Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
Know more »50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs
180 days & 360 days
90 days to 99 years
58.9%
63%
6,05,894
7,40,370
Benefits | Senior | Senior Plus | Super Senior |
---|---|---|---|
Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
Age | 71-80 years | 71-80 years | 81+ years |
Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
Sum Insured for Accident & Sickness | Upto $50,000 Deductible : $100 |
Upto $100,000 Deductible : $100 |
Upto $50,000 Deductible : $100 |
Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
Not Available Deductible : Not available |
Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
Loss of Checked-in Baggage | $200 | $200 | $200 |
Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
Missed Flight/Connection | $250 | $250 | $250 |
Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
Home Content Burglary (in INR) | ?50,000 Deductible : ?5,000 |
?50,000 Deductible : ?5,000 |
?50,000 Deductible : ?5,000 |
Accommodation Extension | $50 per day upto Max of 10 days | $100 per day upto Max of 10 days | $50 per day upto Max of 10 days |
Hijack/Kidnap Daily Allowance | $75 Per 12 hours, upto Max of 10 days | $100 Per 12 hours, upto Max of 10 days | $75 Per 12 hours, upto Max of 10 days |
Loss of International driving license | - | - | - |
Flight Cancellation | - | $75 | - |
Emergency Extension of the Policy | 7 days | 7 days | 7 days |
Loss of Personal Baggage | Not Available Deductible : Not Available |
$200 Deductible : $30 |
Not Available Deductible : Not Available |
Compassionate Travel/Stay | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
---|---|---|---|
Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days |
Emergency Room Services | $1,500 | $1,500 | $1,500 |
ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days |
Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $125 per day upto 10 visits |
Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
The Tata AIG Travel Guard plus insurance cost per month (30 days) starts at just ₹2,474 for coverage Worldwide Including USA & Canada. Tata AIG Travel Guard plus insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard plus plan variants.
Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
$50,000 | $100,000 | $250,000 | $500,000 | $750,000 | $1,000,000 | |
0-40 years | ₹2,474 | ₹2,956 | ₹3,347 | ₹3,549 | ₹4,775 | ₹5,699 |
41-55 years | ₹3,216 | ₹3,553 | ₹4,593 | ₹5,102 | ₹6,406 | ₹7,543 |
56-60 years (Limited coverage) | ₹3,216 | ₹3,553 | ₹4,593 | ₹5,102 | ₹6,406 | ₹7,543 |
56-60 years | ₹6,375 | ₹7,383 | ₹9,647 | ₹10,275 | - | - |
61-70 years (Limited coverage) | ₹6,175 | ₹7,156 | ₹8,768 | ₹9,403 | - | - |
61-70 years | ₹11,902 | ₹14,625 | ₹17,900 | ₹20,368 | - | - |
Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
$50,000 | $100,000 | |
71-75 years (Limited coverage) | ₹9,097 | ₹12,571 |
71-75 years | ₹21,769 | ₹24,351 |
76-80 years (Limited coverage) | ₹12,998 | ₹17,922 |
76-80 years | ₹31,450 | ₹35,141 |
Traveler's age | Travel Guard Plus Super Senior |
$50,000 | |
81 - 85 years (Limited coverage) | ₹25,504 |
81 - 85 years | ₹54,801 |
86 - 90 years (Limited coverage) | ₹40,975 |
86 - 90 years | ₹88,582 |
91 - 98 years (Limited coverage) | ₹51,634 |
91 - 98 years | ₹103,396 |
Traveler's age | Travel Guard Plus Super Senior |
$50,000 | |
99 years | ₹103,396 |
The Tata AIG Travel Guard plus insurance cost per month starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada. Tata AIG Travel Guard plus insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard plus plan variants.
Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
$50,000 | $100,000 | $250,000 | $500,000 | $750,000 | $1,000,000 | |
0-40 years | ₹1,183 | ₹1,391 | ₹1,577 | ₹1,897 | ₹2,431 | ₹2,978 |
41-55 years | ₹1,466 | ₹1,811 | ₹2,142 | ₹2,515 | ₹2,991 | ₹3,625 |
56-60 years (Limited coverage) | ₹1,466 | ₹1,811 | ₹2,142 | ₹2,515 | ₹2,991 | ₹3,625 |
56-60 years | ₹1,887 | ₹2,440 | ₹3,168 | ₹3,354 | - | - |
61-70 years (Limited coverage) | ₹2,874 | ₹3,674 | ₹4,174 | ₹4,699 | - | - |
61-70 years | ₹3,740 | ₹4,999 | ₹5,915 | ₹7,004 | - | - |
Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
$50,000 | $100,000 | |
71-75 years (Limited coverage) | ₹5,845 | ₹6,604 |
71-75 years | ₹7,725 | ₹10,683 |
76-80 years (Limited coverage) | ₹7,202 | ₹9,352 |
76-80 years | ₹11,174 | ₹15,415 |
Traveler's age | Travel Guard Plus Super Senior |
$50,000 | |
81 - 85 years (Limited coverage) | ₹13,936 |
81 - 85 years | ₹23,486 |
86 - 90 years (Limited coverage) | ₹23,842 |
86 - 90 years | ₹40,555 |
91 - 98 years (Limited coverage) | ₹32,511 |
91 - 98 years | ₹55,490 |
Traveler's age | Travel Guard Plus Super Senior |
$50,000 | |
99 years | ₹55,490 |
The Travel Guard Plus plan provides superior coverage with more medical limits, wider geographical reach, and extra benefits such as trip interruption, missed connections, and coverage for pre-existing conditions (in certain plans). It is well-suited for travelers who desire more protection.
Yes, eindiainsurance.com permits users to compare TATA AIG Travel Guard Plus plans with comparable policies from other insurers, focusing on coverage features, premiums, and eligibility, thus facilitating more informed decision-making for our users.
Upon successful payment and proposal form submission, the TATA AIG Travel Guard Plus policy is issued instantly, and the policy document will be emailed to the registered ID within minutes.
No, the policy needs to be acquired prior to the start of the journey. It cannot be issued once you are outside of India or after the trip has started.
TATA AIG offers round-the-clock global assistance via their international emergency support network. This includes aid medical benefits for hospitalization, facilitating cashless claims, medical evacuation, and assisting to communicate with local authorities.
Yes, the Travel Guard Plus policy offers reimbursement for costs associated with acquiring a new or duplicate passport if the original is lost or stolen while traveling.
Yes, the majority of coverages include a minor deductible amount that the insured is responsible for. However, a co-payment is not applicable unless specifically stated in the chosen plan. It is advisable to examine the plan brochure or policy documentation for detailed information.
Yes, there are particular variants of the Travel Guard Plus plan tailored for senior citizens, generally those between the ages of 71 and 79 years, providing specialized coverage and benefits.
Claims can be filed by reaching out to TATA AIG’s international helpline or their local partner network. Alternatively, individuals may submit claims online through the TATA AIG portal by uploading the necessary documents.
Tips to find good and adequate international travel health insurance.
Know more »Comparison of overseas Healthcare cost and popular tourist destinations.
Know more »How to use visitor insurance in case of sudden sickness and accidents.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
Know more »