| Annual Multitrip Gold $250,000 | Annual Multitrip Platinum $500,000 |
|---|---|
| Accident and Sickness Medical Expenses Reimbursement (Deductible $100) ? | |
| 250,000 | 500,000 |
| Accidental Death and Dismemberment Benefit(24 Hrs) ? | |
| 15,000 | 25,000 |
| Accidental Death and Dismemberment (Common Carrier) ? | |
| 5,000 | 5,000 |
| Emergency Sickness Dental Expense ? | |
| 500 | 1,000 |
| Emergency MedicalEvacuation * ? | |
| Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Repatriation of Remains * ? | |
| Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Baggage Delay Benefit * (After first 12 hrs) ? | |
| 100 | 200 |
| Checked Baggage Loss Benefit # ? | |
| 1,000 | 1,000 |
| Loss of Passport (Deductible $30) # ? | |
| 250 | 250 |
| Personal Liability(Deductible $200) ? | |
| 200,000 | 200,000 |
| Hijack*(Deductible $100) ? | |
| Included | Included |
| Automatic extension of policy upto 7 days ? | |
| Available | Available |
| Emergency Cash Advance ? | |
| 1,000 | 1,500 |
| Fraudulent Charges (Payment Card Security) | |
| 1,000 | 2,000 |
| Home Burglary (In Rs.) | |
| Rs.200,000 | Rs.200,000 |
| Trip Cancellation | |
| 750 (Deductible 75) |
1,000 (Deductible 100) |
| Trip Curtailment | |
| 750 (Deductible 75) |
1,000 (Deductible 100) |
| Missed Connection/Missed Departure | |
| 750 (Deductible 75) |
1,000 (Deductible 100) |
| Bounced Hotel /Airline booking | |
| 750 (Deductible 75) |
1,000 (Deductible 100) |
| Plan Name | Gold | ||||
| Age Band | 19 - 40 years | 41 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
| 30 days duration | 3,764 | 4,597 | 9,086 | 13,085 | 15,356 |
| 45 days duration | 4,164 | 4,785 | 14,511 | 20,896 | 24,523 |
Plan Name |
Platinum |
||||
| Age Band | 19 - 40 years | 41 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
| 30 days duration | 4,152 | 5,768 | 10,514 | 17,665 | 26,918 |
| 45 days duration | 4,733 | 5,866 | 16,965 | 27,143 | 56,459 |
| Plan Name | Gold | |||
| Age Band | 56 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
| 30 days duration | 11,493 | 22,717 | 32,712 | 38,392 |
| 45 days duration | 11,962 | 36,277 | 52,239 | 61,308 |
There is currently no maximum entry age for Tata AIG’s Annual Multitrip Insurance plans, both With and Without Sub Limit options. Hence an insured of any age travelling regularly abroad can purchase this plan of Tata AIG.
Tata AIG’s Annual Multitrip plans cover any number of trips made during the period of the policy. This is the real advantage of purchasing a policy of this nature, especially if one is a frequent International Traveler. Annual Multitrip plans are issued for a period of 1 year without any restriction on the number of trips made by the insured, subject to the duration of each trip being within the 30/45 day duration under the opted plan.
Tata AIG offers two options of 30 and 45 days under their Annual Multi Trip plans. This means that the traveling insured must ensure that each individual trip does not exceed the maximum duration under the opted plan. For eg. If the traveled opts for the 45 day option, they must ensure that each individual trip of theirs does not exceed 45 consecutive days. They may however have any number of trips during the 1 year period of the plan.
A single trip policy provides coverage for a specific or single trip taken by the insured abroad. An annual multi-trip plan is a travel insurance policy valid for 12 months where in the insured can travel any number of times abroad in this period. The main advantage of an annual multi-trip policy is that one does not have to arrange an insurance plan/cover for each journey that they take, especially if the individual/family travel frequently throughout the year. They do not also have to keep the insurance company informed whenever they travel. It also generally works by offering better value than buying two or three single trip policies a year.
Review TATA AIG Travel Insurance - Comprehensive brochure to understand coverage details.
Know more »Review TATA AIG Travel Insurance - Comprehensive policy wordings which explains the terms and conditions.
Know more »
Tips to find good and adequate international travel health insurance Know more
Comparison of overseas Healthcare cost and popular tourist destinations. Know more
How to use Indian visitor insurance in case of sudden sickness and accidents. Know more
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.
Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Know more »
