TATA AIG Travel Guard Plus insurance

TATA AIG Travel Guard Plus insurance overview

• Plan benefits	Silver plus - Plan A	Gold - Plan A	Platinum - Plan A
  Medical Expenses - Injury and or Illness	Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions	Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions	Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions
  Emergency Medical Evacuation	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100
  Repatriation of Mortal Remains	25% of Section 1 Sum Insured(over and above)	25% of Section 1 Sum Insured(over and above)	25% of Section 1 Sum Insured(over and above)
  Accidental Death & Disablement (Overseas)	AD:10,000, Disablement:10,000, Total - 10,000	AD:15,000, Disablement:15,000, Total - 15,000	AD:25,000, Disablement:25,000, Total - 25,000
  Emergency Medical Dental Expenses	400 Deductible:50	500 Deductible:50	1000 Deductible:50

  Plan Benefits	Silver Plus - Plan B	Gold - Plan B	Platinum - Plan B
  Medical Expenses - Injury and or Illness	Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions	Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions	Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions
  Emergency Medical Evacuation	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100
  Repatriation of Mortal Remains	25% of Section 1 Sum Insured(over and above)	25% of Section 1 Sum Insured(over and above)	25% of Section 1 Sum Insured(over and above)
  Accidental Death & Disablement (Overseas)	AD:10,000, Disablement:10,000, Total - 1000	AD:15,000, Disablement:15,000, Total - 15,000	AD:25,000, Disablement:25,000, Total - 25,000
  Emergency Medical Dental Expenses	400 Deductible:50	500 Deductible:50	1000 Deductible:50
  Delay of Checked-in Baggage	4 hours delay: USD 40	4 hours delay: USD 45	4 hours delay: USD 50
  Loss of Checked-in Baggage	200	300	300
  Loss of Passport	250 Deductible:25	250 Deductible:25	250 Deductible:25
  Flight Delay	Not available	4 hours delay: USD 45 For all overseas flights taken during Insured Trip	4 hours delay: USD 50 For all overseas flights taken during Insured Trip
  Trip Curtailment	500 Deductible: 50	750 Deductible: 75	1000 Deductible: 100
  Trip Cancellation	500 Deductible: 50	750 Deductible: 50	1000 Deductible: 100
  Missed Flight or Connection	250	500	750
  Bounced Hotel or Airline booking	500 Deductible: 50	750 Deductible: 75	1000 Deductible: 100

• Benefits	Silver	Silver Plus	Gold
  Medical Expenses - Injury and/or Illness	Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 2500 Sum insured-life threatening conditions	Unlimited Sum Insured with USD 100,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 5000 Sum insured-life threatening conditions	Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 10,000 Sum insured-life threatening conditions
  Emergency Medical Evacuation	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100
  Repatriation of Mortal Remains	25% of Section 1 Sum Insured (over and above)	25% of Section 1 Sum Insured (over and above)	25% of Section 1 Sum Insured (over and above)
  Accidental Death & Disablement (Overseas)	AD:10,000, Disablement:10,000, Total - 10000	AD:10,000, Disablement:10,000, Total - 10000	AD:15,000, Disablement:15,000, Total-15000
  Emergency Medical Dental Expenses	300 Deductible: 50	400 Deductible: 50	500 Deductible: 50
  Delay of Checked-in Baggage	4 hours delay: USD 40	4 hours delay: USD 40	4 hours delay: USD 45
  Loss of Checked-in Baggage	200	200	300
  Loss of Passport	250 25	250 25	250 25
  Personal Liability	1,00,000 200	1,00,000 200	2,00,000 200
  Trip Curtailment	500 50	500 50	750 75
  Trip Cancellation	500 50	500 50	750 50
  Missed Flight/Connection	250	250	500
  Bounced Hotel/Airline booking	500 50	500 50	750 75
  Fraudulent Charges	Per Occurrence Limit 250; Aggregate Limit 500	Per Occurrence Limit 250; Aggregate Limit 500	Per Occurrence Limit 500; Aggregate Limit 1000
  Emergency Extension of the Policy	7 days	7 days	7 days
  Home Content Burglary (in INR)	50,000 5000	10,000 5000	15,000 5000
  Accommodation Extension	100 per day max upto 10 days	250 per day max upto 10 days	300 per day max upto 10 days
  Loss of International driving license	Not available	100	100
  Flight Cancellation	Not available	75	75
  Loss of Personal Baggage	Not available	Not available	200 Deductible: 30
  Personal Accident in India (in INR)	Not available	Not available	15,00,000

