Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
Know more »Sum Insured USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 7.5 Lac / 10 Lac
1 year
12 years to 80 years
58.9%
63%
6,05,894
7,40,370
Indian corporate and business travelers who travel abroad frequently on work or business meetings tend to fall sick or have accidental injuries. It is advisable to buy Tata AIG Annual Multi Trip insurance policy. It allows the insured to travel multiple times anywhere in the world during the coverage period of the policy. However each single trip cannot exceed 30 or 45 days depending on the plan purchased. Renewal of Tata AIG Annual Multi Trip policies will now be extended even beyond 70 years of age.
The Annual travel insurance from Tata AIG is available as Gold and Platinum multi trip travel insurance which is based on the Accident & Sickness Sum Insured as follows
Annual Multitrip Gold $250,000 | Annual Multitrip Platinum $500,000 |
---|---|
Accident and Sickness Medical Expenses Reimbursement (Deductible $100)help | |
$250,000 | $500,000 |
Accidental Death and Dismemberment Benefit(24 Hrs)help | |
$15,000 | $25,000 |
Accidental Death and Dismemberment (Common Carrier)help | |
$5,000 | $5,000 |
Emergency Sickness Dental Expensehelp | |
$500 | $1,000 |
Emergency MedicalEvacuationhelp | |
Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
Repatriation of Remainshelp | |
Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
Baggage Delay Benefit(After first 12 hrs)help | |
$100 | $200 |
Checked Baggage Loss Benefithelp | |
$1,000 | $1,000 |
Loss of Passport (Deductible $30)help | |
$250 | $250 |
Personal Liability(Deductible $200)help | |
$200,000 | $200,000 |
Hijack(Deductible $100)help | |
Included | Included |
Automatic extension of policy upto 7 dayshelp | |
Available | Available |
Emergency Cash Advancehelp | |
$1,000 | $1,500 |
Fraudulent Charges (Payment Card Security) | |
$1,000 | $2,000 |
Home Burglary (In Rs.) | |
Rs.200,000 | Rs.200,000 |
Trip Cancellation | |
$750 (Deductible 75) |
$1,000 (Deductible 100) |
Trip Curtailment | |
$750 (Deductible 75) |
$1,000 (Deductible 100) |
Missed Connection/Missed Departure | |
$750 (Deductible 75) |
$1,000 (Deductible 100) |
Bounced Hotel /Airline booking | |
$750 (Deductible 75) |
$1,000 (Deductible 100) |
Note: Premium in Indian Rupees. Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for Renewals
Plan Name | Gold | ||||
---|---|---|---|---|---|
Age Band | |||||
19 - 40 years | 41 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) | |
30 days duration | |||||
3,764 | 4,597 | 9,086 | 13,085 | 15,356 | |
45 days duration | |||||
4,164 | 4,785 | 14,511 | 20,896 | 24,523 |
Plan Name | Platinum | ||||
---|---|---|---|---|---|
Age Band | |||||
19 - 40 years | 41 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) | |
30 days duration | |||||
4,152 | 5,768 | 10,514 | 17,665 | 26,918 | |
45 days duration | |||||
4,733 | 5,866 | 16,965 | 27,143 | 56,459 |
Note: Premium in Indian Rupees
Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for RENEWALS
Plan Name | Gold | |||
---|---|---|---|---|
Age Band | ||||
56 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) | |
30 days duration | ||||
11,493 | 22,717 | 32,712 | 38,392 | |
45 days duration | ||||
11,962 | 36,277 | 52,239 | 61,308 |
Depending on the number of foreign trips that a traveller makes every year, they can opt for a single trip insurance plan or an annual multitrip travel insurance policy.
The main advantage of an annual multi-trip policy is that the traveller does not have to arrange cover for each journey that they take, especially if they and/or their family members travel frequently throughout the year.
The Annual Multitrip Travel insurance cost starts at just ₹3,863 for coverage Worldwide Travel. The monthly cost depends on factors such as the Traveler's age and plan maximum.
Traveler's age | Gold Plan - $250,000 | Platinum Plan - $500,000 | ||
30 day slab | 45 day slab | 30 day slab | 45 day slab | |
19-40 years | ₹3,863 | ₹4,273 | ₹4,260 | ₹4,857 |
41-55 years | ₹4,717 | ₹4,910 | ₹₹5,919 | ₹6,020 |
56-60 years (Limited coverage) | ₹4,717 | ₹4,910 | ₹5,919 | ₹6,020 |
56-60 years | ₹11,793 | ₹12,275 | ₹14,799 | ₹15,048 |
61-70 years (Limited coverage) | ₹9,324 | ₹14,890 | ₹10,789 | ₹17,408 |
61-70 years | ₹23,310 | ₹26,973 | ₹37,224 | ₹43,519 |
"Business or corporate big group of travellers going abroad multiple times can get best corporate group multi trip travel insurance quotes"
More details
This is a travel insurance plan that covers multiple international trips within a year under a single policy, this policy is ideal for frequent travelers such as business professionals or consultants.
Yes, at the time of purchase you can select the maximum duration per trip depending on your travel needs typically for 30, 45, or 60 days.
Annual multi trip travel insurance policy from TATA AIG is available to Indian citizens and residents aged between 6 months and 70 years who travel abroad frequently for business or leisure.
Yes, the policy offers plans that meet Schengen visa requirements, including emergency medical and repatriation coverage of at least €30,000.
No, the policy must be purchased before the first trip begins. It will then remain valid for one year from the policy start date.
If your trip extends beyond the covered days per trip, you would need to purchase a top-up or separate policy. The original policy won’t cover excess days. You can contact eindiainsurance.com team to get more information about trip limit.
Generally, adventure sports are excluded unless explicitly added as a rider. Check the policy wording or contact TATA AIG for optional cover extensions.
You can contact TATA AIG’s international assistance partner for 24x7 support. They will assist with cashless hospitalization or guide you on the reimbursement process.
Yes, TATA AIG annual multi trip cancellation is possible before the policy start date with a refund. After the start date, it depends on whether any claims have been made.
Tips to find good and adequate international travel health insurance.
Know more »Comparison of overseas Healthcare cost and popular tourist destinations.
Know more »How to use visitor insurance in case of sudden sickness and accidents.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
Know more »