATA AIG travel insurance for Senior Citizens cost per month starts at just ₹2,874 for coverage Worldwide Excluding USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
| $50,000 | $100,000 | $250,000 | $500,000 | $750,000 | $1,000,000 | |
| 61-70 years (Limited coverage) | ₹2,874 | ₹3,674 | ₹4,174 | ₹4,699 | - | - |
| 61-70 years | ₹3,740 | ₹4,999 | ₹5,915 | ₹7,004 | - | - |
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹5,845 | ₹6,604 |
| 71-75 years | ₹7,725 | ₹10,683 |
| 76-80 years (Limited coverage) | ₹7,202 | ₹9,352 |
| 76-80 years | ₹11,174 | ₹15,415 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹13,936 |
| 81 - 85 years | ₹23,486 |
| 86 - 90 years (Limited coverage) | ₹23,842 |
| 86 - 90 years | ₹40,555 |
| 91 - 98 years (Limited coverage) | ₹32,511 |
| 91 years and above | ₹55,490 |
Individuals aged 71 years and above, with no upper age limit for some plans, can purchase this insurance. There are options available even for travelers above 80 or 90 years old. Contact eindiainsurance.com team to know more about senior citizen travel insurance plans.
Yes, pre-existing conditions are covered in cases of life-threatening emergencies, subject to policy limits and terms.
Coverage includes hospital room rent, surgical treatment, ICU charges, emergency medical evacuation, repatriation of mortal remains, pharmacy expenses, ambulance services, and physician consultation fees.
Yes, emergency dental treatment expenses are covered as part of the medical benefits.
The policy covers delayed or lost checked-in baggage, loss of passport, flight delays, missed flights or connections, trip cancellation, and trip curtailment.
Yes, personal liability coverage is included if the insured is responsible for injury to a third party or damage to their property.
Yes, the policy provides automatic extensions—up to 60 days if hospitalized and up to 7 days if your return flight is delayed without other travel options.
Yes, cashless claim settlement is available at network hospitals worldwide, subject to prior notification and approval through Tata AIG’s assistance services.
You can purchase or renew policies online using a credit/debit card, NEFT/RTGS transfer, or cheque at eindiainsurance.com. Renewal can be done anytime before the policy expiry.
Immediately contact Tata AIG's 24/7 global assistance helpline. Keep all relevant documents ready, including medical reports, bills, and police reports (in case of theft).
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Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
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