  Benefits	Platinum	Titanium	Titanium Plus
  Medical Expenses - Injury and/or Illness	Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 12,500 Sum insured-life threatening conditions	Unlimited Sum Insured with USD 7,50,000 per incident\loss, arising out of the same illness/injury. Maximum liability - PED upto USD 15,000 Sum insured- life threatening condition	Unlimited Sum Insured with USD 10,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 20,000 Sum Insured - life threatening conditions
  Emergency Medical Evacuation	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100
  Repatriation of Mortal Remains	25% of Section 1 Sum Insured (over and above)	25% of Section 1 Sum Insured (over and above)	25% of Section 1 Sum Insured (over and above)
  Accidental Death & Disablement (Overseas)	AD:25,000, Disablement:25,000, Total-25,000	AD: 50,000, Disablement: 50,000, Total - 50,000	AD: 75,000, Disablement: 75,000, Total - 75,000
  Emergency Medical Dental Expenses	1000 Deductible: 50	1000 Deductible: 50	1200 Deductible: 50
  Delay of Checked-in Baggage	4 hours delay: USD 50	4 hours delay: USD 50	4 hours delay: USD 50
  Loss of Checked-in Baggage	300	400	500
  Loss of Passport	250 25	500 25	500 25
  Personal Liability	5,00,000 250	5,00,000 250	5,00,000 250
  Trip Curtailment	1000 100	1000 100	1500 100
  Trip Cancellation	1000 100	1000 100	1500 100
  Missed Flight/Connection	750	750	750
  Bounced Hotel/Airline booking	1000 100	2500 100	5000 100
  Fraudulent Charges	Per Occurrence Limit 1000; Aggregate Limit 2000	Per Occurrence Limit: 1250; Aggregate Limit: 2500	Per Occurrence Limit: 1250; Aggregate Limit: 2500
  Emergency Extension of the Policy	15 days	15 days	15 days
  Home Content Burglary (in INR)	25,000 5000	5,00,000 5000	5,00,000 5000
  Accommodation Extension	750 per day max upto 10 days	1000 per day max upto 10 days	1000 per day max upto 10 days
  Loss of International driving license	100	150	150
  Flight Cancellation	150	200	250
  Loss of Personal Baggage	300 Deductible: 30	400 Deductible: 30	500 Deductible: 30
  Personal Accident in India (in INR)	20,00,000	25,00,000	50,00,000
  Compassionate Travel/Stay	Return fare for any one company in personSpouse/Children/Immediate family member Stay for Insured's Spouse, Children, Family - 3500	Return fare for any one company in person - Spouse/Children/Immediate family member Stay for Insured's Spouse, Children, Family - 5000	Return fare for any one company in person - Spouse/ Children/ Immediate family member Stay for Insured's Spouse, Children, Family - 5000
  Loss of Cash	125	250	375
  Upgradation to Business Class	Not available	750	1000
  Rental Vehicle Cover	Not available	500	500
  Rental Vehicle Return	Not available	250	500
  Alternative Transport Expenses	Not available	750	1000
  Pandemic Cover	Not available	500	500
  Hospital Daily Cash (Per Day)	Not available	Not available	75 USD per day max upto 10 days
  Missed Booking	Not available	Not available	750
  Visa Rejection	Not available	Not available	100

• Benefits	Senior (71-80 years)	Senior Plus (71-80 years)	Super Senior (81 Onward)
  Medical Expenses - Injury and/or Illness	Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 2,500 Sum Insured - life threatening conditions	Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 3000 Sum Insured - life threatening conditions	Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 1500 Sum Insured - life threatening conditions
  Emergency Medical Evacuation	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100	Upto Section 1 Sum Insured Deductible: 100
  Repatriation of Mortal Remains	25% of Section 1 Sum Insured (over and above)	25% of Section 1 Sum Insured (over and above)	25% of Section 1 Sum Insured (over and above)
  Accidental Death & Disablement (Overseas)	AD: 10,000, Disablement: 10,000, Total - 10,000	AD: 10,000, Disablement: 10,000, Total - 10,000	AD: 10,000, Disablement: 10,000, Total - 10,000
  Emergency Medical Dental Expenses	300 Deductible: 75	500 Deductible: 75	NA Deductible: NA
  Delay of Checked-in Baggage	4 hours delay: USD 40	4 hours delay: USD 40	4 hours delay: USD 40
  Loss of Checked-in Baggage	200	200	200
  Loss of Passport	250 25	250 25	250 25
  Personal Liability	1,00,000 200	1,00,000 200	1,00,000 200
  Flight Delay	4 hours delay: USD 40 For all overseas flights taken during Insured Trip	4 hours delay: USD 40 For all overseas flights taken during Insured Trip	4 hours delay: USD 40 For all overseas flights taken during Insured Trip
  Trip Curtailment	500 100	500 100	500 100
  Trip Cancellation	250 50	500 50	250 50
  Missed Flight/Connection	250	250	250
  Bounced Hotel/Airline booking	500 50	500 75	250 50
  Emergency Extension of the Policy	7 days	7 days	7 days
  Home Content Burglary (in INR)	50,000 5000	50,000 5000	50,000 5000
  Hijack/Kidnap Daily Allowance	75 (Per 12 hours max 10 days)	100 (Per 12 hours max 10 days)	75 (Per 12 hours max 10 days)
  Accommodation Extension	50 per day Max upto 10 days	100 per day Max upto 10 days	50 per day Max upto 10 days
  Flight Cancellation	Not available	75	Not available
  Loss of Personal Baggage	Not available	200 Deductible: 30	Not available
  Compassionate Travel/Stay	Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 2500	Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 5000	Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 2500