TATA AIG Travel Guard Plus insurance

What are the coverage options under TATA AIG Travel Guard Plus insurance?

• Benefits	Silver Plus Plan A	Gold Plan A	Platinum Plan A	Silver Plus Plan B	Gold Plan B	Platinum Plan B
  Sublimits	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit
  Age	3 months - 70 yrs	3 months - 70 yrs	3 months - 70 yrs	3 months - 70 yrs	3 months - 70 yrs	3 months - 70 yrs
  Destination	Worldwide	Worldwide	Worldwide	Worldwide	Worldwide	Worldwide
  Sum Insured for Accident & Sickness	Upto $100,000	Upto $250,000	Upto $500,000	Upto $100,000	Upto $250,000	Upto $500,000
  Deductible (Part of an insurance claim to be paid by the insured)	$100	$100	$100	$100	$100	$100
  Pre Existing Disease Coverage (only in case of life threatening conditions)	Upto $5,000	Upto $10,000	Upto $12,500	Upto $5,000	Upto $10,000	Upto $12,500
  Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured)	Up to $100,000	Up to $250,000	Up to $500,000	Up to $100,000	Up to $250,000	Up to $500,000
  Deductible	$100	$100	$100	$100	$100	$100
  Repatriation of Mortal Remains	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured
  Accidental Death & Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000	Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000	Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000
  Emergency Medical Dental Expenses	$400	$500	$1,000	$400	$500	$1,000
  Deductible	$50	$50	$50	$50	$50	$50
  Delay of Checked-in Baggage	Not Available	Not Available	Not Available	$40	$45	$50
  Deductible	Not Available	Not Available	Not Available	After 4 hours	After 4 hours	After 4 hours
  Loss of Checked-in Baggage	Not Available	Not Available	Not Available	$200	$300	$300
  Loss of Passport	Not Available	Not Available	Not Available	$250	$250	$250
  Deductible	Not Available	Not Available	Not Available	$25	$25	$25
  Personal Liability	Not Available	Not Available	Not Available	Not Available	Not Available	Not Available
  Deductible	Not Available	Not Available	Not Available	Not Available	Not Available	Not Available
  Trip Curtailment	Not Available	Not Available	Not Available	$500	$750	$1,000
  Deductible	Not Available	Not Available	Not Available	$50	$75	$100
  Trip Cancellation	Not Available	Not Available	Not Available	$500	$750	$1,000
  Deductible	Not Available	Not Available	Not Available	$50	$50	$100
  Flight Delay	Not Available	Not Available	Not Available	Not Available	$45 For all overseas flights taken during Insured Trip	$50 For all overseas flights taken during Insured Trip
  Deductible	Not Available	Not Available	Not Available	Not Available	After 4 hours	After 4 hours
  Missed Flight/Connection	Not Available	Not Available	Not Available	$250	$500	$750
  Bounced Hotel/Airline booking	Not Available	Not Available	Not Available	$500	$750	$1,000
  Deductible	Not Available	Not Available	Not Available	$50	$75	$100

  Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment:

  Medical Sublimit	Silver Plus Plan A	Gold Plan A	Platinum Plan A	Silver Plus Plan B	Gold Plan B	Platinum Plan B
  Hospital Room Rent and Boarding expenses	$1,500 per Day up to 30 Days	$1,750 per Day up to 30 Days	$2,000 per Day up to 30 Days	$1,500 per Day up to 30 Days	$1,750 per Day up to 30 Days	$2,000 per Day up to 30 Days
  Emergency Room Services	$1,500	$1,750	$2,000	$1,500	$1,750	$2,000
  ICU Charges	$3,000 per Day up to 7 Days	$3,250 per Day up to 7 Days	$3,750 per Day up to 10 Days	$3,000 per Day up to 7 Days	$3,250 per Day up to 7 Days	$3,750 per Day up to 10 Days
  Surgical Treatment Expenses	$12,500	$13,000	$15,000	$12,500	$13,000	$15,000
  	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
  Physician Consultation Charges	$125 per day upto 10 visits	$175 per day upto 10 visits	$250 per day upto 10 visits	$125 per day upto 10 visits	$175 per day upto 10 visits	$250 per day upto 10 visits
  Diagnostic Tests	Up to $750	Up to $1,000	Up to $1,500	Up to $750	Up to $1,000	Up to $1,500
  Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $600	Up to $750	Up to $500	Up to $600	Up to $750
  Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000
  Miscellaneous Expenses	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500
  Emergency Room Services (Total)	$27,500	$30,000	$35,000	$27,500	$30,000	$35,000
  Non-Surgical (Medical Management cases)	$13,000	$15,000	$17,500	$13,000	$15,000	$17,500

