Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
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Tata AIG Travel Insurance for Parents and Senior CitizensUSD 50,000 to 500,000
58.9%
63%
6,05,894
7,40,370
| Senior Plan | Coverage |
|---|---|
| Accident and Sickness Medical Expenses Reimbursement (Deductible $100) | $50,000 |
| Accidental Death and Dismemberment Benefit(24 Hrs) | $10,000 |
| Emergency MedicalEvacuation | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Repatriation of Remains | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Baggage Delay Benefit(After first 12 hrs) | $50 |
| Loss of Passport (Deductible $30) | $250 |
| Personal Liability(Deductible $200) | $100,000 |
| Emergency Cash Advance | $500 |
The coverage for Pre Existing Conditions in Life Threatening situations is limited to $1,500 for Indian Parents availing Tata AIG’s travel insurance plans. Medical treatment solely designed to relieve acute pain, provided to the Insured by the Physician for Disease/Accident arising out of a pre-existing condition will be reimbursed uptothis limit specified in the policy. All further medical treatment costs to improve or maintain medically stable state of the insured or to prevent the onset of acute pain will have borne by the Insured.
Tata AIG has two plans for parents who are traveling going abroad. Under Travel Guard’ standard International Plan coverage can be availed for for insureds upto 70 years of age (as on the date of travel). They also offer a Senior Citizen Plan which is available for insured parents beyond the age of 70 years and this plan does not have an upper age restriction and hence any traveler above the age of 70 years can purchase this plan. So depending on the age of the one’s parents, one can choose the appropriate plan from Tata AIG.
No, travel insurance has to be purchased/availed by the insured traveler prior to their departure from India. However as a special case, if their departure from India is a few days prior to the requirement of travel insurance, a specific underwriting approval will need to taken from the insurance company after providing them a good health declaration and a nil claim declaration and subject to such an approval, an insurance policy insuring the parents can be bought.
Tips to find good and adequate international travel health insurance.
Know more »Comparison of overseas Healthcare cost and popular tourist destinations.
Know more »How to use visitor insurance in case of sudden sickness and accidents.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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