TATA AIG Travel Insurance - Countries Covered for the Indians Travelling Aboard

Should you buy Tata AIG international travel insurance while visiting countries Excluding North & South America and Canada?

Travel insurance for countries outside the USA and Canada is as essential as when you travel to any country in the world, and this is for several reasons, especially to protect insured travellers from financial burdens due to medical and non medical emergencies while they are abroad. Here are the reasons to have travel insurance for any international trip, including those outstide USA & Canada

1. Medical Emergencies Abroad remain covered
   • It is important to note that Medical expenses in foreign countries can be exceedingly high, and this includes countries in Europe, Middle East and Australasia. Travel insurance provides coverage for all types of medical emergencies, including Accident & Sickness related hospitalization, Dental expenses if emergency in nature, Personal Accident, Medical Evacuation, and Repatriation of Mortal Remains, which can be financially burdensome without insurance.
2. Protection Against Trip Interruptions and Cancellations
   • Many travelers don’t realise how important these coverages are. Non-refundable Expenses like Prepaid flight bookings, Hotel Reservations, and Local Land Packages can have a huge financial impact, if your trip is Cancelled or cut short due to unexpected illness, natural disasters, or political unrest. Many of these bookings are promoted as being cheap but are non refundable, so you could end up losing all your money, if the trip is cancelled, and Travel Insurance can help with this.
3. Fulfilment of Visa Requirements
   • Many countries have a mandatory process to ensure that travelers need to have valid Travel insurance for obtaining a visa. Without this insurance, you may not given a visa at all. All 27 Schengen countries across Europe, require insurance coverage of atleast €30,000 for protection against medical or travel emergencies.
4. Coverage for Lost or Delayed Baggage and Passports
   • Your Travel Insurance policy reimburses you for expenses incurred to obtain a temporary Passport, or purchase items if your baggage is delayed or lost, or documents like your passport is lost, which can cause significant inconvenience and out of pocket expenses while abroad.
5. 24/7 Global Assistance and Claims Support
   • All International travel insurance policies include 365 X 24 X 7 round-the-clock Emergency Assistance & Claims Support that help you find Medical Hospitals/Clinics, arrange Medical Evacuations, or provide guidance Liability support during travel in the world.
6. Financial Security and Peace of Mind
   • Most importantly, travelers do not face medical or non medical hardships every time they travel. But by just having a travel insurance policy covering you on your trip abroad means you can focus on enjoying your trip without worrying about unexpected exigencies that may suddenly arise. It acts as a safety net that mitigates financial risks while traveling abroad on business or leisure.

Note Hence, it is strongly recommended to buy comprehensive international travel insurance before traveling outside the USA and Canada.