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TATA AIG Travel Guard Plus insurance TATA AIG Travel Guard Plus insurance

Tata AIG Travel Guard Plus Insurance quotes

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TATA AIG Travel Guard Plus insurance

What are the key highlights of TATA AIG international travel insurance?

assignment
Sum Insured(US dollars)

50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

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Coverage period

180 days & 360 days

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Eligibility

90 days to 99 years

TATA AIG travel insurance review

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Claims settlement ratio **

58.9%

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Incurred claims ratio

63%

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Number of policies issued *

6,05,894

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Number of lives covered *

7,40,370

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

What are the coverage options under TATA AIG Travel Guard Plus insurance?

  • Benefits Senior Senior Plus Super Senior
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 71-80 years 71-80 years 81+ years
    Destination Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
    Sum Insured for Accident & Sickness Upto $50,000
    Deductible : $100
    Upto $100,000
    Deductible : $100
    Upto $50,000
    Deductible : $100
    Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500
    Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $50,000
    Deductible : $100
    Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement (Overseas) Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Emergency Medical Dental Expenses $300
    Deductible : $75
    $500
    Deductible : $75
    Not Available
    Deductible : Not available
    Delay of Checked-in Baggage $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    Loss of Checked-in Baggage $200 $200 $200
    Loss of Passport $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    Personal Liability $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    Trip Curtailment $500
    Deductible : $100
    $500
    Deductible : $100
    $500
    Deductible : $100
    Trip Cancellation $250
    Deductible : $50
    $500
    Deductible : $50
    $250
    Deductible : $50
    Flight Delay $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    Missed Flight/Connection $250 $250 $250
    Bounced Hotel/Airline booking $500
    Deductible : $50
    $500
    Deductible : $75
    $250
    Deductible : $50
    Home Content Burglary (in INR) ₹50,000
    Deductible : ₹5,000
    ₹50,000
    Deductible : ₹5,000
    ₹50,000
    Deductible : ₹5,000
    Accommodation Extension $50 per day upto Maximum of 10 days $100 per day upto Maximum of 10 days $50 per day upto Maximum of 10 days
    Hijack/Kidnap Daily Allowance $75 Per 12 hours, upto Maximum of 10 days $100 Per 12 hours, upto Maximum of 10 days $75 Per 12 hours, upto Maximum of 10 days
    Loss of International driving license - - -
    Flight Cancellation - $75 -
    Emergency Extension of the Policy 7 days 7 days 7 days
    Loss of Personal Baggage Not Available
    Deductible : Not Available
    $200
    Deductible : $30
    Not Available
    Deductible : Not Available
    Compassionate Travel/Stay Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member

    Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment

    Medical Sublimit Senior Senior Plus Super Senior Plus
    Hospital Room Rent and Boarding expenses $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days
    Emergency Room Services $1,500 $1,500 $1,500
    ICU Charges $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days
    Surgical Treatment Expenses $12,500 $12,500 $12,500
    25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services
    Physician Consultation Charges $125 per day upto 10 visits $125 per day upto 10 visits $125 per day upto 10 visits
    Diagnostic Tests Up to $750 Up to $750 Up to $750
    Ambulance Service (Not applicable for Outpatient Treatment) Up to $500 Up to $500 Up to $500
    Pharmacy Up to $2,000 Up to $2,000 Up to $2,000
    Miscellaneous Expenses Up to $500 Up to $500 Up to $500
    Emergency Room Services (Total) $27,500 $27,500 $27,500
    Non-Surgical (Medical Management cases) $13,000 $13,000 $13,000

How much does a Tata AIG Travel Guard plus cost per month?

The Tata AIG Travel Guard plus insurance cost per month starts at just ₹2,474 for coverage Worldwide Including USA & Canada. Tata AIG Travel Guard plus insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard plus plan variants.

Traveler's age Travel Guard Plus Silver Travel Guard Plus Silver Plus Travel Guard Plus Gold Travel Guard Plus Platinum Titanium Titanium Plus
$50,000 $100,000 $250,000 $500,000 $750,000 $1,000,000
0-40 years ₹2,474 ₹2,956 ₹3,347 ₹3,549 ₹4,775 ₹5,699
41-55 years ₹3,216 ₹3,553 ₹4,593 ₹5,102 ₹6,406 ₹7,543
56-60 years (Limited coverage) ₹3,216 ₹3,553 ₹4,593 ₹5,102 ₹6,406 ₹7,543
56-60 years ₹6,375 ₹7,383 ₹9,647 ₹10,275 - -
61-70 years (Limited coverage) ₹6,175 ₹7,156 ₹8,768 ₹9,403 - -
61-70 years ₹11,902 ₹14,625 ₹17,900 ₹20,368 - -
Traveler's age Travel Guard Plus Senior Travel Guard Plus Senior Plus
$50,000 $100,000
71-75 years (Limited coverage) ₹9,097 ₹12,571
71-75 years ₹21,769 ₹24,351
76-80 years (Limited coverage) ₹12,998 ₹17,922
76-80 years ₹31,450 ₹35,141
Traveler's age Travel Guard Plus Super Senior
$50,000
81 - 85 years (Limited coverage) ₹25,504
81 - 85 years ₹54,801
86 - 90 years (Limited coverage) ₹40,975
86 - 90 years ₹88,582
91 - 98 years (Limited coverage) ₹51,634
91 - 98 years ₹103,396
Traveler's age Travel Guard Plus Super Senior
$50,000
99 years ₹103,396

The Tata AIG Travel Guard plus insurance cost per month starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada. Tata AIG Travel Guard plus insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard plus plan variants.

Traveler's age Travel Guard Plus Silver Travel Guard Plus Silver Plus Travel Guard Plus Gold Travel Guard Plus Platinum Titanium Titanium Plus
$50,000 $100,000 $250,000 $500,000 $750,000 $1,000,000
0-40 years ₹1,183 ₹1,391 ₹1,577 ₹1,897 ₹2,431 ₹2,978
41-55 years ₹1,466 ₹1,811 ₹2,142 ₹2,515 ₹2,991 ₹3,625
56-60 years (Limited coverage) ₹1,466 ₹1,811 ₹2,142 ₹2,515 ₹2,991 ₹3,625
56-60 years ₹1,887 ₹2,440 ₹3,168 ₹3,354 - -
61-70 years (Limited coverage) ₹2,874 ₹3,674 ₹4,174 ₹4,699 - -
61-70 years ₹3,740 ₹4,999 ₹5,915 ₹7,004 - -
Traveler's age Travel Guard Plus Senior Travel Guard Plus Senior Plus
$50,000 $100,000
71-75 years (Limited coverage) ₹5,845 ₹6,604
71-75 years ₹7,725 ₹10,683
76-80 years (Limited coverage) ₹7,202 ₹9,352
76-80 years ₹11,174 ₹15,415
Traveler's age Travel Guard Plus Super Senior
$50,000
81 - 85 years (Limited coverage) ₹13,936
81 - 85 years ₹23,486
86 - 90 years (Limited coverage) ₹23,842
86 - 90 years ₹40,555
91 - 98 years (Limited coverage) ₹32,511
91 - 98 years ₹55,490
Traveler's age Travel Guard Plus Super Senior
$50,000
99 years ₹55,490

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
How are Claims settled
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