|Sum Assured||Six levels of cover available
* Rs 2,50,000 * Rs 7,50,000
* Rs 3,50,000 * Rs 10,00,000
* Rs 5,00,000 * Rs 15,00,000
|Age||Entry age: 18 - 60 years
The coverage can be availed on renewals till the age of 64 yrs.
|Waiting Period||90 Days from the inception of the policy|
|Survival Period||30 days from the diagnosis of illness/performance of surgery.|
The plan pays one lumpsum benefit if you are diagnosed to be suffering from any of the covered illnesses / surgeries and if it is the first incidence. This lumpsum benefit is payable only once under this plan after which the coverage ends. A waiting period of 90 days from the inception of the policy is applicable i.e. The benefit is payable only in respect of illnesses first diagnosed / surgeries conducted after 90 days from the inception of the policy. A survival period of 30 days is also applicable i.e., the sum insured is payable only upon the insured surviving 30 days from the diagnosis of the illness / performance of the surgery. The lump sum benefit for Major Organ Transplant is offered, upon undergoing the actual Transplant procedure as a recipient for the organ from a valid donor. And, after the completion of 90 days waiting period and 30 days survival period.
Your coverage amount depends on your lifestyle, medical background, pre-existing diseases, members of your family, annual income, residential address and age.
Under the Tata AIG Medicare Health insurance policy, the sum insured ranges from ₹2 lacs to a maximum SI of ₹50 lacs. One can decide on the SI based on their age, lifestyle, family history and number of dependents.
While applying for a health insurance plan with Tata AIG, the following documents will be required to be submitted as part of KYC (Know Your Customer) process.
Yes, you can cancel your Health Insurance policy. We provide a free look period of 15 days from the date of policy issuance within that you can cancel the policy and avail a refund if you are not satisfied with it. However, your refund will be adjusted against any expenses incurred such as underwriting costs, medical check-ups and so on. If the policy is to be cancelled after this 15 day period, there is a slab based refund that Tata AIG will provide to the insured.
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