• Benefits	Silver	Silver Plus	Gold	Platinum	Titanium	Titanium Plus
  Sublimits	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit
  Age	3 months - 70 yrs	3 months - 70 yrs	3 months - 70 yrs	3 months - 70 yrs	3 months - 60 yrs	3 months - 60 yrs
  Destination	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
  Sum Insured for Accident & Sickness	Upto $50,000	Upto $100,000	Upto $250,000	Upto $500,000	Upto $750,000	Upto $10,00,000
  Deductible (Part of an insurance claim to be paid by the insured)	$100	$100	$100	$100	$100	$100
  Pre Existing Disease Coverage (only in case of life threatening conditions)	Upto $2,500	Upto $5,000	Upto $10,000	Upto $10,000	Upto $15,000	Upto $20,000
  Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured)	Up to $50,000	Up to $100,000	Up to $250,000	Upto $10,000	Upto $15,000	Upto $20,000
  Deductible	$100	$100	$100	$100	$100	$100
  Repatriation of Mortal Remains	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured
  Accidental Death & Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000	Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000	Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000 Benefit Total - Maximum $50,000	Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000 Benefit Total - Maximum $75,000
  Emergency Medical Dental Expenses	$300	$400	$500	$1,000	$1,000	$1,200
  Deductible	$50	$50	$50	$50	$50	$50
  Delay of Checked-in Baggage	$40	$40	$45	$50	$50	$50
  Deductible	After 4 hours	After 4 hours	After 4 hours	After 4 hours	After 4 hours	After 4 hours
  Loss of Checked-in Baggage	$200	$200	$300	$300	$400	$500
  Loss of Passport	$250	$250	$250	$250	$500	$500
  Deductible	$25	$25	$25	$25	$25	$25
  Personal Liability	$1,00,000	$1,00,000	$2,00,000	$5,00,000	$5,00,000	$5,00,000
  Deductible	$200	$200	$200	$250	$250	$250
  Trip Curtailment	$500	$500	$750	$1,000	$1,000	$1,500
  Deductible	$50	$50	$75	$100	$100	$100
  Trip Cancellation	$500	$500	$750	$1,000	$1,000	$1,500
  Deductible	$50	$50	$50	$100	$100	$100
  Flight Delay	Not Available	Not Available	$45 For all overseas flights taken during Insured Trip	$50 For all overseas flights taken during Insured Trip	$50 For all overseas flights taken during Insured Trip	$50 For all overseas flights taken during Insured Trip
  Deductible	Not Available	Not Available	After 4 hours	After 4 hours	After 4 hours	After 4 hours
  Missed Flight/Connection	$250	$250	$500	$750	$750	$750
  Bounced Hotel/Airline booking	$500	$500	$750	$1,000	$2,500	$5,000
  Deductible	$50	$50	$75	$100	$100	$100
  Fraudulent Charges	Per Occurrence Limit $250; Maximum Limit $500	Per Occurrence Limit $250; Maximum Limit $500	Per Occurrence Limit $500; Maximum Limit $1000	Per Occurrence Limit $1000; Maximum Limit $2000	Per Occurrence Limit $1250; Maximum Limit $2500	Per Occurrence Limit $1250; Maximum Limit $2500
  Home Content Burglary (in INR)	₹ 50,000	₹ 50,000	₹ 1,50,000	₹ 2,50,000	₹ 5,00,000	₹ 5,00,000
  Deductible	₹ 5,000	₹ 5,000	₹ 5,000	₹ 5,000	₹ 5,000	₹ 5,000
  Accommodation Extension	$100 per day upto Maximum of 10 days	$250 per day upto Maximum of 10 days	$300 per day upto Maximum of 10 days	$750 per day upto Maximum of 10 days	$1000 per day upto Maximum of 10 days	$1000 per day upto Maximum of 10 days
  Hijack/Kidnap Daily Allowance	Not Available	$75 for every 12 hours, upto Maximum of 10 days	$100 Per 12 hours, upto Maximum of 10 days	$150 Per 12 hours, upto Maximum of 10 days	$150 Per 12 hours, upto Maximum of 10 days	$200 Per 12 hours, upto Maximum of 10 days
  Loss of International driving license	Not Available	$100	$100	$100	$150	$150
  Flight Cancellation	Not Available	$75	$75	$150	$200	$250
  Emergency Extension of the Policy	7 days	7 days	7 days	15 days	15 days	15 days
  Loss of Personal Baggage	Not Available	Not Available	$200	$300	$400	$500
  Deductible	Not Available	Not Available	$30	$30	$30	$30
  Personal Accident in India (in INR)	Not Available	Not Available	₹ 15,00,000	Rs. 20,00,000	Rs. 25,00,000	Rs. 50,00,000
  Compassionate Travel/Stay	Not Available	Not Available	Not Available	Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
  Loss of Cash	Not Available	Not Available	Not Available	$125	$250	$375
  Upgradation to Business Class	Not Available	Not Available	Not Available	Not Available	$750	$1,000
  Rental Vehicle Cover	Not Available	Not Available	Not Available	Not Available	$500	$500
  Rental Vehicle Return	Not Available	Not Available	Not Available	Not Available	$250	$500
  Alternative Transport Expenses	Not Available	Not Available	Not Available	Not Available	$750	$1,000
  Pandemic Cover	Not Available	Not Available	Not Available	Not Available	$500	$500
  Hospital Daily Cash (Per Day)	Not Available	Not Available	Not Available	Not Available	Not Available	$75 Per day, upto Maximum of 10 days
  Missed Booking	Not Available	Not Available	Not Available	Not Available	Not Available	$750
  Visa Rejection	Not Available	Not Available	Not Available	Not Available	Not Available	$100

  Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment

  Medical Sublimit	Silver	Silver Plus	Gold	Platinum	Titanium	Titanium Plus
  Hospital Room Rent and Boarding expenses	$1,500 per Day up to 30 Days	$1,500 per Day up to 30 Days	$1,750 per Day up to 30 Days	$2,000 per Day up to 30 Days	$2,000 per Day up to 30 Days	$2,500 per Day up to 30 Days
  Emergency Room Services	$1,500	$1,500	$1,750	$2,000	$2,000	$2,500
  ICU Charges	$3,000 per Day up to 7 Days	$3,000 per Day up to 7 Days	$3,250 per Day up to 7 Days	$3,750 per Day up to 10 Days	$3,750 per Day up to 10 Days	$4,000 per Day up to 10 Days
  Surgical Treatment Expenses	$12,500	$12,500	$13,000	$15,000	$15,000	$22,500
  	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
  Physician Consultation Charges	$125 per day upto 10 visits	$125 per day upto 10 visits	$175 per day upto 10 visits	$250 per day upto 10 visits	$250 per day upto 10 visits	$350 per day upto 10 visits
  Diagnostic Tests	Up to $750	Up to $750	Up to $1,000	Up to $1,500	Up to $1,500	Up to $2,500
  Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $500	Up to $600	Up to $750	Up to $750	Up to $1,000
  Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000
  Miscellaneous Expenses	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500
  Emergency Room Services (Total)	$27,500	$27,500	$30,000	$35,000	$35,000	$40,000
  Non-Surgical (Medical Management cases)	$13,000	$13,000	$15,000	$17,500	$17,500	$20,000

