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TATA AIG Instachoice Home Insurance

Why buy TATA AIG Instachoice Home Insurance?
  • Tata AIG Instachoice Home Insurance allows you to choose and design your own home insurance cover instantly.
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Tata AIG Instachoice Home Insurance benefits

  • Key Features
  • Benefits
  • Exclusion

Key features of InstaChoice Insurance

  • Easy and Instant
  • No Documentation
  • Flexible – allows you to choose the premium you want based on the quantity of coverage you choose.
  • Burglary cover for jewellery
  • Covers domestic appliances as old as eight years, making it an instant hit between homeowners as well as non-owners.

Benefits of InstaChoice Insurance

  • Fire and Special Perils: Protects from fires, earthquakes, floods, lightning, thunderstorms, storms, floods, cyclones, etc. It also protects against human threats such as terrorism, riots and strikes
  • Rent for alternative accommodation: In case the building is significantly damaged and made uninhabitable under Fire and allied dangers, it covers extra rental. This has a maximum 3-month cap of Rs.30 000.
  • Burglary & Theft: In case of Burglary / Theft or Attempted Burglary / Theft, it covers loss or damage to your household content. Coverage option is available on 1st loss basis.
  • Public Liability: Protects your customers or any third party from any harm in the home of the insured caused to them or their property.
  • Baggage Loss: This cover protects Accidental loss/damage/theft anywhere in India of accompanied personal baggage whilst on travel outside municipal limits of city.
  • Audio & Audio Visual Appliances: This is a Comprehensive cover against loss/ damage to your Audio/AV appliances at home due to fire and allied perils, Burglary/theft, Accidental external means, Mechanical and electrical breakdown, legal liability.
  • Breakdown of Domestic Appliances: This cover protects against Mechanical &/or Electrical Breakdown to other domestic appliances at your home.
  • Personal Accident: This is a family cover for compensation anywhere in the globe for the insured person's death or disability owing to accidental body injury.
  • Purchase Protection: This covers New Items purchased under Benefits: Fire & Burglary / Theft up to 30 days from the date of purchase.

Exclusions

  • Expenses owing to engineering charges for Architects / Surveyors and Consulting.
  • Loss or damage caused by act of foreign enemy, pollution, war, invasion etc.
  • Loss by theft during or after occurrence of any insured peril
  • Expenses arising due to riots, strikes and terrorist activity..
  • If the loss or damage occurs while the house is unoccupied, kutcha construction.
  • Loss of money, securities, stamps, documents, jewellery, watches, precious metals, precious stones, gold or silver ornaments, travel tickets, cheques and bank drafts are not covered.
  • Death; disablement or bodily Injury self-inflicted or caused by misuse of any drugs/alcohol by the insured, his family or domestic staff.

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    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41744345
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022