• Benefits	Senior	Senior Plus	Super Senior
  Sublimits	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit
  Age	71-80 yrs	71-80 yrs	81+ yrs
  Destination	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe	Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
  Sum Insured for Accident & Sickness	Upto $50,000	Upto $100,000	Upto $50,000
  Deductible (Part of an insurance claim to be paid by the insured)	$100	$100	$100
  Pre Existing Disease Coverage (only in case of life threatening conditions)	Upto $2,500	Upto $3,000	Upto $1,500
  Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured)	Up to $50,000	Up to $100,000	Up to $50,000
  Deductible	$100	$100	$100
  Repatriation of Mortal Remains	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured
  Accidental Death & Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000
  Emergency Medical Dental Expenses	$300	$500	Not Available
  Deductible	$75	$75	Not Available
  Delay of Checked-in Baggage	$40	$40	$40
  Deductible	After 4 hours	After 4 hours	After 4 hours
  Loss of Checked-in Baggage	$200	$200	$200
  Loss of Passport	$250	$250	$250
  Deductible	$25	$25	$25
  Personal Liability	$1,00,000	$1,00,000	$1,00,000
  Deductible	$200	$200	$200
  Trip Curtailment	$500	$500	$500
  Deductible	$100	$100	$100
  Trip Cancellation	$250	$500	$250
  Deductible	$50	$50	$50
  Flight Delay	$40 For all overseas flights taken during Insured Trip	$40 For all overseas flights taken during Insured Trip	$40 For all overseas flights taken during Insured Trip
  Deductible	After 4 hours	After 4 hours	After 4 hours
  Missed Flight/Connection	$250	$250	$250
  Bounced Hotel/Airline booking	$500	$500	$250
  Deductible	$50	$75	$50
  Fraudulent Charges	Not Available	Not Available	Not Available
  Home Content Burglary (in INR)	₹ 50,000	₹ 50,000	₹ 50,000
  Deductible	₹ 5,000	₹ 5,000	₹ 5,000
  Accommodation Extension	$50 per day upto Maximum of 10 days	$100 per day upto Maximum of 10 days	$50 per day upto Maximum of 10 days
  Hijack/Kidnap Daily Allowance	$75 Per 12 hours, upto Maximum of 10 days	$100 Per 12 hours, upto Maximum of 10 days	$75 Per 12 hours, upto Maximum of 10 days
  Loss of International driving license	Not Available	Not Available	Not Available
  Flight Cancellation	Not Available	$75	Not Available
  Emergency Extension of the Policy	7 days	7 days	7 days
  Loss of Personal Baggage	Not Available	$200	Not Available
  Deductible	Not Available	$30	Not Available
  Personal Accident in India (in INR)	Not Available	Not Available	Not Available
  Compassionate Travel/Stay	Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
  Loss of Cash	Not Available	Not Available	Not Available
  Upgradation to Business Class	Not Available	Not Available	Not Available
  Rental Vehicle Cover	Not Available	Not Available	Not Available
  Rental Vehicle Return	Not Available	Not Available	Not Available
  Alternative Transport Expenses	Not Available	Not Available	Not Available
  Pandemic Cover	Not Available	Not Available	Not Available
  Hospital Daily Cash (Per Day)	Not Available	Not Available	Not Available
  Missed Booking	Not Available	Not Available	Not Available
  Visa Rejection	Not Available	Not Available	Not Available

  Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment

  Medical Sublimit	Senior	Senior Plus	Super Senior Plus
  Hospital Room Rent and Boarding expenses	$1,500 per Day up to 30 Days	$1,500 per Day up to 30 Days	$1,500 per Day up to 30 Days
  Emergency Room Services	$1,500	$1,500	$1,500
  ICU Charges	$3,000 per Day up to 7 Days	$3,000 per Day up to 7 Days	$3,000 per Day up to 7 Days
  Surgical Treatment Expenses	$12,500	$12,500	$12,500
  	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
  Physician Consultation Charges	$125 per day upto 10 visits	$125 per day upto 10 visits	$125 per day upto 10 visits
  Diagnostic Tests	Up to $750	Up to $750	Up to $750
  Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $500	Up to $500
  Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000
  Miscellaneous Expenses	Up to $500	Up to $500	Up to $500
  Emergency Room Services (Total)	$27,500	$27,500	$27,500
  Non-Surgical (Medical Management cases)	$13,000	$13,000	$13,000